1st Advantage MortgageAutauga County households have a median income of $72,481 and median rent of $1,263 a month (ACS 2020 to 2024). Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Alabama before sharing details.
On this page
- Getting oriented in Autauga County
- Paychecks and income spread in Autauga County
- Jobs and commutes in Autauga County
- What it costs to live in Autauga County
- The communities that make up Autauga County
- Neighboring counties at a glance
- Autauga County residents: age, schooling, coverage
- Local borrowing considerations for Autauga County
- A Autauga County household budget, worked through
- Who licenses lenders for Autauga County residents
- Checklist for Autauga County applicants
- More guides for Autauga County
- Frequently asked questions
Getting oriented in Autauga County
With an estimated 59,947 residents (ACS 2020 to 2024), Autauga County ranks 22nd of 67 in Alabama for population. Packed into 594 square miles, that is close to 101 residents for every square mile of land. It is one of the counties that make up the Montgomery, AL metropolitan statistical area (OMB, 2023). The Census Bureau counts 5 places in the county (3 incorporated, 2 census-designated); the largest is Prattville, with about 39,482 residents, or 66% of the county.
Paychecks and income spread in Autauga County
Half of Autauga County households take in less than $72,481 a year and half take in more, 13% above the Alabama median of $63,999. In the state ranking that is 7th of 67.
| Income band | Share in Autauga County | Difference from Alabama |
|---|---|---|
| Under $35,000 | 23.9% | -4.3 pts |
| $35,000 to $99,999 | 42.4% | +1.3 pts |
| $100,000 to $199,999 | 22.7% | -0.2 pts |
| $200,000 or more | 11.0% | +3.2 pts |
Some 24% of households here live on less than $35,000 a year; 34% have six-figure incomes. The poverty rate is 11.3%, 4 points lower than the state's 15.6%. The Gini index of income inequality is 0.475 (0 is perfect equality). If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Autauga County median.
Jobs and commutes in Autauga County
Education and health care employs 19% of working residents, the largest share; manufacturing is next with 12%. Compared with Alabama, the county leans toward public administration (11% against 6%). The survey's unemployment rate for Autauga County averages 2.4% over 2020 to 2024 (state: 4.7%). About 84% drive to work alone and 15% have trips of 45 minutes or more. 4.1% of households have no vehicle.
| Industry | Share of Autauga County workers | vs Alabama |
|---|---|---|
| Education and health care | 18.8% | -3.8 pts |
| Manufacturing | 12.3% | -1.8 pts |
| Public administration | 11.0% | +5.5 pts |
| Retail trade | 10.8% | -0.8 pts |
| Arts, lodging and food service | 10.4% | +2.3 pts |
| Professional and administrative services | 8.3% | -1.8 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Autauga County should have bank statements and tax returns ready.
What it costs to live in Autauga County
Median gross rent, utilities included, comes to $1,263 in Autauga County versus $1,007 statewide. By the Census definition, 35% of Autauga County renters are cost-burdened. With a median value of $207,200, a typical Autauga County house costs 2.9 times what the median household earns in a year. 77% of Autauga County households own their home and 23% rent. Half the housing stock was built before 1994.
| Home costs | Autauga County | Alabama | U.S. middle county |
|---|---|---|---|
| Median gross rent | $1,263/mo | $1,007/mo | $877/mo |
| Median home value | $207,200 | $209,900 | $185,300 |
| Owners | 77% | 70% | 75% |
| Rent-burdened renters | 35% | 49% | 45% |
| Burdened owners | 20% | 24% | n/a |
Because most Autauga County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
The communities that make up Autauga County
Here are the 5 most populous of the county's 5 Census places, with income and rent from the same 2020 to 2024 survey. About 77% of Autauga County residents live in one of the 5. Among places of 500 or more people, median income runs from $49,643 in Autaugaville to $93,134 in Pine Level. This guide covers each of the 5 places and the rural areas around them.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Prattville | city | 39,482 | $81,337 | $1,313 | 13 mi |
| Pine Level | CDP | 4,170 | $93,134 | n/a | 12 mi |
| Marbury | CDP | 1,570 | $83,558 | n/a | 14 mi |
| Autaugaville | town | 809 | $49,643 | $383 | 7 mi |
| Billingsley | town | 115 | $44,479 | n/a | 10 mi |
Neighboring counties at a glance
Six nearby counties, 23 to 36 miles away by the straight-line distance between their centers. Income ranges from $35,627 in Dallas County to $78,243 in Elmore County; 1 of these neighbors top Autauga County's median.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Autauga County | - | $72,481 | $1,263/mo | 77% |
| Chilton County, AL | 23 mi | $65,603 | $871/mo | 77% |
| Lowndes County, AL | 27 mi | $37,052 | $710/mo | 78% |
| Elmore County, AL | 30 mi | $78,243 | $1,071/mo | 77% |
| Dallas County, AL | 31 mi | $35,627 | $733/mo | 64% |
| Montgomery County, AL | 34 mi | $59,386 | $1,092/mo | 58% |
| Coosa County, AL | 36 mi | $57,355 | $665/mo | 82% |
Autauga County residents: age, schooling, coverage
Degree holders: 29% of adults over 25. 7.3% of residents have no health coverage.
| Residents | Autauga County | Alabama | Middle U.S. county |
|---|---|---|---|
| Median age | 39.0 | 39.3 | 41.5 |
| Bachelor's or higher | 29.1% | 28.4% | 22.2% |
| No high school diploma | 8.7% | 11.4% | n/a |
| No health insurance | 7.3% | 9.2% | 7.8% |
| No vehicle | 4.1% | 5.4% | 5.4% |
| Work from home | 6.7% | 8.8% | 8.7% |
| Poverty rate | 11.3% | 15.6% | 13.2% |
| Unemployment (ACS) | 2.4% | 4.7% | 4.4% |
| One-way commute | Share of Autauga County workers |
|---|---|
| Under 15 min | 22.1% |
| 15 to 29 min | 37.2% |
| 30 to 44 min | 26.1% |
| 45 to 59 min | 7.2% |
| 60+ min | 7.4% |
Local borrowing considerations for Autauga County
Where the Autauga County numbers stand out, and why it matters for a loan:
- Manufactured homes. 16% of Autauga County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Fraud. Gift cards, wire transfers or fees to unlock a loan mean walk away (report it).
- Know your credit. Review all three bureau reports for free (AnnualCreditReport.com).
A Autauga County household budget, worked through
The debt-to-income ratio is the main affordability test lenders use. Applied to Autauga County's medians:
- $6,040 a month: gross income for a household at the Autauga County median
- Less median rent of $1,263, which is 21% of it
- With a 40% ceiling, about $1,153 remains for car, card, student and any new loan payments
If your rent is above $1,263, the room shrinks dollar for dollar.
Who licenses lenders for Autauga County residents
Autauga County borrowers fall under statewide rules, enforced by the Alabama State Banking Department. Federal complaints: consumerfinance.gov. Statewide data and rules: Alabama guide.
Checklist for Autauga County applicants
Quick steps for Autauga County:
- Write down what the expense costs; a smaller loan costs less.
- Ask each lender for the APR and all fees in writing.
- Verify the Alabama license before giving out your Social Security number.
- Confirm the first due date before setting up autopay.
More guides for Autauga County
For statewide rules and data, see the Alabama guide.
Frequently asked questions
What is the median household income in Autauga County?
$72,481 a year in the 2020 to 2024 Census survey, versus $63,999 for Alabama. It ranks 7th of 67 in the state.
Is Autauga County expensive for renters?
Median rent is $1,263 against $1,007 statewide, and 35% of renter households are cost-burdened.
Which towns does the Autauga County guide cover?
Every community in the county, unincorporated areas included. The largest of its 5 Census places: Prattville, Pine Level, Marbury, Autaugaville, Billingsley.
Will a Autauga County address affect my match?
Beyond confirming Alabama as your state, no. Your answers about amount, credit, income and payments are all that count.
Where can someone in Autauga County check a lender's license?
With the Alabama State Banking Department. If a lender is unlicensed or asks for a fee before funding, walk away.