1st Advantage MortgageAbout 56% of Comanche County homes are owner-occupied, and the median household income is $60,761. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Comanche County, OK: the basics
- The Comanche County job picture
- Household income in Comanche County
- What it costs to live in Comanche County
- Places inside Comanche County
- Comanche County next to its neighbors
- More Comanche County figures
- Local borrowing considerations for Comanche County
- What a median Comanche County budget can carry
- Licensing and complaints for Comanche County
- A Comanche County borrower's checklist
- Related local guides
- Frequently asked questions
Comanche County, OK: the basics
Roughly 121,825 residents live in Comanche County, Oklahoma, 5th by population among the state's 77 counties and county equivalents. Packed into 1,069 square miles, that is close to 114 residents for every square mile of land. For statistical purposes it belongs to the Lawton, OK metro area, as delineated by the Office of Management and Budget in July 2023. Of the 13 Census places inside Comanche County, Lawton leads by population with about 90,595; 9 of the 13 are incorporated.
The Comanche County job picture
Education and health care employs 28% of working residents, the largest share; retail trade is next with 11%. The sharpest difference from the state is in education and health care, at 28% locally and 23% for Oklahoma. Averaged over the five survey years, 7.1% of the labor force was out of work and looking. 6% of commuters travel 45 minutes or more each way, and 10% work from home. Only 8.2% of homes here go without a vehicle.
| Top industries | Comanche County share | +/- vs Oklahoma |
|---|---|---|
| Education and health care | 28.0% | +4.8 pts |
| Retail trade | 11.1% | -0.7 pts |
| Arts, lodging and food service | 10.5% | +1.5 pts |
| Manufacturing | 9.7% | +0.5 pts |
| Public administration | 8.8% | +2.6 pts |
| Professional and administrative services | 8.2% | -1.1 pts |
Shorter commutes usually mean lower vehicle costs, which can leave more room for a payment, or for paying a loan off early.
Household income in Comanche County
At $60,761, the typical Comanche County household income is 7% below the median U.S. county ($65,681).
| Yearly household income | Comanche County | Gap to Oklahoma |
|---|---|---|
| Under $35,000 | 28.1% | +1.8 pts |
| $35,000 to $99,999 | 46.6% | +3.4 pts |
| $100,000 to $199,999 | 20.6% | -2.7 pts |
| $200,000 or more | 4.8% | -2.4 pts |
About 28% of households earn under $35,000, while 25% clear $100,000. Census counts 18.1% of Comanche County residents in poverty, against 15.3% across Oklahoma. The Gini index of income inequality is 0.442 (0 is perfect equality). For a borrower in Comanche County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
What it costs to live in Comanche County
A typical Comanche County rental runs $970 a month including utilities, which is 4% below Oklahoma. 43% of renting households spend 30% or more of income on rent, and 22% spend half or more. The median owner-occupied home is valued at $163,800, about 2.7 times the median household income. Owners occupy 56% of homes. The median home was built in 1977, so roofs, wiring and heating systems are a common source of repair bills.
| Cost | Comanche County | Oklahoma figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $970/mo | $1,014/mo | $877/mo |
| Median home value | $163,800 | $199,800 | $185,300 |
| Owners | 56% | 66% | 75% |
| Rent-burdened renters | 43% | 46% | 45% |
| Burdened owners | 21% | 24% | n/a |
| Vacant units | 15% | 12% | n/a |
Places inside Comanche County
The table lists the 13 largest of 13 Census places in Comanche County, by population. Together all 13 hold about 101,705 people, so roughly 17% of residents live outside any named place. Elgin has the highest median household income on the list ($96,250) and Lawton the lowest ($54,433), counting places with at least 500 residents. Median rent ranges from $604 in Sterling to $1,225 in Elgin. This guide covers each of the 13 places and the rural areas around them.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Lawton | city | 90,595 | $54,433 | $967 | 4 mi |
| Elgin | city | 3,608 | $96,250 | $1,225 | 13 mi |
| Cache | city | 3,074 | $65,536 | $820 | 8 mi |
| Fletcher | town | 1,309 | $71,458 | $968 | 18 mi |
| Geronimo | town | 1,155 | $73,611 | $1,132 | 13 mi |
| Sterling | town | 751 | $67,981 | $604 | 18 mi |
| Medicine Park | town | 418 | $124,000 | $1,167 | 5 mi |
| Indiahoma | town | 297 | $59,688 | $900 | 16 mi |
| Lake Ellsworth Addition | CDP | 203 | n/a | $900 | 15 mi |
| Edgewater Park | CDP | 135 | $34,375 | n/a | 13 mi |
| Faxon | town | 86 | $86,250 | $540 | 15 mi |
| Lakeside Village | CDP | 57 | n/a | n/a | 11 mi |
| Lawtonka Acres | CDP | 17 | n/a | n/a | 9 mi |
Comanche County next to its neighbors
Distances run center to center, from Cotton County at 26 miles out to Grady County at 42. Grady County leads the group on income ($75,419), Kiowa County trails ($44,962), and Comanche County out-earns 4 of the six.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Comanche County | - | $60,761 | $970/mo | 56% |
| Cotton County, OK | 26 mi | $58,425 | $772/mo | 80% |
| Tillman County, OK | 33 mi | $48,939 | $733/mo | 73% |
| Kiowa County, OK | 34 mi | $44,962 | $780/mo | 70% |
| Caddo County, OK | 35 mi | $55,353 | $734/mo | 73% |
| Stephens County, OK | 37 mi | $61,620 | $895/mo | 74% |
| Grady County, OK | 42 mi | $75,419 | $883/mo | 75% |
More Comanche County figures
College graduates make up 24% of the adult population. About 11% go without health insurance.
| Comanche County | Oklahoma | U.S. county median | |
|---|---|---|---|
| Median age | 34.1 | 37.0 | 41.5 |
| Bachelor's or higher | 24.3% | 28.3% | 22.2% |
| No high school diploma | 9.0% | 10.6% | n/a |
| No health insurance | 11.5% | 12.9% | 7.8% |
| No vehicle | 8.2% | 5.6% | 5.4% |
| Work from home | 10.3% | 9.4% | 8.7% |
| Poverty rate | 18.1% | 15.3% | 13.2% |
| Unemployment (ACS) | 7.1% | 5.0% | 4.4% |
| Commute length | Comanche County |
|---|---|
| Under 15 min | 41.5% |
| 15 to 29 min | 43.3% |
| 30 to 44 min | 9.4% |
| 45 to 59 min | 2.9% |
| 60+ min | 3.0% |
Local borrowing considerations for Comanche County
Based on the Comanche County data above, these borrowing questions are most likely to matter locally.
- Health costs. With 11% of the county uninsured, an interest-free hospital payment plan usually beats a loan (medical bills).
- Free help first. 18% of residents live below the poverty line; utility, rent and food programs cost nothing to repay (free options).
- Combining balances. It helps when total cost falls and the cards stay paid down (consolidation).
What a median Comanche County budget can carry
How much room does a median Comanche County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- $60,761 a year is $5,063 of gross monthly income
- Less median rent of $970, which is 19% of it
- 35% debt-to-income limit: $802 left for all other debt payments
- $1,309: what a 45% ratio leaves once rent is paid
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Licensing and complaints for Comanche County
Consumer lenders serving Comanche County are licensed by the state, not the county; in Oklahoma that is the Oklahoma State Banking Department. The Oklahoma Department of Consumer Credit handles consumer-credit questions as well. The Consumer Financial Protection Bureau accepts complaints nationwide. See the Oklahoma state guide for the statewide picture.
A Comanche County borrower's checklist
Four checks before you sign anything:
- Size the loan to the bill, not to the most a lender offers.
- Collect three written offers and compare APR and total repaid.
- Confirm the lender is licensed in Oklahoma.
- Pick the shortest term whose payment still fits.
Related local guides
For statewide rules and data, see the Oklahoma guide.
Frequently asked questions
What is the median household income in Comanche County?
$60,761 a year in the 2020 to 2024 Census survey, versus $65,039 for Oklahoma. It ranks 33rd of 77 in the state.
How does Comanche County rent compare with Oklahoma?
$970 locally versus $1,014 for the state, 4% below.
What are the biggest places in Comanche County?
By population: Lawton, Elgin, Cache, Fletcher, Geronimo. The county has 13 Census places in all.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Comanche County or elsewhere in Oklahoma, the same rules apply.
Who do I complain to about a lender in Comanche County?
Start with the Oklahoma State Banking Department, then the CFPB complaint portal. Keep copies of every message.