1st Advantage MortgageAbout 80% of Comanche County homes are owner-occupied, and the median household income is $59,635. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Comanche County by the numbers
- What it costs to live in Comanche County
- Household income in Comanche County
- Employment and commuting in Comanche County
- The communities that make up Comanche County
- The counties around Comanche County
- What a median Comanche County budget can carry
- What the numbers mean for Comanche County borrowers
- People and households in Comanche County
- Checklist for Comanche County applicants
- Lender oversight for Comanche County
- Related local guides
- Frequently asked questions
Comanche County by the numbers
The latest five-year Census estimate puts Comanche County's population at 13,950; only 143 of Texas's 254 county-level areas are larger. It covers 938 square miles of land, or about 15 people per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. The Census Bureau counts 5 places in the county (3 incorporated, 2 census-designated); the largest is Comanche, with about 4,295 residents, or 31% of the county.
What it costs to live in Comanche County
Renters in Comanche County pay a median of $855 a month, 39% below the Texas figure of $1,403. 40% of renting households spend 30% or more of income on rent, and 9% spend half or more. With a median value of $155,600, a typical Comanche County house costs 2.6 times what the median household earns in a year. The ownership rate is 80%. Half the housing stock was built before 1977.
| Comanche County | Texas | U.S. county median | |
|---|---|---|---|
| Median gross rent | $855/mo | $1,403/mo | $877/mo |
| Median home value | $155,600 | $283,800 | $185,300 |
| Owners | 80% | 63% | 75% |
| Rent-burdened renters | 40% | 52% | 45% |
| Burdened owners | 26% | 29% | n/a |
Because most Comanche County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Household income in Comanche County
The median household income in Comanche County is $59,635; statewide it is $78,476, so Comanche County runs 24% below Texas as a whole.
| Yearly household income | Comanche County | Gap to Texas |
|---|---|---|
| Under $35,000 | 28.0% | +6.6 pts |
| $35,000 to $99,999 | 44.6% | +5.3 pts |
| $100,000 to $199,999 | 22.9% | -3.8 pts |
| $200,000 or more | 4.5% | -8.0 pts |
About 28% of households earn under $35,000, while 27% clear $100,000. The poverty rate is 16.2%, 2 points higher than the state's 13.8%. Income inequality, measured by the Gini index, comes to 0.441 here. A household earning below the $59,635 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
Employment and commuting in Comanche County
Education and health care employs 24% of working residents, the largest share; agriculture, forestry and mining is next with 13%. Agriculture, forestry and mining stands out: 13% of workers here, versus 2% statewide. Averaged over the five survey years, 6.2% of the labor force was out of work and looking. 9% of commuters travel 45 minutes or more each way, and 6% work from home.
| Industry | Share of Comanche County workers | vs Texas |
|---|---|---|
| Education and health care | 24.0% | +2.4 pts |
| Agriculture, forestry and mining | 13.3% | +11.1 pts |
| Manufacturing | 12.2% | +3.6 pts |
| Retail trade | 11.0% | 0.0 pts |
| Construction | 9.9% | +1.4 pts |
| Arts, lodging and food service | 5.3% | -3.1 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
The communities that make up Comanche County
The table lists the 5 largest of 5 Census places in Comanche County, by population. Together all 5 hold about 7,422 people, so roughly 47% of residents live outside any named place. None of the 5 has its own city guide, so this page covers all of them.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Comanche | city | 4,295 | $51,981 | $885 | 5 mi |
| De Leon | city | 2,516 | $46,771 | $610 | 11 mi |
| Gustine | town | 449 | $52,292 | $1,031 | 11 mi |
| Proctor | CDP | 141 | n/a | n/a | 7 mi |
| Lamkin | CDP | 21 | $27,083 | n/a | 19 mi |
The counties around Comanche County
Six nearby counties, 28 to 47 miles away by the straight-line distance between their centers. 2 of the six report a higher median household income than Comanche County; Mills County is highest at $67,620 and Coleman County lowest at $49,159.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Comanche County | - | $59,635 | $855/mo | 80% |
| Erath County, TX | 28 mi | $65,115 | $1,146/mo | 63% |
| Brown County, TX | 29 mi | $57,470 | $919/mo | 68% |
| Hamilton County, TX | 31 mi | $58,219 | $885/mo | 79% |
| Eastland County, TX | 31 mi | $53,549 | $866/mo | 72% |
| Mills County, TX | 32 mi | $67,620 | $708/mo | 80% |
| Coleman County, TX | 47 mi | $49,159 | $653/mo | 77% |
What a median Comanche County budget can carry
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Comanche County household at the medians it works out like this; treat it as an illustration only.
- Monthly gross at the median, Comanche County: $4,970
- Housing at the median rent of $855 uses 17%
- At 36%, room after rent is $934 a month
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Comanche County's.
What the numbers mean for Comanche County borrowers
What the Comanche County figures suggest, and what to check first:
- Health costs. With 21% of the county uninsured, an interest-free hospital payment plan usually beats a loan (medical bills).
- Manufactured homes. 14% of Comanche County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.
People and households in Comanche County
21% of Comanche County adults 25 and older hold a bachelor's degree or more. The uninsured rate is 20.7%, against 17.1% for Texas.
| People and households | Comanche County | Texas | Median county |
|---|---|---|---|
| Median age | 44.2 | 35.6 | 41.5 |
| Bachelor's or higher | 21.4% | 33.8% | 22.2% |
| No high school diploma | 15.1% | 14.0% | n/a |
| No health insurance | 20.7% | 17.1% | 7.8% |
| No vehicle | 5.2% | 5.4% | 5.4% |
| Work from home | 6.2% | 14.4% | 8.7% |
| Poverty rate | 16.2% | 13.8% | 13.2% |
| Unemployment (ACS) | 6.2% | 5.3% | 4.4% |
| Commute length | Comanche County |
|---|---|
| Under 15 min | 44.2% |
| 15 to 29 min | 26.5% |
| 30 to 44 min | 20.6% |
| 45 to 59 min | 4.5% |
| 60+ min | 4.3% |
Checklist for Comanche County applicants
Four checks before you sign anything:
- Know the exact dollar figure you need before talking to a lender.
- Collect three written offers and compare APR and total repaid.
- Confirm the lender is licensed in Texas.
- Ask about early-payoff penalties.
Lender oversight for Comanche County
Consumer lenders serving Comanche County are licensed by the state, not the county; in Texas that is the Texas Department of Banking. Texas also has the Office of Consumer Credit Commissioner for consumer credit. Federal complaints: consumerfinance.gov. More on Texas: Texas personal loans.
Related local guides
The Texas guide covers the whole state.
Frequently asked questions
What does a typical Comanche County household make?
About $59,635 a year at the median (ACS 2020-24), 24% below the Texas median.
How much is rent in Comanche County?
Median gross rent, utilities included, is $855 a month; 40% of renters spend 30% or more of income on it.
Should Comanche County homeowners use home equity instead?
Maybe, but weigh the risk: 80% of Comanche County homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.
Which towns does the Comanche County guide cover?
Every community in the county, unincorporated areas included. The largest of its 5 Census places: Comanche, De Leon, Gustine, Proctor, Lamkin.
Will a Comanche County address affect my match?
Beyond confirming Texas as your state, no. Your answers about amount, credit, income and payments are all that count.