1st Advantage MortgageThe median Bryan County household earns $57,225, and 17% of residents live below the poverty line. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Oklahoma before sharing details.
On this page
- Bryan County by the numbers
- How much Bryan County households make
- How Bryan County residents earn a living
- Renting and owning in Bryan County
- The counties around Bryan County
- Towns and communities in Bryan County
- Debt-to-income at Bryan County's medians
- Bryan County households compared
- Reading the Bryan County data as a borrower
- A Bryan County borrower's checklist
- Checking a lender's license in Oklahoma
- More guides for Bryan County
- Frequently asked questions
Bryan County by the numbers
With an estimated 48,253 residents (ACS 2020 to 2024), Bryan County ranks 18th of 77 in Oklahoma for population. Packed into 904 square miles, that is close to 53 residents for every square mile of land. Under the July 2023 OMB definitions, Bryan County is not part of any metropolitan area. Durant is the biggest of its 19 Census places, at roughly 19,746 people (41% of the county total).
How much Bryan County households make
At $57,225, the typical Bryan County household income is 13% below the median U.S. county ($65,681). In the state ranking that is 46th of 77.
| Band | Bryan County | Compared with Oklahoma |
|---|---|---|
| Under $35,000 | 28.8% | +2.5 pts |
| $35,000 to $99,999 | 46.2% | +3.0 pts |
| $100,000 to $199,999 | 21.0% | -2.2 pts |
| $200,000 or more | 4.0% | -3.2 pts |
Some 29% of households here live on less than $35,000 a year; 25% have six-figure incomes. Census counts 16.6% of Bryan County residents in poverty, against 15.3% across Oklahoma. The Gini index of income inequality is 0.432 (0 is perfect equality). Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
How Bryan County residents earn a living
By the Census industry count, 21% of employed Bryan County residents work in education and health care and 18% in arts, lodging and food service. Compared with Oklahoma, the county leans toward arts, lodging and food service (18% against 9%). The survey's unemployment rate for Bryan County averages 4.6% over 2020 to 2024 (state: 5.0%). Long commutes are the exception here: 9% of workers spend 45 minutes or longer getting to work.
| Industry (employed residents 16+) | Bryan County | Gap to Oklahoma |
|---|---|---|
| Education and health care | 21.3% | -2.0 pts |
| Arts, lodging and food service | 18.0% | +9.0 pts |
| Retail trade | 12.1% | +0.4 pts |
| Manufacturing | 8.6% | -0.6 pts |
| Public administration | 7.4% | +1.2 pts |
| Construction | 7.3% | 0.0 pts |
Shorter commutes usually mean lower vehicle costs, which can leave more room for a payment, or for paying a loan off early.
Renting and owning in Bryan County
A typical Bryan County rental runs $960 a month including utilities, which is 5% below Oklahoma. Rent takes 30% or more of income for 45% of renter households here. The median owner-occupied home is valued at $174,900, about 3.1 times the median household income. 64% of Bryan County households own their home and 36% rent. The median year built is 1989.
| Bryan County | Oklahoma | U.S. county median | |
|---|---|---|---|
| Median gross rent | $960/mo | $1,014/mo | $877/mo |
| Median home value | $174,900 | $199,800 | $185,300 |
| Owners | 64% | 66% | 75% |
| Rent-burdened renters | 45% | 46% | 45% |
| Burdened owners | 26% | 24% | n/a |
| Mobile homes | 16.1% | 8.2% | n/a |
The counties around Bryan County
Six nearby counties, 27 to 41 miles away by the straight-line distance between their centers. 3 of the six report a higher median household income than Bryan County; Fannin County is highest at $72,295 and Choctaw County lowest at $44,081. Some neighbors are in Texas. Lender licensing is state by state, so a loan for a Bryan County resident follows Oklahoma rules.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Bryan County | - | $57,225 | $960/mo | 64% |
| Fannin County, TX | 27 mi | $72,295 | $1,035/mo | 79% |
| Marshall County, OK | 29 mi | $57,245 | $824/mo | 78% |
| Atoka County, OK | 32 mi | $54,785 | $708/mo | 74% |
| Johnston County, OK | 33 mi | $52,688 | $762/mo | 72% |
| Grayson County, TX | 33 mi | $72,182 | $1,310/mo | 67% |
| Choctaw County, OK | 41 mi | $44,081 | $690/mo | 66% |
Towns and communities in Bryan County
Here are the 14 most populous of the county's 19 Census places, with income and rent from the same 2020 to 2024 survey. About 60% of Bryan County residents live in one of the 19. Silo has the highest median household income on the list ($67,313) and Bokchito the lowest ($41,250), counting places with at least 500 residents. Rent is cheapest in Bokchito ($755) and steepest in Calera ($1,089). Live in one of these Bryan County communities, or between them? This is your local guide.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Durant | city | 19,746 | $46,812 | $953 | 8 mi |
| Calera | town | 3,007 | $64,449 | $1,089 | 10 mi |
| Colbert | town | 1,277 | $46,250 | $902 | 16 mi |
| Caddo | town | 1,109 | $51,923 | $904 | 11 mi |
| Cartwright | CDP | 744 | $54,263 | n/a | 18 mi |
| Silo | town | 580 | $67,313 | $975 | 13 mi |
| Bokchito | town | 536 | $41,250 | $755 | 8 mi |
| Achille | town | 394 | $48,125 | $943 | 11 mi |
| Bennington | town | 329 | $25,250 | $850 | 13 mi |
| Mead | town | 326 | $71,154 | $750 | 15 mi |
| Sand Point | CDP | 275 | $85,223 | n/a | 18 mi |
| Kemp | town | 179 | $38,929 | n/a | 14 mi |
| Kenefic | town | 170 | $52,250 | $700 | 14 mi |
| Albany | CDP | 169 | $46,607 | n/a | 9 mi |
Debt-to-income at Bryan County's medians
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Bryan County household at the medians it works out like this; treat it as an illustration only.
- Start: $4,769 gross per month ($57,225 / 12)
- Less median rent of $960, which is 20% of it
- Under a 40% cap, $1,908 total minus rent leaves $948
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Bryan County households compared
Degree holders: 26% of adults over 25. 18.7% of residents have no health coverage.
| Indicator | Bryan County | All of Oklahoma | U.S. county median |
|---|---|---|---|
| Median age | 37.0 | 37.0 | 41.5 |
| Bachelor's or higher | 26.5% | 28.3% | 22.2% |
| No high school diploma | 11.9% | 10.6% | n/a |
| No health insurance | 18.7% | 12.9% | 7.8% |
| No vehicle | 5.6% | 5.6% | 5.4% |
| Work from home | 9.7% | 9.4% | 8.7% |
| Poverty rate | 16.6% | 15.3% | 13.2% |
| Unemployment (ACS) | 4.6% | 5.0% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 39.2% |
| 15 to 29 min | 38.3% |
| 30 to 44 min | 13.9% |
| 45 to 59 min | 3.5% |
| 60+ min | 5.0% |
Reading the Bryan County data as a borrower
Based on the Bryan County data above, these borrowing questions are most likely to matter locally.
- Uninsured care. 19% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- Repairs on manufactured housing. With 16% of homes here, compare a personal loan with any dealer or park repair program.
- Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.
A Bryan County borrower's checklist
A short checklist for Bryan County borrowers:
- Size the loan to the bill, not to the most a lender offers.
- Compare the total repaid on every offer, not just the payment.
- Look the lender up with the state regulator first.
- Keep a small cushion so one surprise bill does not mean another loan.
Checking a lender's license in Oklahoma
Consumer lenders serving Bryan County are licensed by the state, not the county; in Oklahoma that is the Oklahoma State Banking Department. Oklahoma also has the Oklahoma Department of Consumer Credit for consumer credit. Federal complaints: consumerfinance.gov. The Oklahoma guide covers state rules in more detail.
More guides for Bryan County
The Oklahoma guide covers the whole state.
Frequently asked questions
Is Bryan County a high-income county?
Its $57,225 median ranks 46th of 77 Oklahoma counties and compares with $65,681 for the median U.S. county.
What do renters pay in Bryan County?
$960 a month at the median, about 20% of median household income.
What are the biggest places in Bryan County?
By population: Durant, Calera, Colbert, Caddo, Cartwright. The county has 19 Census places in all.
Will a Bryan County address affect my match?
Beyond confirming Oklahoma as your state, no. Your answers about amount, credit, income and payments are all that count.
Who do I complain to about a lender in Bryan County?
Start with the Oklahoma State Banking Department, then the CFPB complaint portal. Keep copies of every message.