In Butts County, Georgia, the typical household earns $69,241 a year and the typical rent is $941. For a Butts County borrower, the useful steps are the same anywhere: price the need, gather three written offers, and check the Georgia license.
On this page
- Butts County by the numbers
- Butts County's most unusual numbers
- Butts County industries and commutes
- Household income in Butts County
- Renting and owning in Butts County
- Towns and communities in Butts County
- Regional comparison for Butts County
- What a median Butts County budget can carry
- Butts County demographics against Georgia
- What the numbers mean for Butts County borrowers
- Steps before you apply in Butts County
- Lender oversight for Butts County
- Keep exploring
- Frequently asked questions
Butts County by the numbers
Roughly 26,496 residents live in Butts County, Georgia, 73rd by population among the state's 159 counties and county equivalents. Density: about 144.2 residents per square mile across 184 square miles of land. It is one of the counties that make up the Atlanta-Sandy Springs-Roswell, GA metropolitan statistical area (OMB, 2023). Largest place: Jackson, about 5,741 residents (22% of Butts County); 3 Census places in all.
Butts County's most unusual numbers
Ranked against the other 158 county-level areas in Georgia, these are the Butts County figures furthest from the middle.
- On the share of renters paying 30% or more of income for rent, Butts County sits near the bottom of Georgia at 36%, 22nd lowest of 159. Lower rent burdens mean more renters have slack, but test your own numbers.
- Butts County ranks 24th lowest of 159 Georgia counties for the poverty rate: 10.4%, against 13.4% statewide. Even here, a fee-first loan offer is a scam.
- Few Georgia counties match Butts County on the housing vacancy rate: 8% here, 10% for the state, ranking 25th lowest of 159. Few vacant units can mean a tight housing market.
Butts County industries and commutes
By the Census industry count, 18% of employed Butts County residents work in education and health care and 17% in retail trade. Compared with Georgia, the county leans toward retail trade (17% against 11%). Unemployment in Butts County, ACS five-year: 3.2%; Georgia: 5.1%. 28% of Butts County workers get to work in under 15 minutes, while 22% need 45 or more. 4.3% of households have no vehicle.
| Sector | Butts County | Compared with Georgia |
|---|---|---|
| Education and health care | 17.6% | -3.4 pts |
| Retail trade | 17.3% | +6.1 pts |
| Arts, lodging and food service | 10.6% | +2.0 pts |
| Professional and administrative services | 10.2% | -3.4 pts |
| Manufacturing | 9.6% | -0.4 pts |
| Transportation, warehousing and utilities | 9.0% | +1.7 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Butts County should have bank statements and tax returns ready.
Household income in Butts County
At $69,241, the typical Butts County household income is 5% above the median U.S. county ($65,681).
| Band | Butts County | Compared with Georgia |
|---|---|---|
| Under $35,000 | 18.1% | -4.0 pts |
| $35,000 to $99,999 | 50.5% | +11.0 pts |
| $100,000 to $199,999 | 26.9% | +0.4 pts |
| $200,000 or more | 4.5% | -7.4 pts |
On the low end, 18% of Butts County households report under $35,000; at the top, 31% report $100,000-plus. Butts County counts about 2,759 residents below the poverty line, 10.4% of the population. None of these numbers decides a Butts County application. Lenders weigh your own documented income against your own debts.
Renting and owning in Butts County
Half of Butts County renters pay more than $941 a month and half pay less; the Georgia midpoint is $1,393. Rent takes 30% or more of income for 36% of renter households here. The median owner-occupied home is valued at $240,600, about 3.5 times the median household income. Homeowners 74%, renters 26%. The median year built is 1994.
| Measure | Butts County | Georgia | Gap |
|---|---|---|---|
| Rent-burdened renters | 36% | 52% | -16.4 pts |
| Owners | 74% | 66% | +8.6 pts |
| Median gross rent | $941/mo | $1,393/mo | 32% lower |
| Vacant units | 8% | 10% | -2.2 pts |
| Median home value | $240,600 | $303,300 | 21% lower |
| Burdened owners | 25% | 26% | -0.9 pts |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
Towns and communities in Butts County
Places, by size: the top 3 of 3. Roughly 72% of Butts County lives outside all of them, in open country or unnamed settlements. This guide covers each of the 3 places and the rural areas around them.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Jackson | city | 5,741 | $46,191 | $817 | 1 mi |
| Flovilla | city | 1,358 | $68,214 | $1,319 | 4 mi |
| Jenkinsburg | city | 323 | $80,625 | $1,063 | 5 mi |
Regional comparison for Butts County
Distances run center to center, from Jasper County at 16 miles out to Newton County at 19. 3 of the six report a higher median household income than Butts County; Monroe County is highest at $83,183 and Jasper County lowest at $60,134.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Butts County | - | $69,241 | $941/mo | 74% |
| Jasper County, GA | 16 mi | $60,134 | $970/mo | 86% |
| Henry County, GA | 16 mi | $83,146 | $1,674/mo | 75% |
| Lamar County, GA | 18 mi | $67,062 | $878/mo | 76% |
| Monroe County, GA | 19 mi | $83,183 | $943/mo | 84% |
| Spalding County, GA | 19 mi | $62,071 | $1,113/mo | 63% |
| Newton County, GA | 19 mi | $77,179 | $1,439/mo | 74% |
What a median Butts County budget can carry
How much room does a median Butts County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- $5,770 a month: gross income for a household at the Butts County median
- Housing at the median rent of $941 uses 16%
- $1,136: what a 36% ratio leaves once rent is paid
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Butts County demographics against Georgia
Bachelor's degree or higher: 14% of Butts County adults. Uninsured, Butts County: 12.3%; Georgia: 12.4%.
| Measure | Butts County | Gap to Georgia | Gap to typical U.S. county |
|---|---|---|---|
| Median age | 37.8 | +0.2 yrs | -3.7 yrs |
| Bachelor's or higher | 14.4% | -20.5 pts | -7.8 pts |
| No high school diploma | 15.6% | +4.8 pts | n/a |
| No health insurance | 12.3% | -0.1 pts | +4.4 pts |
| No vehicle | 4.3% | -1.6 pts | -1.1 pts |
| Work from home | 11.0% | -5.0 pts | +2.3 pts |
| Poverty rate | 10.4% | -3.0 pts | -2.8 pts |
| Unemployment (ACS) | 3.2% | -1.9 pts | -1.2 pts |
| Commute length | Butts County |
|---|---|
| Under 15 min | 27.6% |
| 15 to 29 min | 28.4% |
| 30 to 44 min | 22.3% |
| 45 to 59 min | 8.7% |
| 60+ min | 12.9% |
What the numbers mean for Butts County borrowers
- Medical bills. 12% of Butts County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
- Keeping the car running. At 22% with long commutes, repairs are a frequent Butts County emergency; first decide if the car is worth fixing.
- Paperwork. ID, proof of income and a bank account are the basics (requirements).
Steps before you apply in Butts County
Four checks before you sign anything:
- Size the loan to the bill, not to the most a lender offers.
- Line up offers side by side: APR, fees in dollars, total cost.
- Look the lender up with the state regulator first.
- Read the final agreement; it must match the offer.
Lender oversight for Butts County
Consumer lenders serving Butts County are licensed by the state, not the county; in Georgia that is the Georgia Department of Banking and Finance. The Consumer Financial Protection Bureau accepts complaints nationwide.
Keep exploring
For statewide rules and data, see the Georgia guide.
Frequently asked questions
Is $69,241 a good income in Butts County?
It is the county median, so half of Butts County households earn more and half less; 31% earn $100,000 or more.
What do renters pay in Butts County?
$941 a month at the median, about 16% of median household income.
How many towns are in Butts County?
The Census Bureau counts 3 places mainly in the county, led by Jackson, Flovilla, Jenkinsburg.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Butts County or elsewhere in Georgia, the same rules apply.
Who regulates personal lenders for Butts County residents?
The Georgia Department of Banking and Finance licenses consumer lenders in Georgia; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.