1st Advantage MortgageThe median Calumet County household earns $88,810, and 6% of residents live below the poverty line. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Wisconsin before sharing details.
On this page
- Calumet County by the numbers
- Income in Calumet County compared with Wisconsin
- Where Calumet County differs from the rest of Wisconsin
- Where Calumet County households live
- How Calumet County residents earn a living
- Calumet County, Winnebago County and other neighbors
- The communities that make up Calumet County
- Debt-to-income at Calumet County's medians
- Borrowing situations common in Calumet County
- Age, degrees and coverage in Calumet County
- Who licenses lenders for Calumet County residents
- Before you sign
- Keep exploring
- Frequently asked questions
Calumet County by the numbers
Roughly 52,942 residents live in Calumet County, Wisconsin, 27th by population among the state's 72 counties and county equivalents. Packed into 318 square miles, that is close to 166 residents for every square mile of land. The federal metro definitions (OMB, July 2023) place it in the Appleton, WI metropolitan area. Largest place: Menasha, about 18,273 residents (35% of Calumet County); 13 Census places in all.
Income in Calumet County compared with Wisconsin
$88,810 is the median household income for Calumet County, set against $77,485 for Wisconsin. That places it 7th among Wisconsin's 72 county-level areas.
| Households earning | Calumet County | +/- vs Wisconsin |
|---|---|---|
| Under $35,000 | 14.6% | -5.6 pts |
| $35,000 to $99,999 | 40.8% | -1.3 pts |
| $100,000 to $199,999 | 34.7% | +6.3 pts |
| $200,000 or more | 9.9% | +0.7 pts |
Six-figure households (45%) outnumber those under $35,000 (15%) in Calumet County. Calumet County counts about 3,113 residents below the poverty line, 5.9% of the population. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Calumet County median.
Where Calumet County differs from the rest of Wisconsin
Where Calumet County lands at the extremes of Wisconsin's county rankings:
- The uninsured rate: 2.6% in Calumet County. Only 1 of 72 Wisconsin counties are lower. Lower uninsured rates still leave deductibles; check what a plan covers first.
- Few Wisconsin counties match Calumet County on the poverty rate: 5.9% here, 10.6% for the state, ranking 4th lowest of 72. Even here, a fee-first loan offer is a scam.
- The ACS unemployment rate: 2.1% in Calumet County. Only 3 of 72 Wisconsin counties are lower. Low unemployment does not lower your rate; your credit does.
Where Calumet County households live
Median gross rent, utilities included, comes to $1,073 in Calumet County versus $1,087 statewide. 39% of renting households spend 30% or more of income on rent, and 17% spend half or more. Home values center on $274,200, or 3.1 years of median income. Homeowners 80%, renters 20%. Nationally, Calumet County's $1,073 rent is 22% above the middle county.
| Home costs | Calumet County | Wisconsin | Compared with Wisconsin |
|---|---|---|---|
| Median gross rent | $1,073/mo | $1,087/mo | level |
| Median home value | $274,200 | $266,500 | 3% higher |
| Owners | 80% | 68% | +12.2 pts |
| Rent-burdened renters | 39% | 44% | -5.0 pts |
| Burdened owners | 19% | 22% | -3.8 pts |
| Mobile homes | 1.7% | 3.1% | -1.3 pts |
Calumet County owners: get one secured and one unsecured quote, then compare the total cost and what you would put up as collateral (side by side).
How Calumet County residents earn a living
By the Census industry count, 24% of employed Calumet County residents work in manufacturing and 21% in education and health care. Calumet County over-indexes on manufacturing: 24% versus 18% in Wisconsin. Unemployment in Calumet County, ACS five-year: 2.1%; Wisconsin: 3.2%. Commutes of 45 minutes-plus: 9%; under 15 minutes: 35%. No car: 3.1% of Calumet County households.
| Sector | Calumet County | Compared with Wisconsin |
|---|---|---|
| Manufacturing | 23.6% | +5.8 pts |
| Education and health care | 21.4% | -2.0 pts |
| Retail trade | 9.8% | -1.3 pts |
| Professional and administrative services | 8.2% | -1.2 pts |
| Finance, insurance and real estate | 7.5% | +1.4 pts |
| Transportation, warehousing and utilities | 5.5% | +0.5 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Calumet County, Winnebago County and other neighbors
Nearest neighbors first, measured between county centers (23 to 34 miles). Richest neighbor: Outagamie County, $85,069. Poorest: Manitowoc County, $69,148. Calumet County: $88,810.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Calumet County | - | $88,810 | $1,073/mo | 80% |
| Winnebago County, WI | 23 mi | $74,925 | $965/mo | 66% |
| Fond du Lac County, WI | 26 mi | $74,275 | $960/mo | 71% |
| Outagamie County, WI | 27 mi | $85,069 | $1,057/mo | 71% |
| Brown County, WI | 29 mi | $79,649 | $1,031/mo | 66% |
| Manitowoc County, WI | 32 mi | $69,148 | $797/mo | 77% |
| Sheboygan County, WI | 34 mi | $73,094 | $934/mo | 71% |
The communities that make up Calumet County
Places, by size: the top 13 of 13. Roughly 0% of Calumet County lives outside all of them, in open country or unnamed settlements. Among places of 500 or more people, median income runs from $57,955 in Brillion to $121,504 in Harrison. Rent is cheapest in Stockbridge ($750) and steepest in Harrison ($1,422). No Calumet County place has a separate guide yet; this county page serves all 13.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Menasha | city | 18,273 | $64,698 | $903 | 14 mi |
| Kaukauna | city | 17,706 | $80,365 | $1,083 | 14 mi |
| Harrison | village | 13,658 | $121,504 | $1,422 | 9 mi |
| Chilton | city | 4,049 | $82,923 | $964 | 4 mi |
| Kiel | city | 3,943 | $75,953 | $787 | 15 mi |
| Brillion | city | 3,299 | $57,955 | $810 | 10 mi |
| Sherwood | village | 3,252 | $109,524 | $1,173 | 7 mi |
| New Holstein | city | 3,075 | $59,667 | $768 | 11 mi |
| Hilbert | village | 988 | $61,000 | $1,059 | 5 mi |
| Stockbridge | village | 771 | $59,167 | $750 | 5 mi |
| Forest Junction | CDP | 594 | $62,250 | $754 | 10 mi |
| Brothertown | CDP | 258 | $56,132 | n/a | 9 mi |
| Potter | village | 221 | $68,750 | $842 | 6 mi |
CDPs are unincorporated communities the Census Bureau defines for counting.
Debt-to-income at Calumet County's medians
How much room does a median Calumet County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- Start: $7,401 gross per month ($88,810 / 12)
- Rent at the median, $1,073, takes 14% of that
- Under a 35% cap, $2,590 total minus rent leaves $1,517
- 45% debt-to-income limit: $2,257 left for all other debt payments
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Borrowing situations common in Calumet County
A few patterns in the Calumet County data, and the practical point behind each:
- Strong-credit shopping. Many Calumet County households (45%) earn six figures; prequalify with several lenders at once.
- Combining balances. It helps when total cost falls and the cards stay paid down (consolidation).
- Paperwork. ID, proof of income and a bank account are the basics (requirements).
Age, degrees and coverage in Calumet County
33% of Calumet County adults 25 and older hold a bachelor's degree or more. 2.6% of residents have no health coverage.
| Measure | Calumet County | Gap to Wisconsin | Gap to typical U.S. county |
|---|---|---|---|
| Median age | 41.7 | +1.5 yrs | +0.2 yrs |
| Bachelor's or higher | 33.0% | -0.4 pts | +10.8 pts |
| No high school diploma | 4.9% | -1.5 pts | n/a |
| No health insurance | 2.6% | -2.6 pts | -5.2 pts |
| No vehicle | 3.1% | -3.3 pts | -2.3 pts |
| Work from home | 14.4% | +1.3 pts | +5.7 pts |
| Poverty rate | 5.9% | -4.7 pts | -7.3 pts |
| Unemployment (ACS) | 2.1% | -1.1 pts | -2.3 pts |
| Commute length | Calumet County |
|---|---|
| Under 15 min | 34.7% |
| 15 to 29 min | 40.4% |
| 30 to 44 min | 15.9% |
| 45 to 59 min | 5.4% |
| 60+ min | 3.6% |
Who licenses lenders for Calumet County residents
Calumet County borrowers fall under statewide rules, enforced by the Wisconsin Department of Financial Institutions. If a Calumet County lender ignores a dispute, the CFPB complaint portal is the federal backstop. State-level detail for Calumet County borrowers is in the Wisconsin guide.
Before you sign
Before you apply, wherever you live in Calumet County:
- Borrow the amount the job needs; extra cash adds interest.
- Collect three written offers and compare APR and total repaid.
- Only work with lenders licensed for Wisconsin borrowers.
- Lock paid-off cards after consolidating so balances stay at zero.
Keep exploring
No city in Calumet County has its own guide yet; the state page is next up.
Frequently asked questions
Is $88,810 a good income in Calumet County?
It is the county median, so half of Calumet County households earn more and half less; 45% earn $100,000 or more.
How much is rent in Calumet County?
Median gross rent, utilities included, is $1,073 a month; 39% of renters spend 30% or more of income on it.
Can Calumet County owners borrow against a $274,200 home?
Many can, through a home equity loan or line. It is secured by the house, so compare it with an unsecured personal loan before choosing.
Is Potter covered?
Yes. Potter is one of 13 Census places in Calumet County, and this guide covers all of them.
Is the fit check different in Calumet County?
No. It is identical everywhere, and it never looks at your neighborhood.