1st Advantage MortgageAbout 69% of Anson County homes are owner-occupied, and the median household income is $47,302. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in North Carolina before sharing details.
On this page
- A quick profile of Anson County
- Housing costs in Anson County
- What Anson County households earn
- Employment and commuting in Anson County
- Cities, towns and CDPs in Anson County
- The counties around Anson County
- More Anson County figures
- Before borrowing in Anson County
- Debt-to-income at Anson County's medians
- Lender oversight for Anson County
- A Anson County borrower's checklist
- Nearby and statewide guides
- Frequently asked questions
A quick profile of Anson County
With an estimated 22,289 residents (ACS 2020 to 2024), Anson County ranks 76th of 100 in North Carolina for population. Spread over 531 square miles, that works out to roughly 41.9 residents per square mile. It is one of the counties that make up the Charlotte-Concord-Gastonia, NC-SC metropolitan statistical area (OMB, 2023). Of the 7 Census places inside Anson County, Wadesboro leads by population with about 4,972; 7 of the 7 are incorporated.
Housing costs in Anson County
A typical Anson County rental runs $814 a month including utilities, which is 34% below North Carolina. 40% of renting households spend 30% or more of income on rent, and 23% spend half or more. With a median value of $148,600, a typical Anson County house costs 3.1 times what the median household earns in a year. Owners occupy 69% of homes. Half the housing stock was built before 1974.
| Home costs | Anson County | North Carolina | U.S. middle county |
|---|---|---|---|
| Median gross rent | $814/mo | $1,228/mo | $877/mo |
| Median home value | $148,600 | $288,900 | $185,300 |
| Owners | 69% | 67% | 75% |
| Rent-burdened renters | 40% | 49% | 45% |
| Burdened owners | 41% | 25% | n/a |
| Vacant units | 14% | 13% | n/a |
What Anson County households earn
Anson County households have a median income of $47,302 (ACS 2020 to 2024), which ranks 90th of 100 in North Carolina.
| Band | Anson County | Compared with North Carolina |
|---|---|---|
| Under $35,000 | 41.4% | +18.2 pts |
| $35,000 to $99,999 | 42.1% | +0.6 pts |
| $100,000 to $199,999 | 13.9% | -11.1 pts |
| $200,000 or more | 2.7% | -7.7 pts |
About 41% of households earn under $35,000, while 17% clear $100,000. Census counts 21.7% of Anson County residents in poverty, against 13.0% across North Carolina. None of these numbers decides a Anson County application. Lenders weigh your own documented income against your own debts.
Employment and commuting in Anson County
Manufacturing employs 30% of working residents, the largest share; education and health care is next with 19%. Manufacturing stands out: 30% of workers here, versus 12% statewide. ACS puts five-year average unemployment at 5.5% in Anson County. About 74% drive to work alone and 23% have trips of 45 minutes or more.
| Sector | Anson County | Compared with North Carolina |
|---|---|---|
| Manufacturing | 29.6% | +18.0 pts |
| Education and health care | 19.3% | -3.2 pts |
| Construction | 8.4% | +1.1 pts |
| Transportation, warehousing and utilities | 8.0% | +2.6 pts |
| Retail trade | 7.6% | -3.6 pts |
| Arts, lodging and food service | 6.0% | -2.4 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Cities, towns and CDPs in Anson County
The table lists the 7 largest of 7 Census places in Anson County, by population. Together all 7 hold about 10,118 people, so roughly 55% of residents live outside any named place. Ansonville has the highest median household income on the list ($48,750) and Lilesville the lowest ($41,389), counting places with at least 500 residents. Live in one of these Anson County communities, or between them? This is your local guide.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Wadesboro | town | 4,972 | $42,667 | $906 | 2 mi |
| Polkton | town | 2,555 | $47,059 | $1,009 | 5 mi |
| Lilesville | town | 971 | $41,389 | $929 | 7 mi |
| Ansonville | town | 651 | $48,750 | $906 | 9 mi |
| Peachland | town | 443 | $70,000 | $919 | 9 mi |
| Morven | town | 362 | $28,125 | $877 | 10 mi |
| McFarlan | town | 164 | n/a | n/a | 13 mi |
The counties around Anson County
The six counties whose centers lie closest to Anson County's, from 20 to 36 miles away. Union County leads the group on income ($102,900), Marlboro County trails ($34,301), and Anson County out-earns 2 of the six. Some neighbors are in South Carolina. Lender licensing is state by state, so a loan for a Anson County resident follows North Carolina rules.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Anson County | - | $47,302 | $814/mo | 69% |
| Richmond County, NC | 20 mi | $44,883 | $724/mo | 66% |
| Chesterfield County, SC | 24 mi | $49,235 | $762/mo | 73% |
| Union County, NC | 24 mi | $102,900 | $1,496/mo | 82% |
| Stanly County, NC | 25 mi | $60,704 | $861/mo | 74% |
| Montgomery County, NC | 27 mi | $57,766 | $766/mo | 75% |
| Marlboro County, SC | 36 mi | $34,301 | $689/mo | 63% |
More Anson County figures
Degree holders: 10% of adults over 25. 13.3% of residents have no health coverage.
| Indicator | Anson County | All of North Carolina | U.S. county median |
|---|---|---|---|
| Median age | 41.9 | 39.1 | 41.5 |
| Bachelor's or higher | 9.9% | 35.7% | 22.2% |
| No high school diploma | 16.9% | 9.9% | n/a |
| No health insurance | 13.3% | 9.9% | 7.8% |
| No vehicle | 9.4% | 5.3% | 5.4% |
| Work from home | 8.9% | 16.3% | 8.7% |
| Poverty rate | 21.7% | 13.0% | 13.2% |
| Unemployment (ACS) | 5.5% | 4.7% | 4.4% |
| Commute length | Anson County |
|---|---|
| Under 15 min | 22.2% |
| 15 to 29 min | 30.9% |
| 30 to 44 min | 23.4% |
| 45 to 59 min | 15.6% |
| 60+ min | 7.8% |
Before borrowing in Anson County
A few patterns in the Anson County data, and the practical point behind each:
- Hospital bills in Anson County. For the 13% of residents without coverage, the provider's charity-care program comes before any loan (details).
- Vehicle repairs. 23% of Anson County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
- Manufactured homes. 26% of Anson County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Assistance before credit. With a 22% poverty rate, check no-cost options before any Anson County loan.
Debt-to-income at Anson County's medians
The debt-to-income ratio is the main affordability test lenders use. Applied to Anson County's medians:
- Start: $3,942 gross per month ($47,302 / 12)
- Median rent: $814, or 21 cents of every gross dollar
- With a 40% ceiling, about $763 remains for car, card, student and any new loan payments
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Lender oversight for Anson County
Anson County borrowers fall under statewide rules, enforced by the North Carolina Office of the Commissioner of Banks. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. The North Carolina guide covers state rules in more detail.
A Anson County borrower's checklist
Quick steps for Anson County:
- Price the Anson County expense first and borrow that amount, no more.
- Compare the total repaid on every offer, not just the payment.
- A North Carolina license check takes minutes; do it first.
- Ask about early-payoff penalties.
Nearby and statewide guides
For statewide rules and data, see the North Carolina guide.
Frequently asked questions
Is Anson County a high-income county?
Its $47,302 median ranks 90th of 100 North Carolina counties and compares with $65,681 for the median U.S. county.
Is Anson County expensive for renters?
Median rent is $814 against $1,228 statewide, and 40% of renter households are cost-burdened.
I live in a small Anson County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Wadesboro, Polkton, Lilesville, Ansonville, Peachland and 2 more.
Are Anson County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.
Where can someone in Anson County check a lender's license?
With the North Carolina Office of the Commissioner of Banks. If a lender is unlicensed or asks for a fee before funding, walk away.