1st Advantage MortgageAlamosa County households have a median income of $55,397 and median rent of $907 a month (ACS 2020 to 2024). Use those as context only. A lender looks at your own documented income and debts; compare APR and total repaid on every Alamosa County offer.
On this page
- Population and place: Alamosa County
- What it costs to live in Alamosa County
- The Alamosa County job picture
- What stands out in Alamosa County
- What Alamosa County households earn
- Alamosa County towns compared
- How Alamosa County compares with nearby counties
- Budget math at the Alamosa County median
- Alamosa County residents: age, schooling, coverage
- Reading the Alamosa County data as a borrower
- Checklist for Alamosa County applicants
- Colorado rules that apply in Alamosa County
- Other Colorado guides
- Frequently asked questions
Population and place: Alamosa County
Alamosa County is home to about 16,581 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 31st most populous of 64 county-level areas in Colorado. Spread over 723 square miles, that works out to roughly 22.9 residents per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Of the 3 Census places inside Alamosa County, Alamosa leads by population with about 9,879; 2 of the 3 are incorporated.
What it costs to live in Alamosa County
A typical Alamosa County rental runs $907 a month including utilities, which is 48% below Colorado. By the Census definition, 37% of Alamosa County renters are cost-burdened. The median owner-occupied home is valued at $239,100, about 4.3 times the median household income. 56% of Alamosa County households own their home and 44% rent. Half the housing stock was built before 1982. Nationally, Alamosa County's $907 rent is 3% above the middle county.
| Home costs | Alamosa County | Colorado | Compared with Colorado |
|---|---|---|---|
| Rent-burdened renters | 37% | 53% | -15.7 pts |
| Owners | 56% | 66% | -10.3 pts |
| Mobile homes | 12.2% | 3.5% | +8.7 pts |
| Median home value | $239,100 | $539,400 | 56% lower |
| Median gross rent | $907/mo | $1,761/mo | 48% lower |
| Burdened owners | 32% | 30% | +1.8 pts |
The Alamosa County job picture
Top Alamosa County industry by residents employed: education and health care, 33%; second, arts, lodging and food service, 12%. Alamosa County over-indexes on education and health care: 33% versus 22% in Colorado. 3.7% of Alamosa County's labor force reported being unemployed, averaged across 2020 to 2024. About 75% drive to work alone and 6% have trips of 45 minutes or more.
| Industry | Share of Alamosa County workers | vs Colorado |
|---|---|---|
| Education and health care | 32.8% | +11.0 pts |
| Arts, lodging and food service | 12.1% | +3.1 pts |
| Retail trade | 11.4% | +1.2 pts |
| Professional and administrative services | 7.3% | -8.3 pts |
| Agriculture, forestry and mining | 7.0% | +5.2 pts |
| Finance, insurance and real estate | 5.5% | -1.7 pts |
Seasonal work is common in many Alamosa County industries; if that is you, show a full year of income rather than one strong month.
What stands out in Alamosa County
The 3 Alamosa County numbers that rank furthest from typical in Colorado, and what each means for a borrower:
- Few Colorado counties match Alamosa County on median age: 33.2 here, 37.7 for the state, ranking the lowest of 64. A young county means many first-time borrowers; read every fee line.
- Alamosa County ranks 3rd highest of 64 Colorado counties for households without a vehicle: 7.9%, against 5.2% statewide. Car-free households may need loans less for repairs but more for moves.
- Alamosa County ranks 4th lowest of 64 Colorado counties for the share of workers who work from home: 5.0%, against 21.0% statewide. Few remote jobs means most pay stubs come from local employers.
What Alamosa County households earn
At $55,397, the typical Alamosa County household income is 16% below the median U.S. county ($65,681). In the state ranking that is 51st of 64.
| Yearly household income | Alamosa County | Gap to Colorado |
|---|---|---|
| Under $35,000 | 30.6% | +14.2 pts |
| $35,000 to $99,999 | 46.1% | +10.3 pts |
| $100,000 to $199,999 | 19.6% | -11.3 pts |
| $200,000 or more | 3.8% | -13.2 pts |
On the low end, 31% of Alamosa County households report under $35,000; at the top, 23% report $100,000-plus. Census counts 17.2% of Alamosa County residents in poverty, against 9.4% across Colorado. None of these numbers decides a Alamosa County application. Lenders weigh your own documented income against your own debts.
Alamosa County towns compared
The table lists the 3 largest of 3 Census places in Alamosa County, by population. Together all 3 hold about 11,329 people, so roughly 32% of residents live outside any named place. Alamosa and every other Alamosa County community use this county guide.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Alamosa | city | 9,879 | $49,688 | $837 | 8 mi |
| Alamosa East | CDP | 1,298 | $76,683 | $1,287 | 7 mi |
| Hooper | town | 152 | $46,875 | n/a | 13 mi |
How Alamosa County compares with nearby counties
Nearest neighbors first, measured between county centers (28 to 46 miles). Custer County leads the group on income ($72,674), Costilla County trails ($36,861), and Alamosa County out-earns 4 of the six.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Alamosa County | - | $55,397 | $907/mo | 56% |
| Costilla County, CO | 28 mi | $36,861 | $927/mo | 79% |
| Conejos County, CO | 33 mi | $50,978 | $748/mo | 77% |
| Rio Grande County, CO | 37 mi | $64,411 | $945/mo | 67% |
| Saguache County, CO | 40 mi | $50,082 | $828/mo | 77% |
| Custer County, CO | 43 mi | $72,674 | $1,069/mo | 85% |
| Huerfano County, CO | 46 mi | $52,526 | $838/mo | 75% |
Budget math at the Alamosa County median
The debt-to-income ratio is the main affordability test lenders use. Applied to Alamosa County's medians:
- $4,616 a month: gross income for a household at the Alamosa County median
- 20% goes to median rent ($907)
- With a 43% ceiling, about $1,078 remains for car, card, student and any new loan payments
Two-income households and single earners in Alamosa County land in very different places on this math, so run it for your own budget.
Alamosa County residents: age, schooling, coverage
In Alamosa County, 32% of adults have at least a four-year degree (46% in Colorado). Health coverage gaps: 5.8% of Alamosa County residents are uninsured.
| Indicator | Alamosa County | +/- Colorado | +/- U.S. county |
|---|---|---|---|
| Work from home | 5.0% | -16.0 pts | -3.7 pts |
| Bachelor's or higher | 32.4% | -13.3 pts | +10.3 pts |
| Poverty rate | 17.2% | +7.8 pts | +4.0 pts |
| Median age | 33.2 | -4.5 yrs | -8.3 yrs |
| No high school diploma | 11.4% | +4.3 pts | n/a |
| No vehicle | 7.9% | +2.7 pts | +2.5 pts |
| No health insurance | 5.8% | -2.0 pts | -2.1 pts |
| Unemployment (ACS) | 3.7% | -1.0 pts | -0.8 pts |
| One-way commute | Share of Alamosa County workers |
|---|---|
| Under 15 min | 64.4% |
| 15 to 29 min | 22.7% |
| 30 to 44 min | 7.2% |
| 45 to 59 min | 2.1% |
| 60+ min | 3.6% |
Reading the Alamosa County data as a borrower
Based on the Alamosa County data above, these borrowing questions are most likely to matter locally.
- Repairs on manufactured housing. With 12% of homes here, compare a personal loan with any dealer or park repair program.
- Advance-fee offers. No legitimate lender asks a Alamosa County borrower to pay first (scam signs).
- Consolidating cards in Alamosa County. Compare the total repaid, not the monthly figure (how).
Checklist for Alamosa County applicants
Four checks before you sign anything:
- Know the exact dollar figure you need before talking to a lender.
- Shop at least three lenders, including one Alamosa County-area credit union.
- Only work with lenders licensed for Colorado borrowers.
- Lock paid-off cards after consolidating so balances stay at zero.
Colorado rules that apply in Alamosa County
Before sharing details with a lender, a Alamosa County resident can confirm its license with the Colorado Division of Banking. For consumer-credit complaints, Colorado residents can also contact the Colorado Attorney General's office, which administers the state's Uniform Consumer Credit Code. Nationally, Alamosa County residents can file with the CFPB. More on Colorado: Colorado personal loans.
Other Colorado guides
For statewide rules and data, see the Colorado guide.
Frequently asked questions
Is Alamosa County a high-income county?
Its $55,397 median ranks 51st of 64 Colorado counties and compares with $65,681 for the median U.S. county.
How much is rent in Alamosa County?
Median gross rent, utilities included, is $907 a month; 37% of renters spend 30% or more of income on it.
Which towns does the Alamosa County guide cover?
Every community in the county, unincorporated areas included. The largest of its 3 Census places: Alamosa, Alamosa East, Hooper.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Alamosa County or elsewhere in Colorado, the same rules apply.
Is there a Alamosa County office that licenses lenders?
No, licensing is statewide. In Colorado it is the Colorado Division of Banking.