1st Advantage MortgageCollingsworth County households have a median income of $61,280 and median rent of $714 a month (ACS 2020 to 2024). For a Collingsworth County borrower, the useful steps are the same anywhere: price the need, gather three written offers, and check the Texas license.
On this page
- Collingsworth County by the numbers
- Income in Collingsworth County compared with Texas
- Where Collingsworth County households live
- Employment and commuting in Collingsworth County
- What stands out in Collingsworth County
- Census places in Collingsworth County
- The counties around Collingsworth County
- Collingsworth County residents: age, schooling, coverage
- Borrowing situations common in Collingsworth County
- $5,107 a month: the Collingsworth County median budget
- Steps before you apply in Collingsworth County
- Checking a lender's license in Texas
- Other Texas guides
- Frequently asked questions
Collingsworth County by the numbers
With an estimated 2,588 residents (ACS 2020 to 2024), Collingsworth County ranks 227th of 254 in Texas for population. Collingsworth County spans 918 square miles; with 2,588 people, that is 2.8 per square mile. Metro status: none; Collingsworth County sits outside the 2023 OMB metro areas. Wellington is the biggest of its 4 Census places, at roughly 1,883 people (73% of the county total). Small populations mean wide margins of error, so read every Collingsworth County figure on this page as a rough guide.
Income in Collingsworth County compared with Texas
At $61,280, the typical Collingsworth County household income is 7% below the median U.S. county ($65,681). That places it 152nd among Texas's 254 county-level areas.
| Yearly household income | Collingsworth County | Gap to Texas |
|---|---|---|
| Under $35,000 | 20.9% | -0.5 pts |
| $35,000 to $99,999 | 55.8% | +16.4 pts |
| $100,000 to $199,999 | 18.9% | -7.9 pts |
| $200,000 or more | 4.4% | -8.1 pts |
21% under $35,000 and 23% at $100,000 or more: that is the Collingsworth County income split. Census counts 21.8% of Collingsworth County residents in poverty, against 13.8% across Texas. None of these numbers decides a Collingsworth County application. Lenders weigh your own documented income against your own debts.
Where Collingsworth County households live
$714 a month is the median gross rent in Collingsworth County, 49% below the state. By the Census definition, 10% of Collingsworth County renters are cost-burdened. Collingsworth County homes are worth $104,000 at the median, a 1.7-to-1 ratio to income. Homeowners 74%, renters 26%. Half the housing stock was built before 1961.
| Home costs | Collingsworth County | Texas | Compared with Texas |
|---|---|---|---|
| Median gross rent | $714/mo | $1,403/mo | 49% lower |
| Median home value | $104,000 | $283,800 | 63% lower |
| Owners | 74% | 63% | +11.3 pts |
| Rent-burdened renters | 10% | 52% | -41.4 pts |
| Burdened owners | 19% | 29% | -9.9 pts |
| Mobile homes | 3.8% | 6.4% | -2.7 pts |
| Vacant units | 34% | 9% | +25.1 pts |
At a $104,000 median value, many Collingsworth County owners hold equity. Using it lowers cost only if you can carry the risk (equity vs. unsecured).
Employment and commuting in Collingsworth County
By the Census industry count, 23% of employed Collingsworth County residents work in education and health care and 12% in agriculture, forestry and mining. The sharpest difference from the state is in agriculture, forestry and mining, at 12% locally and 2% for Texas. Unemployment in Collingsworth County, ACS five-year: 1.1%; Texas: 5.3%. About 78% drive to work alone and 6% have trips of 45 minutes or more.
| Where residents work | Collingsworth County | Difference from Texas |
|---|---|---|
| Education and health care | 23.0% | +1.4 pts |
| Agriculture, forestry and mining | 12.2% | +10.0 pts |
| Transportation, warehousing and utilities | 11.8% | +5.0 pts |
| Professional and administrative services | 10.4% | -2.5 pts |
| Arts, lodging and food service | 9.4% | +1.0 pts |
| Retail trade | 8.3% | -2.7 pts |
Seasonal work is common in many Collingsworth County industries; if that is you, show a full year of income rather than one strong month.
What stands out in Collingsworth County
- On the share of renters paying 30% or more of income for rent, Collingsworth County sits near the bottom of Texas at 10%, 5th lowest of 249. Rents are manageable for most, which can leave space for savings.
- Few Texas counties match Collingsworth County on the ACS unemployment rate: 1.1% here, 5.3% for the state, ranking 12th lowest of 247. Low unemployment does not lower your rate; your credit does.
- On households without a vehicle, Collingsworth County sits near the bottom of Texas at 1.9%, 15th lowest of 253. Car ownership is close to universal, and so are repair bills.
Census places in Collingsworth County
1,947 of Collingsworth County's 2,588 residents live in its 4 Census places (75%); the 4 largest are listed. Wellington and every other Collingsworth County community use this county guide.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Wellington | city | 1,883 | $57,050 | n/a | 8 mi |
| Samnorwood | CDP | 27 | n/a | n/a | 6 mi |
| Dodson | town | 20 | n/a | n/a | 20 mi |
| Quail | CDP | 17 | n/a | n/a | 7 mi |
The counties around Collingsworth County
The six counties whose centers lie closest to Collingsworth County's, from 29 to 39 miles away. None of the six report a higher median household income than Collingsworth County; Wheeler County is highest at $60,167 and Harmon County lowest at $43,333. The list crosses into Oklahoma, where different lending rules and regulators apply.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Collingsworth County | - | $61,280 | $714/mo | 74% |
| Harmon County, OK | 29 mi | $43,333 | $694/mo | 70% |
| Wheeler County, TX | 30 mi | $60,167 | $970/mo | 76% |
| Childress County, TX | 31 mi | $58,654 | $913/mo | 71% |
| Donley County, TX | 31 mi | $58,750 | $780/mo | 75% |
| Beckham County, OK | 39 mi | $53,328 | $904/mo | 68% |
| Hall County, TX | 39 mi | $48,459 | $529/mo | 74% |
Collingsworth County residents: age, schooling, coverage
College graduates make up 26% of the adult population. About 22% go without health insurance.
| Collingsworth County | vs Texas | vs U.S. county median | |
|---|---|---|---|
| No high school diploma | 25.2% | +11.2 pts | n/a |
| Bachelor's or higher | 25.6% | -8.2 pts | +3.4 pts |
| Poverty rate | 21.8% | +8.0 pts | +8.6 pts |
| Work from home | 8.4% | -6.0 pts | -0.3 pts |
| No health insurance | 22.1% | +5.0 pts | +14.3 pts |
| Median age | 40.4 | +4.8 yrs | -1.1 yrs |
| Unemployment (ACS) | 1.1% | -4.2 pts | -3.3 pts |
| No vehicle | 1.9% | -3.5 pts | -3.5 pts |
| Commute length | Collingsworth County |
|---|---|
| Under 15 min | 64.1% |
| 15 to 29 min | 15.9% |
| 30 to 44 min | 14.1% |
| 45 to 59 min | 1.9% |
| 60+ min | 4.0% |
Borrowing situations common in Collingsworth County
- Medical bills. 22% of Collingsworth County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
- Before borrowing. At 21.8% poverty, Collingsworth County has local aid programs worth checking (options).
- Requirements. Lenders weigh credit history, documented income and existing debt (what to gather).
$5,107 a month: the Collingsworth County median budget
Collingsworth County at the medians, through a lender's eyes (what DTI means):
- $61,280 a year is $5,107 of gross monthly income
- 14% goes to median rent ($714)
- With a 40% ceiling, about $1,329 remains for car, card, student and any new loan payments
Two-income households and single earners in Collingsworth County land in very different places on this math, so run it for your own budget.
Steps before you apply in Collingsworth County
Four checks before you sign anything:
- Price the Collingsworth County expense first and borrow that amount, no more.
- Compare the total repaid on every offer, not just the payment.
- Only work with lenders licensed for Texas borrowers.
- Confirm the first due date before setting up autopay.
Checking a lender's license in Texas
Before sharing details with a lender, a Collingsworth County resident can confirm its license with the Texas Department of Banking. The Office of Consumer Credit Commissioner handles consumer-credit questions as well. Problems with a lender can also go to the CFPB. The Texas guide covers state rules in more detail.
Other Texas guides
Statewide:
Frequently asked questions
Where does Collingsworth County rank on income in Texas?
152nd of 254, with a median of $61,280. The state median is $78,476.
What do renters pay in Collingsworth County?
$714 a month at the median, about 14% of median household income.
I own my home in Collingsworth County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 74% of homes owner-occupied here, many readers can compare both in writing.
What are the biggest places in Collingsworth County?
By population: Wellington, Samnorwood, Dodson, Quail. The county has 4 Census places in all.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Collingsworth County or elsewhere in Texas, the same rules apply.