1st Advantage MortgageAsotin County households have a median income of $72,283 and median rent of $1,043 a month (ACS 2020 to 2024). A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Washington license first.
On this page
- Asotin County by the numbers
- Household income in Asotin County
- The Asotin County job picture
- Rent, home values and ownership in Asotin County
- Asotin County next to its neighbors
- Cities, towns and CDPs in Asotin County
- Room for a loan payment in Asotin County
- What the numbers mean for Asotin County borrowers
- Asotin County residents: age, schooling, coverage
- A Asotin County borrower's checklist
- Lender oversight for Asotin County
- More guides for Asotin County
- Frequently asked questions
Asotin County by the numbers
The latest five-year Census estimate puts Asotin County's population at 22,467; only 29 of Washington's 39 county-level areas are larger. Land area is 636 square miles (2024 Gazetteer), so density runs near 35 per square mile. For statistical purposes it belongs to the Lewiston, ID-WA metro area, as delineated by the Office of Management and Budget in July 2023. Clarkston Heights-Vineland is the biggest of its 5 Census places, at roughly 7,884 people (35% of the county total).
Household income in Asotin County
The median household income in Asotin County is $72,283; statewide it is $98,141, so Asotin County runs 26% below Washington as a whole. Only 23 Washington counties post a higher median.
| Yearly household income | Asotin County | Gap to Washington |
|---|---|---|
| Under $35,000 | 24.1% | +8.0 pts |
| $35,000 to $99,999 | 41.6% | +6.8 pts |
| $100,000 to $199,999 | 23.6% | -7.0 pts |
| $200,000 or more | 10.6% | -7.9 pts |
Some 24% of households here live on less than $35,000 a year; 34% have six-figure incomes. The poverty rate is 14.2%, 4 points higher than the state's 9.9%. None of these numbers decides a Asotin County application. Lenders weigh your own documented income against your own debts.
The Asotin County job picture
By the Census industry count, 27% of employed Asotin County residents work in education and health care and 11% in retail trade. The sharpest difference from the state is in education and health care, at 27% locally and 22% for Washington. ACS puts five-year average unemployment at 5.0% in Asotin County. About 80% drive to work alone and 5% have trips of 45 minutes or more. 3.2% of households have no vehicle.
| Top industries | Asotin County share | +/- vs Washington |
|---|---|---|
| Education and health care | 26.8% | +5.1 pts |
| Retail trade | 10.8% | -0.7 pts |
| Manufacturing | 9.9% | +0.9 pts |
| Professional and administrative services | 9.9% | -4.7 pts |
| Arts, lodging and food service | 9.7% | +1.5 pts |
| Other services | 6.1% | +1.8 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Rent, home values and ownership in Asotin County
A typical Asotin County rental runs $1,043 a month including utilities, which is 41% below Washington. 44% of renting households spend 30% or more of income on rent, and 24% spend half or more. The median owner-occupied home is valued at $325,600, about 4.5 times the median household income. Owners occupy 73% of homes. Half the housing stock was built before 1976.
| Housing | Asotin County | Washington statewide | Typical U.S. county |
|---|---|---|---|
| Median gross rent | $1,043/mo | $1,760/mo | $877/mo |
| Median home value | $325,600 | $564,600 | $185,300 |
| Owners | 73% | 64% | 75% |
| Rent-burdened renters | 44% | 50% | 45% |
| Burdened owners | 24% | 30% | n/a |
| Mobile homes | 11.9% | 5.5% | n/a |
| Vacant units | 7% | 7% | n/a |
Because most Asotin County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Asotin County next to its neighbors
Distances run center to center, from Garfield County at 23 miles out to Latah County at 50. Nez Perce County leads the group on income ($72,599), Lewis County trails ($51,615), and Asotin County out-earns 5 of the six. The list crosses into Idaho, Oregon, where different lending rules and regulators apply.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Asotin County | - | $72,283 | $1,043/mo | 73% |
| Garfield County, WA | 23 mi | $64,884 | $791/mo | 77% |
| Nez Perce County, ID | 25 mi | $72,599 | $1,015/mo | 70% |
| Columbia County, WA | 34 mi | $71,810 | $985/mo | 78% |
| Lewis County, ID | 39 mi | $51,615 | $737/mo | 76% |
| Wallowa County, OR | 41 mi | $67,112 | $981/mo | 72% |
| Latah County, ID | 50 mi | $65,424 | $929/mo | 59% |
Cities, towns and CDPs in Asotin County
The table lists the 5 largest of 5 Census places in Asotin County, by population. Together all 5 hold about 21,540 people, so roughly 4% of residents live outside any named place. Among places of 500 or more people, median income runs from $51,860 in West Clarkston-Highland to $101,286 in Clarkston Heights-Vineland. Live in one of these Asotin County communities, or between them? This is your local guide.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Clarkston Heights-Vineland | CDP | 7,884 | $101,286 | $1,125 | 15 mi |
| Clarkston | city | 7,191 | $54,152 | $917 | 18 mi |
| West Clarkston-Highland | CDP | 5,444 | $51,860 | $1,114 | 17 mi |
| Asotin | city | 1,021 | $77,083 | $1,224 | 14 mi |
| Anatone | CDP | 0 | n/a | n/a | 6 mi |
CDPs are unincorporated communities the Census Bureau defines for counting.
Room for a loan payment in Asotin County
Asotin County at the medians, through a lender's eyes (what DTI means):
- Start: $6,024 gross per month ($72,283 / 12)
- Median rent: $1,043, or 17 cents of every gross dollar
- With a 43% ceiling, about $1,547 remains for car, card, student and any new loan payments
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
What the numbers mean for Asotin County borrowers
What the Asotin County figures suggest, and what to check first:
- Older households. A 46.2 median age means fixed-income borrowing is common; a fixed payment and short term limit risk.
- Getting ready. Gather pay stubs or benefit letters before you apply (checklist).
- Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).
Asotin County residents: age, schooling, coverage
College graduates make up 25% of the adult population. About 6% go without health insurance.
| Indicator | Asotin County | All of Washington | U.S. county median |
|---|---|---|---|
| Median age | 46.2 | 38.3 | 41.5 |
| Bachelor's or higher | 24.7% | 39.6% | 22.2% |
| No high school diploma | 7.9% | 7.7% | n/a |
| No health insurance | 6.0% | 6.3% | 7.8% |
| No vehicle | 3.2% | 7.1% | 5.4% |
| Work from home | 10.9% | 19.8% | 8.7% |
| Poverty rate | 14.2% | 9.9% | 13.2% |
| Unemployment (ACS) | 5.0% | 5.1% | 4.4% |
| Trip time | Share |
|---|---|
| Under 15 min | 54.8% |
| 15 to 29 min | 34.3% |
| 30 to 44 min | 5.6% |
| 45 to 59 min | 2.1% |
| 60+ min | 3.2% |
A Asotin County borrower's checklist
Steps that save money for Asotin County residents:
- Get a written quote for whatever you are paying for in Asotin County.
- Collect three written offers and compare APR and total repaid.
- Look the lender up with the state regulator first.
- Keep a small cushion so one surprise bill does not mean another loan.
Lender oversight for Asotin County
Asotin County borrowers fall under statewide rules, enforced by the Washington State Department of Financial Institutions. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. More on Washington: Washington personal loans.
More guides for Asotin County
The Washington guide covers the whole state.
Frequently asked questions
How much do households in Asotin County earn?
The median is $72,283; 34% earn $100,000 or more and 24% under $35,000. A lender uses your own documented income, not this figure.
Is Asotin County expensive for renters?
Median rent is $1,043 against $1,760 statewide, and 44% of renter households are cost-burdened.
I live in a small Asotin County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Clarkston Heights-Vineland, Clarkston, West Clarkston-Highland, Asotin, Anatone.
Does living in Asotin County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Asotin County resident as anyone. Lenders decide under fair-lending law.
Is there a Asotin County office that licenses lenders?
No, licensing is statewide. In Washington it is the Washington State Department of Financial Institutions.