1st Advantage MortgageAbout 85% of Assumption Parish homes are owner-occupied, and the median household income is $51,423. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Assumption Parish, LA: the basics
- Household income in Assumption Parish
- The Assumption Parish job picture
- Housing costs in Assumption Parish
- How Assumption Parish compares with nearby counties
- Assumption Parish towns compared
- More Assumption Parish figures
- Before borrowing in Assumption Parish
- Room for a loan payment in Assumption Parish
- Before you sign
- Louisiana rules that apply in Assumption Parish
- Nearby and statewide guides
- Frequently asked questions
Assumption Parish, LA: the basics
With an estimated 20,484 residents (ACS 2020 to 2024), Assumption Parish ranks 43rd of 64 in Louisiana for population. Packed into 344 square miles, that is close to 60 residents for every square mile of land. For statistical purposes it belongs to the Baton Rouge, LA metro area, as delineated by the Office of Management and Budget in July 2023. The Census Bureau counts 8 places in the county (1 incorporated, 7 census-designated); the largest is Pierre Part, with about 2,308 residents, or 11% of the county.
Household income in Assumption Parish
Half of Assumption Parish households take in less than $51,423 a year and half take in more, 15% below the Louisiana median of $60,756. Only 35 Louisiana counties post a higher median.
| Income band | Share in Assumption Parish | Difference from Louisiana |
|---|---|---|
| Under $35,000 | 32.7% | +2.0 pts |
| $35,000 to $99,999 | 43.4% | +4.0 pts |
| $100,000 to $199,999 | 18.1% | -4.0 pts |
| $200,000 or more | 5.7% | -2.1 pts |
The spread is wide: 24% of Assumption Parish households make $100,000 or more, and 33% make less than $35,000. Census counts 15.3% of Assumption Parish residents in poverty, against 18.9% across Louisiana. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
The Assumption Parish job picture
The biggest employer of Assumption Parish residents, by industry, is education and health care at 23% of workers, followed by construction (17%). Compared with Louisiana, the county leans toward construction (17% against 8%). Averaged over the five survey years, 4.8% of the labor force was out of work and looking. 22% of commuters travel 45 minutes or more each way, and 4% work from home. 9.0% of households have no vehicle.
| Industry | Share of Assumption Parish workers | vs Louisiana |
|---|---|---|
| Education and health care | 23.1% | -2.4 pts |
| Construction | 17.2% | +8.8 pts |
| Manufacturing | 14.2% | +6.6 pts |
| Retail trade | 12.5% | +1.5 pts |
| Transportation, warehousing and utilities | 7.3% | +1.4 pts |
| Professional and administrative services | 7.2% | -2.7 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Housing costs in Assumption Parish
Renters in Assumption Parish pay a median of $810 a month, 24% below the Louisiana figure of $1,064. By the Census definition, 54% of Assumption Parish renters are cost-burdened. With a median value of $150,300, a typical Assumption Parish house costs 2.9 times what the median household earns in a year. 85% of Assumption Parish households own their home and 15% rent. The median year built is 1983.
| Home costs | Assumption Parish | Louisiana | U.S. middle county |
|---|---|---|---|
| Median gross rent | $810/mo | $1,064/mo | $877/mo |
| Median home value | $150,300 | $216,500 | $185,300 |
| Owners | 85% | 67% | 75% |
| Rent-burdened renters | 54% | 55% | 45% |
| Burdened owners | 32% | 28% | n/a |
| Mobile homes | 31.8% | 12.6% | n/a |
| Vacant units | 12% | 14% | n/a |
Because most Assumption Parish households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral. When half or more of renters are already stretched, a new payment needs a stress test: what happens if a paycheck is a week late?
How Assumption Parish compares with nearby counties
Nearest neighbors first, measured between county centers (18 to 38 miles). Income ranges from $52,576 in St. Mary Parish to $91,549 in Ascension Parish; all six of these neighbors top Assumption Parish's median.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Assumption Parish | - | $51,423 | $810/mo | 85% |
| St. James Parish, LA | 18 mi | $65,531 | $903/mo | 84% |
| Ascension Parish, LA | 23 mi | $91,549 | $1,318/mo | 81% |
| St. Mary Parish, LA | 30 mi | $52,576 | $848/mo | 69% |
| Iberville Parish, LA | 31 mi | $54,000 | $827/mo | 75% |
| St. Martin Parish, LA | 36 mi | $55,960 | $870/mo | 78% |
| St. John the Baptist Parish, LA | 38 mi | $66,630 | $1,334/mo | 77% |
Assumption Parish towns compared
The table lists the 8 largest of 8 Census places in Assumption Parish, by population. Together all 8 hold about 9,753 people, so roughly 52% of residents live outside any named place. Incomes vary by place: $60,976 at the median in Belle Rose, $29,760 in Supreme. Median rent ranges from $759 in Napoleonville to $1,460 in Labadieville. None of the 8 has its own city guide, so this page covers all of them.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Pierre Part | CDP | 2,308 | $60,144 | n/a | 9 mi |
| Bayou L'Ourse | CDP | 2,132 | $60,219 | $774 | 13 mi |
| Labadieville | CDP | 1,408 | $48,056 | $1,460 | 9 mi |
| Belle Rose | CDP | 1,400 | $60,976 | n/a | 10 mi |
| Paincourtville | CDP | 1,008 | n/a | n/a | 6 mi |
| Supreme | CDP | 803 | $29,760 | n/a | 5 mi |
| Napoleonville | village | 511 | n/a | $759 | 3 mi |
| Bayou Corne | CDP | 183 | n/a | n/a | 9 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
More Assumption Parish figures
14% of Assumption Parish adults 25 and older hold a bachelor's degree or more. About 9% go without health insurance.
| Indicator | Assumption Parish | All of Louisiana | U.S. county median |
|---|---|---|---|
| Median age | 42.8 | 38.0 | 41.5 |
| Bachelor's or higher | 13.8% | 27.0% | 22.2% |
| No high school diploma | 20.1% | 12.7% | n/a |
| No health insurance | 8.6% | 7.8% | 7.8% |
| No vehicle | 9.0% | 8.4% | 5.4% |
| Work from home | 4.3% | 8.1% | 8.7% |
| Poverty rate | 15.3% | 18.9% | 13.2% |
| Unemployment (ACS) | 4.8% | 6.3% | 4.4% |
| Commute length | Assumption Parish |
|---|---|
| Under 15 min | 25.8% |
| 15 to 29 min | 26.3% |
| 30 to 44 min | 25.5% |
| 45 to 59 min | 8.8% |
| 60+ min | 13.6% |
Before borrowing in Assumption Parish
Where the Assumption Parish numbers stand out, and why it matters for a loan:
- Keeping the car running. At 22% with long commutes, repairs are a frequent Assumption Parish emergency; first decide if the car is worth fixing.
- Mobile home upkeep. 32% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
- 54% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
Room for a loan payment in Assumption Parish
The debt-to-income ratio is the main affordability test lenders use. Applied to Assumption Parish's medians:
- Median income divided by twelve: $4,285 before taxes
- 19% goes to median rent ($810)
- With a 35% ceiling, about $690 remains for car, card, student and any new loan payments
- $1,118: what a 45% ratio leaves once rent is paid
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Assumption Parish's.
Before you sign
Quick steps for Assumption Parish:
- Get a written quote for whatever you are paying for in Assumption Parish.
- Shop at least three lenders, including one Assumption Parish-area credit union.
- Only work with lenders licensed for Louisiana borrowers.
- Read the final agreement; it must match the offer.
Louisiana rules that apply in Assumption Parish
The Louisiana Office of Financial Institutions is the place to verify any lender's Louisiana license. A CFPB complaint gets forwarded to the company for a response. The Louisiana guide covers state rules in more detail.
Nearby and statewide guides
The Louisiana guide covers the whole state.
Frequently asked questions
How much do households in Assumption Parish earn?
The median is $51,423; 24% earn $100,000 or more and 33% under $35,000. A lender uses your own documented income, not this figure.
How much is rent in Assumption Parish?
Median gross rent, utilities included, is $810 a month; 54% of renters spend 30% or more of income on it.
I live in a small Assumption Parish town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Pierre Part, Bayou L'Ourse, Labadieville, Belle Rose, Paincourtville and 3 more.
Will a Assumption Parish address affect my match?
Beyond confirming Louisiana as your state, no. Your answers about amount, credit, income and payments are all that count.
Is there a Assumption Parish office that licenses lenders?
No, licensing is statewide. In Louisiana it is the Louisiana Office of Financial Institutions.