1st Advantage MortgageThe median Brantley County household earns $58,239, and 17% of residents live below the poverty line. Use those as context only. A lender looks at your own documented income and debts; compare APR and total repaid on every Brantley County offer.
On this page
- Brantley County, GA: the basics
- Brantley County's most unusual numbers
- Household income in Brantley County
- Rent, home values and ownership in Brantley County
- Where Brantley County works
- Cities, towns and CDPs in Brantley County
- Brantley County next to its neighbors
- Room for a loan payment in Brantley County
- Brantley County residents: age, schooling, coverage
- Local borrowing considerations for Brantley County
- Georgia rules that apply in Brantley County
- Before you sign
- Nearby and statewide guides
- Frequently asked questions
Brantley County, GA: the basics
With an estimated 18,315 residents (ACS 2020 to 2024), Brantley County ranks 100th of 159 in Georgia for population. It covers 443 square miles of land, or about 41 people per square mile. The federal metro definitions (OMB, July 2023) place it in the Brunswick-St. Simons, GA metropolitan area. Nahunta is the biggest of its 5 Census places, at roughly 1,386 people (8% of the county total).
Brantley County's most unusual numbers
The 3 Brantley County numbers that rank furthest from typical in Georgia, and what each means for a borrower:
- Brantley County ranks the highest of 159 Georgia counties for the share of mobile homes: 51.0%, against 7.8% statewide. Repairs on manufactured homes are a common loan purpose; get written quotes.
- Brantley County ranks 11th highest of 159 Georgia counties for the uninsured rate: 20.1%, against 12.4% statewide. Hospital payment plans are usually interest-free; compare before a loan.
- The share of renters paying 30% or more of income for rent: 30% in Brantley County. Only 12 of 159 Georgia counties are lower. Lower rent burdens mean more renters have slack, but test your own numbers.
Household income in Brantley County
$58,239 is the median household income for Brantley County, set against $77,353 for Georgia.
| Yearly household income | Brantley County | Gap to Georgia |
|---|---|---|
| Under $35,000 | 34.8% | +12.6 pts |
| $35,000 to $99,999 | 40.5% | +0.9 pts |
| $100,000 to $199,999 | 21.5% | -5.0 pts |
| $200,000 or more | 3.3% | -8.6 pts |
On the low end, 35% of Brantley County households report under $35,000; at the top, 25% report $100,000-plus. Census counts 17.1% of Brantley County residents in poverty, against 13.4% across Georgia. The Gini index of income inequality is 0.435 (0 is perfect equality). For a borrower in Brantley County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Rent, home values and ownership in Brantley County
Brantley County rent at the median: $755 a month, utilities in ($1,393 in Georgia). Cost-burdened renters, paying 30%-plus of income: 30% in Brantley County, 52% statewide. With a median value of $99,600, a typical Brantley County house costs 1.7 times what the median household earns in a year. Owners occupy 80% of homes. The median year built is 1995. Nationally, Brantley County's $755 rent is 14% below the middle county.
| Cost | Brantley County | Georgia figure | Higher or lower |
|---|---|---|---|
| Rent-burdened renters | 30% | 52% | -22.7 pts |
| Owners | 80% | 66% | +14.2 pts |
| Vacant units | 20% | 10% | +10.2 pts |
| Burdened owners | 18% | 26% | -7.8 pts |
| Median home value | $99,600 | $303,300 | 67% lower |
| Median gross rent | $755/mo | $1,393/mo | 46% lower |
At a $99,600 median value, many Brantley County owners hold equity. Using it lowers cost only if you can carry the risk (equity vs. unsecured).
Where Brantley County works
By the Census industry count, 21% of employed Brantley County residents work in education and health care and 13% in transportation, warehousing and utilities. Brantley County over-indexes on transportation, warehousing and utilities: 13% versus 7% in Georgia. Averaged over the five survey years, 2.8% of the labor force was out of work and looking. 20% of Brantley County workers get to work in under 15 minutes, while 23% need 45 or more.
| Sector | Brantley County | Compared with Georgia |
|---|---|---|
| Education and health care | 20.9% | -0.1 pts |
| Transportation, warehousing and utilities | 12.7% | +5.4 pts |
| Retail trade | 11.7% | +0.4 pts |
| Arts, lodging and food service | 8.8% | +0.3 pts |
| Construction | 8.6% | +1.6 pts |
| Public administration | 8.3% | +3.5 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Cities, towns and CDPs in Brantley County
Here are the 5 most populous of the county's 5 Census places, with income and rent from the same 2020 to 2024 survey. About 22% of Brantley County residents live in one of the 5. Waynesville has the highest median household income on the list ($66,165) and Nahunta the lowest ($45,893), counting places with at least 500 residents. None of the 5 has its own city guide, so this page covers all of them.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Nahunta | city | 1,386 | $45,893 | $690 | 1 mi |
| Hoboken | city | 1,016 | $63,813 | n/a | 9 mi |
| Waynesville | CDP | 906 | $66,165 | n/a | 12 mi |
| Hickox | CDP | 520 | n/a | n/a | 4 mi |
| Hortense | CDP | 136 | n/a | n/a | 9 mi |
Brantley County next to its neighbors
Pierce County is closest, 17 miles from center to center; the sixth, Charlton County, is 30 miles off. Camden County leads the group on income ($74,378), Ware County trails ($47,448), and Brantley County out-earns 2 of the six.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Brantley County | - | $58,239 | $755/mo | 80% |
| Pierce County, GA | 17 mi | $60,517 | $799/mo | 76% |
| Wayne County, GA | 25 mi | $53,427 | $846/mo | 67% |
| Ware County, GA | 28 mi | $47,448 | $789/mo | 63% |
| Camden County, GA | 28 mi | $74,378 | $1,235/mo | 68% |
| Glynn County, GA | 29 mi | $69,799 | $1,135/mo | 67% |
| Charlton County, GA | 30 mi | $61,276 | $540/mo | 80% |
Room for a loan payment in Brantley County
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Brantley County household at the medians it works out like this; treat it as an illustration only.
- Start: $4,853 gross per month ($58,239 / 12)
- Rent at the median, $755, takes 16% of that
- Under a 36% cap, $1,747 total minus rent leaves $992
A household below the $58,239 median has less room than this, often none.
Brantley County residents: age, schooling, coverage
15% of Brantley County adults 25 and older hold a bachelor's degree or more. About 20% go without health insurance.
| Brantley County | vs Georgia | vs U.S. county median | |
|---|---|---|---|
| Median age | 40.5 | +2.9 yrs | -1.0 yrs |
| Bachelor's or higher | 14.5% | -20.4 pts | -7.6 pts |
| No high school diploma | 16.2% | +5.4 pts | n/a |
| No health insurance | 20.1% | +7.7 pts | +12.2 pts |
| No vehicle | 5.3% | -0.6 pts | -0.1 pts |
| Work from home | 4.2% | -11.7 pts | -4.5 pts |
| Poverty rate | 17.1% | +3.7 pts | +3.9 pts |
| Unemployment (ACS) | 2.8% | -2.3 pts | -1.6 pts |
| One-way commute | Share of Brantley County workers |
|---|---|
| Under 15 min | 20.5% |
| 15 to 29 min | 26.0% |
| 30 to 44 min | 30.1% |
| 45 to 59 min | 14.0% |
| 60+ min | 9.4% |
Local borrowing considerations for Brantley County
The county's numbers point to a few situations that come up often for Brantley County borrowers.
- Uninsured care. 20% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- Commuter costs. 23% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
- Mobile home upkeep. 51% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
Georgia rules that apply in Brantley County
The Georgia Department of Banking and Finance is the place to verify any lender's Georgia license. Problems with a lender can also go to the CFPB. More on Georgia: Georgia personal loans.
Before you sign
Quick steps for Brantley County:
- Size the loan to the bill, not to the most a lender offers.
- Collect three written offers and compare APR and total repaid.
- Verify the Georgia license before giving out your Social Security number.
- Confirm the first due date before setting up autopay.
Nearby and statewide guides
The Georgia guide covers the whole state.
Frequently asked questions
Is Brantley County a high-income county?
Its $58,239 median ranks 80th of 159 Georgia counties and compares with $65,681 for the median U.S. county.
What do renters pay in Brantley County?
$755 a month at the median, about 16% of median household income.
Which towns does the Brantley County guide cover?
Every community in the county, unincorporated areas included. The largest of its 5 Census places: Nahunta, Hoboken, Waynesville, Hickox, Hortense.
Are Brantley County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.
Who regulates personal lenders for Brantley County residents?
The Georgia Department of Banking and Finance licenses consumer lenders in Georgia; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.