1st Advantage MortgageBeadle County households have a median income of $67,681 and median rent of $879 a month (ACS 2020 to 2024). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Who lives in Beadle County
- Household income in Beadle County
- The Beadle County job picture
- Housing costs in Beadle County
- Cities, towns and CDPs in Beadle County
- Regional comparison for Beadle County
- Debt-to-income at Beadle County's medians
- More Beadle County figures
- Reading the Beadle County data as a borrower
- Lender oversight for Beadle County
- Checklist for Beadle County applicants
- Related local guides
- Frequently asked questions
Who lives in Beadle County
Roughly 19,309 residents live in Beadle County, South Dakota, 11th by population among the state's 66 counties and county equivalents. It covers 1,259 square miles of land, or about 15 people per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. The Census Bureau counts 12 places in the county (7 incorporated, 5 census-designated); the largest is Huron, with about 14,385 residents, or 74% of the county.
Household income in Beadle County
Beadle County households have a median income of $67,681 (ACS 2020 to 2024), which ranks 42nd of 66 in South Dakota.
| Yearly household income | Beadle County | Gap to South Dakota |
|---|---|---|
| Under $35,000 | 24.9% | +3.9 pts |
| $35,000 to $99,999 | 44.9% | +1.3 pts |
| $100,000 to $199,999 | 24.6% | -2.7 pts |
| $200,000 or more | 5.6% | -2.5 pts |
The spread is wide: 30% of Beadle County households make $100,000 or more, and 25% make less than $35,000. The poverty rate is 13.6%, 2 points higher than the state's 11.9%. Income inequality, measured by the Gini index, comes to 0.449 here. None of these numbers decides a Beadle County application. Lenders weigh your own documented income against your own debts.
The Beadle County job picture
Manufacturing employs 22% of working residents, the largest share; education and health care is next with 21%. Manufacturing stands out: 22% of workers here, versus 10% statewide. Averaged over the five survey years, 1.9% of the labor force was out of work and looking. 5% of commuters travel 45 minutes or more each way, and 6% work from home. Households without a car make up 8.5% of the total (5.2% statewide).
| Where residents work | Beadle County | Difference from South Dakota |
|---|---|---|
| Manufacturing | 21.7% | +12.0 pts |
| Education and health care | 20.6% | -4.4 pts |
| Retail trade | 11.6% | 0.0 pts |
| Arts, lodging and food service | 7.8% | -0.7 pts |
| Other services | 6.1% | +1.5 pts |
| Agriculture, forestry and mining | 6.0% | -0.3 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Beadle County should have bank statements and tax returns ready.
Housing costs in Beadle County
Renters in Beadle County pay a median of $879 a month, 7% below the South Dakota figure of $946. 40% of renting households spend 30% or more of income on rent, and 25% spend half or more. With a median value of $175,100, a typical Beadle County house costs 2.6 times what the median household earns in a year. The ownership rate is 73%. The median home was built in 1963, so roofs, wiring and heating systems are a common source of repair bills.
| Cost | Beadle County | South Dakota figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $879/mo | $946/mo | $877/mo |
| Median home value | $175,100 | $257,400 | $185,300 |
| Owners | 73% | 69% | 75% |
| Rent-burdened renters | 40% | 40% | 45% |
| Burdened owners | 31% | 23% | n/a |
| Mobile homes | 7.3% | 7.2% | n/a |
| Vacant units | 11% | 11% | n/a |
In an owner-heavy county like Beadle County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
Cities, towns and CDPs in Beadle County
Here are the 12 most populous of the county's 12 Census places, with income and rent from the same 2020 to 2024 survey. About 81% of Beadle County residents live in one of the 12. This guide covers each of the 12 places and the rural areas around them.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Huron | city | 14,385 | $61,452 | $888 | 5 mi |
| Wolsey | town | 692 | $57,500 | $739 | 10 mi |
| Cavour | town | 186 | $90,000 | n/a | 12 mi |
| Yale | town | 122 | $62,917 | n/a | 14 mi |
| Hitchcock | town | 91 | $67,656 | $864 | 16 mi |
| Morningside | CDP | 90 | $119,028 | n/a | 6 mi |
| Shamrock Colony | CDP | 72 | n/a | n/a | 21 mi |
| Virgil | town | 20 | $38,750 | n/a | 11 mi |
| Broadland | town | 15 | $87,250 | n/a | 6 mi |
| Huron Colony | CDP | 0 | n/a | n/a | 11 mi |
| Pearl Creek Colony | CDP | 0 | n/a | n/a | 19 mi |
| Riverside Colony | CDP | 0 | n/a | n/a | 8 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
Regional comparison for Beadle County
Sanborn County is closest, 29 miles from center to center; the sixth, Clark County, is 41 miles off. Income ranges from $70,139 in Spink County to $78,750 in Sanborn County; all six of these neighbors top Beadle County's median.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Beadle County | - | $67,681 | $879/mo | 73% |
| Sanborn County, SD | 29 mi | $78,750 | $725/mo | 79% |
| Jerauld County, SD | 30 mi | $73,750 | $632/mo | 84% |
| Spink County, SD | 35 mi | $70,139 | $734/mo | 73% |
| Hand County, SD | 37 mi | $74,635 | $587/mo | 65% |
| Kingsbury County, SD | 39 mi | $74,000 | $685/mo | 82% |
| Clark County, SD | 41 mi | $70,726 | $782/mo | 78% |
Debt-to-income at Beadle County's medians
Here is the Beadle County median household run through a simple DTI check. Your numbers will differ.
- Monthly gross at the median, Beadle County: $5,640
- Less median rent of $879, which is 16% of it
- $1,095: what a 35% ratio leaves once rent is paid
- At 45%, room after rent is $1,659 a month
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
More Beadle County figures
College graduates make up 27% of the adult population. The uninsured rate is 7.4%, against 9.0% for South Dakota.
| Beadle County | South Dakota | U.S. county median | |
|---|---|---|---|
| Median age | 37.6 | 38.0 | 41.5 |
| Bachelor's or higher | 27.2% | 31.9% | 22.2% |
| No high school diploma | 12.5% | 6.8% | n/a |
| No health insurance | 7.4% | 9.0% | 7.8% |
| No vehicle | 8.5% | 5.2% | 5.4% |
| Work from home | 6.2% | 9.7% | 8.7% |
| Poverty rate | 13.6% | 11.9% | 13.2% |
| Unemployment (ACS) | 1.9% | 2.9% | 4.4% |
| One-way commute | Share of Beadle County workers |
|---|---|
| Under 15 min | 66.5% |
| 15 to 29 min | 22.8% |
| 30 to 44 min | 5.8% |
| 45 to 59 min | 2.9% |
| 60+ min | 2.0% |
Reading the Beadle County data as a borrower
What the Beadle County figures suggest, and what to check first:
- Debt consolidation. One fixed payment can save money only if the written APR and fees beat what you pay now (guide).
- Advance-fee offers. No legitimate lender asks a Beadle County borrower to pay first (scam signs).
- Check your file. An error fixed before you apply can change the offers a Beadle County borrower sees (free reports).
Lender oversight for Beadle County
No county office licenses personal lenders. For Beadle County, check the South Dakota Division of Banking. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. Statewide data and rules: South Dakota guide.
Checklist for Beadle County applicants
Before you apply, wherever you live in Beadle County:
- Price the Beadle County expense first and borrow that amount, no more.
- Ask each lender for the APR and all fees in writing.
- A South Dakota license check takes minutes; do it first.
- Lock paid-off cards after consolidating so balances stay at zero.
Related local guides
The South Dakota guide covers the whole state.
Frequently asked questions
What does a typical Beadle County household make?
About $67,681 a year at the median (ACS 2020-24), 10% below the South Dakota median.
Is Beadle County expensive for renters?
Median rent is $879 against $946 statewide, and 40% of renter households are cost-burdened.
I live in a small Beadle County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Huron, Wolsey, Cavour, Yale, Hitchcock and 7 more.
Will a Beadle County address affect my match?
Beyond confirming South Dakota as your state, no. Your answers about amount, credit, income and payments are all that count.
Where can someone in Beadle County check a lender's license?
With the South Dakota Division of Banking. If a lender is unlicensed or asks for a fee before funding, walk away.