1st Advantage MortgageThe median Beauregard Parish household earns $65,944, and 14% of residents live below the poverty line. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Louisiana license first.
On this page
- Getting oriented in Beauregard Parish
- Jobs and commutes in Beauregard Parish
- What Beauregard Parish households earn
- Beauregard Parish housing compared with Louisiana
- Beauregard Parish and the counties next door
- Cities, towns and CDPs in Beauregard Parish
- A Beauregard Parish household budget, worked through
- Beauregard Parish households compared
- Borrowing situations common in Beauregard Parish
- Four steps for Beauregard Parish borrowers
- Louisiana rules that apply in Beauregard Parish
- Nearby and statewide guides
- Frequently asked questions
Getting oriented in Beauregard Parish
With an estimated 36,676 residents (ACS 2020 to 2024), Beauregard Parish ranks 30th of 64 in Louisiana for population. Spread over 1,157 square miles, that works out to roughly 31.7 residents per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Of the 6 Census places inside Beauregard Parish, DeRidder leads by population with about 9,763; 2 of the 6 are incorporated.
Jobs and commutes in Beauregard Parish
By the Census industry count, 21% of employed Beauregard Parish residents work in education and health care and 14% in manufacturing. The sharpest difference from the state is in manufacturing, at 14% locally and 8% for Louisiana. The survey's unemployment rate for Beauregard Parish averages 6.8% over 2020 to 2024 (state: 6.3%). About 83% drive to work alone and 25% have trips of 45 minutes or more.
| Top industries | Beauregard Parish share | +/- vs Louisiana |
|---|---|---|
| Education and health care | 21.5% | -4.1 pts |
| Manufacturing | 13.6% | +6.1 pts |
| Retail trade | 13.1% | +2.0 pts |
| Construction | 10.5% | +2.1 pts |
| Professional and administrative services | 8.1% | -1.7 pts |
| Other services | 7.5% | +2.3 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
What Beauregard Parish households earn
The median household income in Beauregard Parish is $65,944; statewide it is $60,756, so Beauregard Parish runs 9% above Louisiana as a whole. Only 15 Louisiana counties post a higher median.
| Yearly household income | Beauregard Parish | Gap to Louisiana |
|---|---|---|
| Under $35,000 | 26.6% | -4.1 pts |
| $35,000 to $99,999 | 40.1% | +0.7 pts |
| $100,000 to $199,999 | 27.7% | +5.6 pts |
| $200,000 or more | 5.6% | -2.2 pts |
About 27% of households earn under $35,000, while 33% clear $100,000. Census counts 14.3% of Beauregard Parish residents in poverty, against 18.9% across Louisiana. For a borrower in Beauregard Parish, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Beauregard Parish housing compared with Louisiana
A typical Beauregard Parish rental runs $898 a month including utilities, which is 16% below Louisiana. By the Census definition, 45% of Beauregard Parish renters are cost-burdened. The median owner-occupied home is valued at $161,700, about 2.5 times the median household income. The ownership rate is 85%. Half the housing stock was built before 1992.
| Cost | Beauregard Parish | Louisiana figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $898/mo | $1,064/mo | $877/mo |
| Median home value | $161,700 | $216,500 | $185,300 |
| Owners | 85% | 67% | 75% |
| Rent-burdened renters | 45% | 55% | 45% |
| Burdened owners | 24% | 28% | n/a |
| Mobile homes | 28.8% | 12.6% | n/a |
Because most Beauregard Parish households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Beauregard Parish and the counties next door
Distances run center to center, from Newton County at 26 miles out to Jasper County at 41. Calcasieu Parish leads the group on income ($67,564), Newton County trails ($42,618), and Beauregard Parish out-earns 5 of the six. Some neighbors are in Texas. Lender licensing is state by state, so a loan for a Beauregard Parish resident follows Louisiana rules.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Beauregard Parish | - | $65,944 | $898/mo | 85% |
| Newton County, TX | 26 mi | $42,618 | $1,001/mo | 83% |
| Calcasieu Parish, LA | 29 mi | $67,564 | $1,109/mo | 73% |
| Allen Parish, LA | 31 mi | $46,469 | $775/mo | 74% |
| Vernon Parish, LA | 33 mi | $57,270 | $1,068/mo | 56% |
| Jefferson Davis Parish, LA | 41 mi | $57,341 | $848/mo | 77% |
| Jasper County, TX | 41 mi | $56,723 | $848/mo | 79% |
Cities, towns and CDPs in Beauregard Parish
Here are the 6 most populous of the county's 6 Census places, with income and rent from the same 2020 to 2024 survey. About 34% of Beauregard Parish residents live in one of the 6. Among places of 500 or more people, median income runs from $29,219 in Merryville to $133,857 in Oretta. None of the 6 has its own city guide, so this page covers all of them.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| DeRidder | city | 9,763 | $59,801 | $958 | 14 mi |
| Merryville | town | 1,004 | $29,219 | $602 | 13 mi |
| Oretta | CDP | 733 | $133,857 | n/a | 10 mi |
| Longville | CDP | 454 | $40,272 | n/a | 7 mi |
| Singer | CDP | 347 | n/a | n/a | 4 mi |
| Sugartown | CDP | 0 | n/a | n/a | 24 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
A Beauregard Parish household budget, worked through
Here is the Beauregard Parish median household run through a simple DTI check. Your numbers will differ.
- $65,944 a year is $5,495 of gross monthly income
- Less median rent of $898, which is 16% of it
- With a 35% ceiling, about $1,025 remains for car, card, student and any new loan payments
- At 45%, room after rent is $1,575 a month
If your rent is above $898, the room shrinks dollar for dollar.
Beauregard Parish households compared
17% of Beauregard Parish adults 25 and older hold a bachelor's degree or more. About 8% go without health insurance.
| Residents | Beauregard Parish | Louisiana | Middle U.S. county |
|---|---|---|---|
| Median age | 37.2 | 38.0 | 41.5 |
| Bachelor's or higher | 17.1% | 27.0% | 22.2% |
| No high school diploma | 12.4% | 12.7% | n/a |
| No health insurance | 8.5% | 7.8% | 7.8% |
| No vehicle | 5.0% | 8.4% | 5.4% |
| Work from home | 4.0% | 8.1% | 8.7% |
| Poverty rate | 14.3% | 18.9% | 13.2% |
| Unemployment (ACS) | 6.8% | 6.3% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 26.4% |
| 15 to 29 min | 26.6% |
| 30 to 44 min | 21.6% |
| 45 to 59 min | 11.0% |
| 60+ min | 14.3% |
Borrowing situations common in Beauregard Parish
What the Beauregard Parish figures suggest, and what to check first:
- Long drives. With 25% of commutes over 45 minutes, tires and repairs are fixed costs in many Beauregard Parish budgets.
- Repairs on manufactured housing. With 29% of homes here, compare a personal loan with any dealer or park repair program.
- Tight rental budgets. With 45% of Beauregard Parish renters cost-burdened, test a new payment against a lean month.
Four steps for Beauregard Parish borrowers
Quick steps for Beauregard Parish:
- Size the loan to the bill, not to the most a lender offers.
- Line up offers side by side: APR, fees in dollars, total cost.
- Check the license, then the reviews, then the offer.
- Lock paid-off cards after consolidating so balances stay at zero.
Louisiana rules that apply in Beauregard Parish
Before sharing details with a lender, a Beauregard Parish resident can confirm its license with the Louisiana Office of Financial Institutions. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. More on Louisiana: Louisiana personal loans.
Nearby and statewide guides
For statewide rules and data, see the Louisiana guide.
Frequently asked questions
What is the median household income in Beauregard Parish?
$65,944 a year in the 2020 to 2024 Census survey, versus $60,756 for Louisiana. It ranks 16th of 64 in the state.
How much is rent in Beauregard Parish?
Median gross rent, utilities included, is $898 a month; 45% of renters spend 30% or more of income on it.
I live in a small Beauregard Parish town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers DeRidder, Merryville, Oretta, Longville, Singer and 1 more.
Is the fit check different in Beauregard Parish?
No. It is identical everywhere, and it never looks at your neighborhood.
Where can someone in Beauregard Parish check a lender's license?
With the Louisiana Office of Financial Institutions. If a lender is unlicensed or asks for a fee before funding, walk away.