1st Advantage MortgageAbout 74% of DeWitt County homes are owner-occupied, and the median household income is $63,730. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Getting oriented in DeWitt County
- Renting and owning in DeWitt County
- Income in DeWitt County compared with Texas
- How DeWitt County residents earn a living
- The communities that make up DeWitt County
- DeWitt County and the counties next door
- Debt-to-income at DeWitt County's medians
- Local borrowing considerations for DeWitt County
- DeWitt County households compared
- Texas rules that apply in DeWitt County
- Steps before you apply in DeWitt County
- More guides for DeWitt County
- Frequently asked questions
Getting oriented in DeWitt County
Roughly 20,016 residents live in DeWitt County, Texas, 123rd by population among the state's 254 counties and county equivalents. Spread over 909 square miles, that works out to roughly 22.0 residents per square mile. Under the July 2023 OMB definitions, DeWitt County is not part of any metropolitan area. Cuero is the biggest of its 3 Census places, at roughly 8,165 people (41% of the county total).
Renting and owning in DeWitt County
A typical DeWitt County rental runs $921 a month including utilities, which is 34% below Texas. By the Census definition, 41% of DeWitt County renters are cost-burdened. Home values center on $170,900, or 2.7 years of median income. Owners occupy 74% of homes. The median home was built in 1978, so roofs, wiring and heating systems are a common source of repair bills.
| Cost | DeWitt County | Texas figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $921/mo | $1,403/mo | $877/mo |
| Median home value | $170,900 | $283,800 | $185,300 |
| Owners | 74% | 63% | 75% |
| Rent-burdened renters | 41% | 52% | 45% |
| Burdened owners | 33% | 29% | n/a |
Because most DeWitt County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Income in DeWitt County compared with Texas
At $63,730, the typical DeWitt County household income is 3% below the median U.S. county ($65,681). Only 133 Texas counties post a higher median.
| Yearly household income | DeWitt County | Gap to Texas |
|---|---|---|
| Under $35,000 | 31.7% | +10.3 pts |
| $35,000 to $99,999 | 43.1% | +3.7 pts |
| $100,000 to $199,999 | 18.5% | -8.2 pts |
| $200,000 or more | 6.7% | -5.8 pts |
The spread is wide: 25% of DeWitt County households make $100,000 or more, and 32% make less than $35,000. The poverty rate is 17.6%, 4 points higher than the state's 13.8%. Income inequality, measured by the Gini index, comes to 0.480 here. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
How DeWitt County residents earn a living
The biggest employer of DeWitt County residents, by industry, is education and health care at 27% of workers, followed by retail trade (12%). Compared with Texas, the county leans toward agriculture, forestry and mining (8% against 2%). ACS puts five-year average unemployment at 3.7% in DeWitt County. Long commutes are common here: 16% of workers spend 45 minutes or longer getting to work. 6.7% of households have no vehicle.
| Industry | Share of DeWitt County workers | vs Texas |
|---|---|---|
| Education and health care | 26.8% | +5.2 pts |
| Retail trade | 12.3% | +1.3 pts |
| Arts, lodging and food service | 11.8% | +3.4 pts |
| Manufacturing | 8.3% | -0.2 pts |
| Agriculture, forestry and mining | 8.1% | +5.9 pts |
| Transportation, warehousing and utilities | 7.8% | +1.0 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in DeWitt County should have bank statements and tax returns ready.
The communities that make up DeWitt County
Here are the 3 most populous of the county's 3 Census places, with income and rent from the same 2020 to 2024 survey. About 52% of DeWitt County residents live in one of the 3. Live in one of these DeWitt County communities, or between them? This is your local guide.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Cuero | city | 8,165 | $56,480 | $903 | 5 mi |
| Yorktown | city | 1,720 | $59,063 | $775 | 11 mi |
| Nordheim | city | 476 | $34,201 | n/a | 19 mi |
DeWitt County and the counties next door
Gonzales County is closest, 27 miles from center to center; the sixth, Wilson County, is 44 miles off. Income ranges from $58,672 in Gonzales County to $94,565 in Wilson County; 2 of these neighbors top DeWitt County's median.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| DeWitt County | - | $63,730 | $921/mo | 74% |
| Gonzales County, TX | 27 mi | $58,672 | $840/mo | 66% |
| Goliad County, TX | 29 mi | $59,359 | $754/mo | 87% |
| Victoria County, TX | 31 mi | $70,896 | $1,157/mo | 65% |
| Karnes County, TX | 32 mi | $60,214 | $957/mo | 62% |
| Lavaca County, TX | 34 mi | $63,240 | $910/mo | 78% |
| Wilson County, TX | 44 mi | $94,565 | $1,069/mo | 85% |
Debt-to-income at DeWitt County's medians
Here is the DeWitt County median household run through a simple DTI check. Your numbers will differ.
- $63,730 a year is $5,311 of gross monthly income
- Median rent: $921, or 17 cents of every gross dollar
- At 35%, room after rent is $938 a month
- 45% debt-to-income limit: $1,469 left for all other debt payments
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of DeWitt County's.
Local borrowing considerations for DeWitt County
Where the DeWitt County numbers stand out, and why it matters for a loan:
- Health costs. With 17% of the county uninsured, an interest-free hospital payment plan usually beats a loan (medical bills).
- Manufactured homes. 17% of DeWitt County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Combining balances. It helps when total cost falls and the cards stay paid down (consolidation).
DeWitt County households compared
17% of DeWitt County adults 25 and older hold a bachelor's degree or more. 17.0% of residents have no health coverage.
| Measure | DeWitt County | Texas statewide | Typical U.S. county |
|---|---|---|---|
| Median age | 42.0 | 35.6 | 41.5 |
| Bachelor's or higher | 16.9% | 33.8% | 22.2% |
| No high school diploma | 14.5% | 14.0% | n/a |
| No health insurance | 17.0% | 17.1% | 7.8% |
| No vehicle | 6.7% | 5.4% | 5.4% |
| Work from home | 6.4% | 14.4% | 8.7% |
| Poverty rate | 17.6% | 13.8% | 13.2% |
| Unemployment (ACS) | 3.7% | 5.3% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 42.7% |
| 15 to 29 min | 22.6% |
| 30 to 44 min | 18.6% |
| 45 to 59 min | 8.3% |
| 60+ min | 7.8% |
Texas rules that apply in DeWitt County
Consumer lenders serving DeWitt County are licensed by the state, not the county; in Texas that is the Texas Department of Banking. The Office of Consumer Credit Commissioner handles consumer-credit questions as well. Federal complaints: consumerfinance.gov. Statewide data and rules: Texas guide.
Steps before you apply in DeWitt County
Steps that save money for DeWitt County residents:
- Price the DeWitt County expense first and borrow that amount, no more.
- Compare the total repaid on every offer, not just the payment.
- Look the lender up with the state regulator first.
- Pick the shortest term whose payment still fits.
More guides for DeWitt County
For statewide rules and data, see the Texas guide.
Frequently asked questions
Is DeWitt County a high-income county?
Its $63,730 median ranks 134th of 254 Texas counties and compares with $65,681 for the median U.S. county.
What do renters pay in DeWitt County?
$921 a month at the median, about 17% of median household income.
Which towns does the DeWitt County guide cover?
Every community in the county, unincorporated areas included. The largest of its 3 Census places: Cuero, Yorktown, Nordheim.
Can DeWitt County residents use the questionnaire?
Yes. It asks the same questions in every Texas county, lists every requirement up front and does not affect your credit score.
Is there a DeWitt County office that licenses lenders?
No, licensing is statewide. In Texas it is the Texas Department of Banking.