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North Carolina

Alamance County, NC: personal loan guide and local data

Updated October 28, 2026 by the Personal Loan Compare editors · How we research and review

Short answer

30% of Alamance County households earn $100,000 or more; the median is $65,651 (ACS 2020-24). Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.

On this page
  1. First look: Alamance County, NC
  2. How Alamance County ranks in North Carolina
  3. Where Alamance County households live
  4. Alamance County income bands
  5. Work, industries and travel time in Alamance County
  6. Alamance County and the counties next door
  7. Burlington and the rest of Alamance County
  8. What the numbers mean for Alamance County borrowers
  9. Who lives in Alamance County, in numbers
  10. What a median Alamance County budget can carry
  11. Four steps for Alamance County borrowers
  12. Checking a lender's license in North Carolina
  13. More guides for Alamance County
  14. Frequently asked questions

First look: Alamance County, NC

176,893Population (ACS 2020-24)
$65,651Median household income
$1,064/moMedian gross rent
$241,500Median home value
65%Owner-occupied homes
13%Below the poverty line
423 sq miLand area
38.9Median age

Roughly 176,893 residents live in Alamance County, North Carolina, 16th by population among the state's 100 counties and county equivalents. Land area is 423 square miles (2024 Gazetteer), so density runs near 418 per square mile. Alamance County counts toward the Burlington, NC metro in the 2023 OMB delineation, so regional figures for Burlington, NC include it. Largest place: Burlington, about 59,610 residents (34% of Alamance County); 14 Census places in all.

How Alamance County ranks in North Carolina

Out of every North Carolina county, Alamance County is most unusual on these measures.

  • Alamance County ranks 16th highest of 100 North Carolina counties for population: 176,893, against 10,730,404 statewide. More people usually means more banks and credit unions to compare nearby.
  • The housing vacancy rate: 9% in Alamance County. Only 17 of 100 North Carolina counties are lower. Low vacancy tends to push rents up over time.
  • On the share of mobile homes, Alamance County sits near the bottom of North Carolina at 11.5%, 20th lowest of 100. Site-built housing dominates, which matters for equity-based credit.

Where Alamance County households live

Alamance County rent at the median: $1,064 a month, utilities in ($1,228 in North Carolina). By the Census definition, 47% of Alamance County renters are cost-burdened. The median owner-occupied home is valued at $241,500, about 3.7 times the median household income. Homeowners 65%, renters 35%. Median construction year: 1988.

HousingAlamance CountyNorth Carolina statewideAlamance County vs state
Burdened owners22%25%-2.3 pts
Rent-burdened renters47%49%-2.2 pts
Median home value$241,500$288,90016% lower
Owners65%67%-1.6 pts
Median gross rent$1,064/mo$1,228/mo13% lower
Mobile homes11.5%11.0%+0.5 pts

Alamance County income bands

Median household income in Alamance County: $65,651 (9% below North Carolina, $72,388). Only 36 North Carolina counties post a higher median.

BandAlamance CountyCompared with North Carolina
Under $35,00025.0%+1.8 pts
$35,000 to $99,99944.7%+3.3 pts
$100,000 to $199,99924.1%-0.9 pts
$200,000 or more6.2%-4.2 pts

Six-figure households (30%) outnumber those under $35,000 (25%) in Alamance County. Alamance County counts about 23,617 residents below the poverty line, 13.4% of the population. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Alamance County median.

Work, industries and travel time in Alamance County

Education and health care employs 27% of working residents, the largest share; manufacturing is next with 14%. The sharpest difference from the state is in education and health care, at 27% locally and 23% for North Carolina. Averaged over the five survey years, 5.1% of the labor force was out of work and looking. 15% of commuters travel 45 minutes or more each way, and 11% work from home. Only 4.7% of homes here go without a vehicle.

SectorAlamance CountyCompared with North Carolina
Education and health care26.9%+4.4 pts
Manufacturing14.3%+2.7 pts
Retail trade12.2%+1.0 pts
Professional and administrative services9.1%-3.5 pts
Arts, lodging and food service8.5%+0.2 pts
Construction7.8%+0.4 pts

Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.

Alamance County and the counties next door

The six counties whose centers lie closest to Alamance County's, from 16 to 32 miles away. Richest neighbor: Chatham County, $94,317. Poorest: Rockingham County, $57,053. Alamance County: $65,651.

Nearby countyCenter to centerHousehold incomeGross rentOwner-occupied
Alamance County-$65,651$1,064/mo65%
Orange County, NC16 mi$90,089$1,496/mo64%
Guilford County, NC22 mi$68,642$1,163/mo60%
Caswell County, NC24 mi$59,755$727/mo75%
Chatham County, NC25 mi$94,317$1,180/mo81%
Durham County, NC29 mi$82,316$1,508/mo55%
Rockingham County, NC32 mi$57,053$810/mo72%

Burlington and the rest of Alamance County

14 Census places fall mainly inside Alamance County; the 14 biggest are below. They account for 134,711 residents, leaving about 24% of the county in unincorporated, unnamed areas. Gap between richest and poorest larger place: $44,736, Swepsonville over Green Level. Rent is cheapest in Glen Raven ($743) and steepest in Elon ($2,080). Burlington and every other Alamance County community use this county guide.

Town or CDPTypePeopleMedian household incomeMedian gross rentMiles from center
Burlingtoncity59,610$56,880$1,0514 mi
Mebanecity19,538$83,174$1,2837 mi
Grahamcity18,048$56,239$1,0711 mi
Elontown11,032$84,773$2,0807 mi
Gibsonvilletown9,467$95,861$1,0349 mi
Glen RavenCDP3,506$63,173$7437 mi
Green Leveltown3,230$55,823$8916 mi
Haw Rivertown2,824$61,058$1,2584 mi
Swepsonvilletown2,517$100,559$1,1913 mi
SaxapahawCDP1,301$59,000$7537 mi
Alamancevillage1,267$99,375$1,1565 mi
WoodlawnCDP1,085$72,734$8418 mi
Ossipeetown795$70,417$1,09411 mi
AltamahawCDP491$57,120n/a12 mi

What the numbers mean for Alamance County borrowers

What the Alamance County figures suggest, and what to check first:

  • Uninsured care. 10% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
  • Renters under pressure. When 47% pay 30% or more for rent, the smallest loan that solves the problem is the right size.
  • Getting ready. Gather pay stubs or benefit letters before you apply (checklist).

Who lives in Alamance County, in numbers

29% of Alamance County adults 25 and older hold a bachelor's degree or more. About 10% go without health insurance.

ResidentsAlamance CountyDifference from North CarolinaDifference from middle U.S. county
Bachelor's or higher28.7%-6.9 pts+6.6 pts
Work from home11.3%-5.0 pts+2.7 pts
No high school diploma11.0%+1.2 ptsn/a
No vehicle4.7%-0.6 pts-0.7 pts
Unemployment (ACS)5.1%+0.3 pts+0.7 pts
No health insurance10.2%+0.3 pts+2.4 pts
Poverty rate13.4%+0.3 pts+0.2 pts
Median age38.9-0.2 yrs-2.6 yrs
Trip timeShare
Under 15 min25.1%
15 to 29 min37.8%
30 to 44 min21.7%
45 to 59 min9.9%
60+ min5.4%

What a median Alamance County budget can carry

Alamance County's $65,651 median income, run through a debt-to-income check:

  • $65,651 a year is $5,471 of gross monthly income
  • Housing at the median rent of $1,064 uses 19%
  • $906: what a 36% ratio leaves once rent is paid

A household below the $65,651 median has less room than this, often none.

Four steps for Alamance County borrowers

Four checks before you sign anything:

  • Price the Alamance County expense first and borrow that amount, no more.
  • Compare the total repaid on every offer, not just the payment.
  • Only work with lenders licensed for North Carolina borrowers.
  • Ask about early-payoff penalties.

Checking a lender's license in North Carolina

Before sharing details with a lender, a Alamance County resident can confirm its license with the North Carolina Office of the Commissioner of Banks. Problems with a lender can also go to the CFPB. The North Carolina page has statewide figures to set beside Alamance County's.

Statewide:

Frequently asked questions

What is the median household income in Alamance County?

$65,651 a year in the 2020 to 2024 Census survey, versus $72,388 for North Carolina. It ranks 37th of 100 in the state.

What do renters pay in Alamance County?

$1,064 a month at the median, about 19% of median household income.

Is Altamahaw covered?

Yes. Altamahaw is one of 14 Census places in Alamance County, and this guide covers all of them.

Can Alamance County residents use the questionnaire?

Yes. It asks the same questions in every North Carolina county, lists every requirement up front and does not affect your credit score.

How do I know a lender is legitimate in Alamance County?

Look it up with the North Carolina Office of the Commissioner of Banks, read the written offer, and refuse any fee before funding.

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