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Kansas

Personal loans for Barton County, KS residents

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

The median Barton County household earns $58,851, and 15% of residents live below the poverty line. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Kansas before sharing details.

On this page
  1. Barton County at a glance
  2. Household income in Barton County
  3. Renting and owning in Barton County
  4. Work, industries and travel time in Barton County
  5. Cities, towns and CDPs in Barton County
  6. How Barton County compares with nearby counties
  7. Barton County households compared
  8. Local borrowing considerations for Barton County
  9. A Barton County household budget, worked through
  10. Kansas rules that apply in Barton County
  11. Four steps for Barton County borrowers
  12. Nearby and statewide guides
  13. Frequently asked questions

Barton County at a glance

25,097Population (ACS 2020-24)
$58,851Median household income
$761/moMedian gross rent
$126,400Median home value
65%Owner-occupied homes
15%Below the poverty line
895 sq miLand area
38.8Median age

Roughly 25,097 residents live in Barton County, Kansas, 24th by population among the state's 105 counties and county equivalents. Land area is 895 square miles (2024 Gazetteer), so density runs near 28 per square mile. Under the July 2023 OMB definitions, Barton County is not part of any metropolitan area. Great Bend is the biggest of its 11 Census places, at roughly 14,479 people (58% of the county total).

Household income in Barton County

At $58,851, the typical Barton County household income is 10% below the median U.S. county ($65,681). That places it 83rd among Kansas's 105 county-level areas.

BandBarton CountyCompared with Kansas
Under $35,00028.0%+6.3 pts
$35,000 to $99,99947.2%+4.9 pts
$100,000 to $199,99921.1%-5.4 pts
$200,000 or more3.7%-5.8 pts

About 28% of households earn under $35,000, while 25% clear $100,000. Census counts 15.4% of Barton County residents in poverty, against 11.3% across Kansas. A household earning below the $58,851 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.

Renting and owning in Barton County

Renters in Barton County pay a median of $761 a month, 28% below the Kansas figure of $1,060. 38% of renting households spend 30% or more of income on rent, and 15% spend half or more. The median owner-occupied home is valued at $126,400, about 2.1 times the median household income. The ownership rate is 65%.

HousingBarton CountyKansas statewideTypical U.S. county
Median gross rent$761/mo$1,060/mo$877/mo
Median home value$126,400$217,200$185,300
Owners65%67%75%
Rent-burdened renters38%43%45%
Burdened owners21%22%n/a
Mobile homes8.9%4.0%n/a
Vacant units16%9%n/a

Work, industries and travel time in Barton County

Education and health care employs 23% of working residents, the largest share; construction is next with 10%. Compared with Kansas, the county leans toward agriculture, forestry and mining (8% against 3%). The survey's unemployment rate for Barton County averages 3.9% over 2020 to 2024 (state: 3.9%). About 81% drive to work alone and 6% have trips of 45 minutes or more.

IndustryShare of Barton County workersvs Kansas
Education and health care23.5%-1.5 pts
Construction10.5%+4.1 pts
Retail trade8.8%-1.7 pts
Arts, lodging and food service8.6%+1.1 pts
Agriculture, forestry and mining8.3%+5.3 pts
Manufacturing7.9%-4.5 pts

Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Barton County should have bank statements and tax returns ready.

Cities, towns and CDPs in Barton County

The table lists the 11 largest of 11 Census places in Barton County, by population. Together all 11 hold about 20,349 people, so roughly 19% of residents live outside any named place. Among places of 500 or more people, median income runs from $52,277 in Hoisington to $56,379 in Ellinwood. No Barton County place has a separate guide yet; this county page serves all 11.

CommunityTypeResidentsHousehold income (median)Rent (median)Distance
Great Bendcity14,479$54,139$7599 mi
Hoisingtoncity2,643$52,277$9653 mi
Ellinwoodcity2,192$56,379$68313 mi
Claflincity455$63,438$48313 mi
Pawnee Rockcity258$48,026$58819 mi
Olmitzcity113$76,250n/a9 mi
Albertcity100$58,750n/a13 mi
OdinCDP58n/an/a10 mi
Susankcity31$72,500n/a11 mi
Galatiacity20n/an/a15 mi
BeaverCDP0n/an/a12 mi

How Barton County compares with nearby counties

Nearest neighbors first, measured between county centers (29 to 34 miles). All of the six report a higher median household income than Barton County; Ellsworth County is highest at $65,560 and Rush County lowest at $59,970.

CountyMilesMedian household incomeMedian rentHomeownership
Barton County-$58,851$761/mo65%
Rush County, KS29 mi$59,970$711/mo78%
Russell County, KS30 mi$62,392$805/mo75%
Stafford County, KS31 mi$64,226$710/mo82%
Rice County, KS32 mi$63,925$753/mo77%
Pawnee County, KS33 mi$63,517$795/mo66%
Ellsworth County, KS34 mi$65,560$708/mo80%

Barton County households compared

College graduates make up 22% of the adult population. The uninsured rate is 11.2%, against 8.8% for Kansas.

IndicatorBarton CountyAll of KansasU.S. county median
Median age38.837.441.5
Bachelor's or higher21.7%35.6%22.2%
No high school diploma9.5%8.0%n/a
No health insurance11.2%8.8%7.8%
No vehicle4.5%5.1%5.4%
Work from home8.7%11.8%8.7%
Poverty rate15.4%11.3%13.2%
Unemployment (ACS)3.9%3.9%4.4%
Travel time to workWorkers
Under 15 min61.1%
15 to 29 min27.5%
30 to 44 min5.7%
45 to 59 min1.1%
60+ min4.5%

Local borrowing considerations for Barton County

Where the Barton County numbers stand out, and why it matters for a loan:

  • Uninsured care. 11% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
  • Paperwork. ID, proof of income and a bank account are the basics (requirements).
  • Check your file. An error fixed before you apply can change the offers a Barton County borrower sees (free reports).

A Barton County household budget, worked through

Barton County at the medians, through a lender's eyes (what DTI means):

  • $4,904 a month: gross income for a household at the Barton County median
  • 16% goes to median rent ($761)
  • At 36%, room after rent is $1,005 a month
  • Under a 43% cap, $2,109 total minus rent leaves $1,348

Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Barton County's.

Kansas rules that apply in Barton County

Licensing happens at the state level, so a lender working with Barton County borrowers answers to the Kansas Office of the State Bank Commissioner. Federal complaints: consumerfinance.gov. See the Kansas state guide for the statewide picture.

Four steps for Barton County borrowers

A short checklist for Barton County borrowers:

  • Borrow the amount the job needs; extra cash adds interest.
  • Line up offers side by side: APR, fees in dollars, total cost.
  • Only work with lenders licensed for Kansas borrowers.
  • Confirm the first due date before setting up autopay.

Nearby and statewide guides

For statewide rules and data, see the Kansas guide.

Frequently asked questions

How much do households in Barton County earn?

The median is $58,851; 25% earn $100,000 or more and 28% under $35,000. A lender uses your own documented income, not this figure.

Is Barton County expensive for renters?

Median rent is $761 against $1,060 statewide, and 38% of renter households are cost-burdened.

I live in a small Barton County town. Is this my guide?

Yes. If your town has no city guide, this county page is the local one; it covers Great Bend, Hoisington, Ellinwood, Claflin, Pawnee Rock and 6 more.

Does my county matter to the questionnaire?

Only your state does. Whether you live in Barton County or elsewhere in Kansas, the same rules apply.

Where can someone in Barton County check a lender's license?

With the Kansas Office of the State Bank Commissioner. If a lender is unlicensed or asks for a fee before funding, walk away.

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