1st Advantage MortgageThe median Acadia Parish household earns $45,562, and 25% of residents live below the poverty line. For a Acadia Parish borrower, the useful steps are the same anywhere: price the need, gather three written offers, and check the Louisiana license.
On this page
- Acadia Parish, LA: the basics
- How much Acadia Parish households make
- Where Acadia Parish differs from the rest of Louisiana
- Work, industries and travel time in Acadia Parish
- Homes and rents, Acadia Parish
- Acadia Parish towns compared
- How Acadia Parish compares with nearby counties
- What a median Acadia Parish budget can carry
- Reading the Acadia Parish data as a borrower
- More Acadia Parish figures
- Steps before you apply in Acadia Parish
- Louisiana rules that apply in Acadia Parish
- Beyond Acadia Parish
- Frequently asked questions
Acadia Parish, LA: the basics
Roughly 56,955 residents live in Acadia Parish, Louisiana, 19th by population among the state's 64 counties and county equivalents. It covers 655 square miles of land, or about 87 people per square mile. Acadia Parish counts toward the Lafayette, LA metro in the 2023 OMB delineation, so regional figures for Lafayette, LA include it. Largest place: Crowley, about 11,422 residents (20% of Acadia Parish); 12 Census places in all.
How much Acadia Parish households make
At $45,562, the typical Acadia Parish household income is 31% below the median U.S. county ($65,681). In the state ranking that is 48th of 64.
| Income band | Share in Acadia Parish | Difference from Louisiana |
|---|---|---|
| Under $35,000 | 38.8% | +8.1 pts |
| $35,000 to $99,999 | 40.1% | +0.7 pts |
| $100,000 to $199,999 | 17.1% | -5.1 pts |
| $200,000 or more | 4.0% | -3.8 pts |
39% under $35,000 and 21% at $100,000 or more: that is the Acadia Parish income split. 25.0% of residents fall below the federal poverty line (statewide: 18.9%). Gini index for Acadia Parish: 0.493. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Where Acadia Parish differs from the rest of Louisiana
Ranked against the other 63 county-level areas in Louisiana, these are the Acadia Parish figures furthest from the middle.
- On median gross rent, Acadia Parish sits near the bottom of Louisiana at $681/mo, 8th lowest of 64. Cheaper housing gives many renters more slack in a budget.
- On households without a vehicle, Acadia Parish sits near the top of Louisiana at 10.5%, 9th highest of 64. Car-free households may need loans less for repairs but more for moves.
- Acadia Parish ranks 13th lowest of 64 Louisiana counties for the housing vacancy rate: 12%, against 14% statewide. Few vacant units can mean a tight housing market.
Work, industries and travel time in Acadia Parish
Top Acadia Parish industry by residents employed: education and health care, 25%; second, retail trade, 11%. Agriculture, forestry and mining stands out: 7% of workers here, versus 3% statewide. Averaged over the five survey years, 7.7% of the labor force was out of work and looking. 20% of commuters travel 45 minutes or more each way, and 6% work from home. Only 10.5% of homes here go without a vehicle.
| Sector | Acadia Parish | Compared with Louisiana |
|---|---|---|
| Education and health care | 24.7% | -0.9 pts |
| Retail trade | 11.3% | +0.3 pts |
| Arts, lodging and food service | 10.4% | +1.1 pts |
| Construction | 8.6% | +0.3 pts |
| Professional and administrative services | 8.1% | -1.7 pts |
| Agriculture, forestry and mining | 7.2% | +4.1 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Acadia Parish should have bank statements and tax returns ready.
Homes and rents, Acadia Parish
Acadia Parish rent at the median: $681 a month, utilities in ($1,064 in Louisiana). About 5 in 10 Acadia Parish renters pay 30% or more of income for rent. With a median value of $155,500, a typical Acadia Parish house costs 3.4 times what the median household earns in a year. The ownership rate is 67%. Median construction year: 1980.
| Cost | Acadia Parish | Louisiana figure | Higher or lower |
|---|---|---|---|
| Median gross rent | $681/mo | $1,064/mo | 36% lower |
| Median home value | $155,500 | $216,500 | 28% lower |
| Owners | 67% | 67% | -0.3 pts |
| Rent-burdened renters | 54% | 55% | -0.3 pts |
| Burdened owners | 26% | 28% | -2.1 pts |
With rent burdens at 54%, keep any Acadia Parish loan to the smallest amount that solves the problem.
Acadia Parish towns compared
The table lists the 12 largest of 12 Census places in Acadia Parish, by population. Together all 12 hold about 38,967 people, so roughly 32% of residents live outside any named place. Incomes vary by place: $117,764 at the median in Mermentau, $28,642 in Crowley. From Crowley to the smallest crossroads, Acadia Parish residents share this guide.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Crowley | city | 11,422 | $28,642 | $594 | 6 mi |
| Eunice | city | 9,239 | $35,436 | $799 | 14 mi |
| Rayne | city | 7,105 | $42,151 | $828 | 9 mi |
| Church Point | town | 4,096 | $46,087 | $862 | 14 mi |
| Basile | town | 1,790 | $52,415 | $900 | 18 mi |
| Iota | town | 1,481 | $40,833 | $491 | 6 mi |
| Morse | village | 1,099 | n/a | $491 | 13 mi |
| Egan | CDP | 1,015 | $93,196 | n/a | 7 mi |
| Mermentau | village | 627 | $117,764 | $478 | 13 mi |
| Estherwood | village | 622 | $45,833 | $748 | 8 mi |
| Branch | CDP | 268 | n/a | n/a | 8 mi |
| Midland | CDP | 203 | $66,389 | n/a | 9 mi |
A CDP is a named community without its own municipal government.
How Acadia Parish compares with nearby counties
Distances run center to center, from Lafayette Parish at 22 miles out to Allen Parish at 35. Richest neighbor: Lafayette Parish, $67,451. Poorest: Evangeline Parish, $41,915. Acadia Parish: $45,562.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Acadia Parish | - | $45,562 | $681/mo | 67% |
| Lafayette Parish, LA | 22 mi | $67,451 | $1,057/mo | 65% |
| Jefferson Davis Parish, LA | 24 mi | $57,341 | $848/mo | 77% |
| Evangeline Parish, LA | 30 mi | $41,915 | $681/mo | 66% |
| St. Landry Parish, LA | 32 mi | $44,462 | $748/mo | 70% |
| Vermilion Parish, LA | 34 mi | $55,707 | $848/mo | 73% |
| Allen Parish, LA | 35 mi | $46,469 | $775/mo | 74% |
What a median Acadia Parish budget can carry
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Acadia Parish household at the medians it works out like this; treat it as an illustration only.
- Start: $3,797 gross per month ($45,562 / 12)
- Rent at the median, $681, takes 18% of that
- $648: what a 35% ratio leaves once rent is paid
- Under a 45% cap, $1,709 total minus rent leaves $1,028
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Reading the Acadia Parish data as a borrower
The county's numbers point to a few situations that come up often for Acadia Parish borrowers.
- 20% long commutes. A Acadia Parish repair bill is often urgent; compare the shop's financing with a loan in writing.
- Mobile homes in Acadia Parish. At 18% of units, they are a big part of local housing; check whether yours is titled as real or personal property.
- Before borrowing. At 25.0% poverty, Acadia Parish has local aid programs worth checking (options).
- Rent at $681. With 54% burdened, a short term and small amount keep risk down.
More Acadia Parish figures
College graduates make up 14% of the adult population. The uninsured rate is 6.4%, against 7.8% for Louisiana.
| Measure | Acadia Parish | Gap to Louisiana | Gap to typical U.S. county |
|---|---|---|---|
| Median age | 37.1 | -0.9 yrs | -4.4 yrs |
| Bachelor's or higher | 13.9% | -13.1 pts | -8.2 pts |
| No high school diploma | 18.3% | +5.5 pts | n/a |
| No health insurance | 6.4% | -1.5 pts | -1.5 pts |
| No vehicle | 10.5% | +2.0 pts | +5.1 pts |
| Work from home | 5.8% | -2.4 pts | -2.9 pts |
| Poverty rate | 25.0% | +6.1 pts | +11.8 pts |
| Unemployment (ACS) | 7.7% | +1.4 pts | +3.3 pts |
| Commute length | Acadia Parish |
|---|---|
| Under 15 min | 28.5% |
| 15 to 29 min | 32.7% |
| 30 to 44 min | 18.8% |
| 45 to 59 min | 8.8% |
| 60+ min | 11.3% |
Steps before you apply in Acadia Parish
A short checklist for Acadia Parish borrowers:
- Write down what the expense costs; a smaller loan costs less.
- Collect three written offers and compare APR and total repaid.
- Verify the Louisiana license before giving out your Social Security number.
- Ask about early-payoff penalties.
Louisiana rules that apply in Acadia Parish
Licensing happens at the state level, so a lender working with Acadia Parish borrowers answers to the Louisiana Office of Financial Institutions. The Consumer Financial Protection Bureau accepts complaints nationwide. See the Louisiana state guide for the statewide picture.
Beyond Acadia Parish
Statewide:
Frequently asked questions
Where does Acadia Parish rank on income in Louisiana?
48th of 64, with a median of $45,562. The state median is $60,756.
How much is rent in Acadia Parish?
Median gross rent, utilities included, is $681 a month; 54% of renters spend 30% or more of income on it.
I live near Crowley. Which guide is mine?
This one. Crowley and the rest of Acadia Parish have no separate city guide.
Can Acadia Parish residents use the questionnaire?
Yes. It asks the same questions in every Louisiana county, lists every requirement up front and does not affect your credit score.
Who regulates personal lenders for Acadia Parish residents?
The Louisiana Office of Financial Institutions licenses consumer lenders in Louisiana; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.