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Kansas

Personal loans for Dickinson County, KS residents

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

Median rent in Dickinson County is $901 a month against a median household income of $68,417, about 16% of income (ACS 2020-24). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. First look: Dickinson County, KS
  2. Dickinson County housing compared with Kansas
  3. What Dickinson County households earn
  4. Labor force snapshot: Dickinson County
  5. How Dickinson County ranks in Kansas
  6. How Dickinson County compares with nearby counties
  7. Cities, towns and CDPs in Dickinson County
  8. $5,701 a month: the Dickinson County median budget
  9. More Dickinson County figures
  10. Borrowing situations common in Dickinson County
  11. Steps before you apply in Dickinson County
  12. Checking a lender's license in Kansas
  13. Keep exploring
  14. Frequently asked questions

First look: Dickinson County, KS

18,445Population (ACS 2020-24)
$68,417Median household income
$901/moMedian gross rent
$146,800Median home value
79%Owner-occupied homes
8%Below the poverty line
847 sq miLand area
42.8Median age

Dickinson County is home to about 18,445 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 29th most populous of 105 county-level areas in Kansas. Its 847 square miles average 22 people per square mile, by the 2024 Census Gazetteer. No metropolitan area includes Dickinson County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Largest place: Abilene, about 6,449 residents (35% of Dickinson County); 11 Census places in all.

Dickinson County housing compared with Kansas

Dickinson County rent at the median: $901 a month, utilities in ($1,060 in Kansas). By the Census definition, 45% of Dickinson County renters are cost-burdened. Home values center on $146,800, or 2.1 years of median income. 79% of Dickinson County households own their home and 21% rent. Half the housing stock was built before 1956.

MeasureDickinson CountyKansasGap
Owners79%67%+11.4 pts
Burdened owners16%22%-6.4 pts
Median home value$146,800$217,20032% lower
Rent-burdened renters45%43%+1.9 pts
Median gross rent$901/mo$1,060/mo15% lower
Mobile homes2.7%4.0%-1.3 pts
Vacant units9%9%-0.4 pts

Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).

What Dickinson County households earn

Half of Dickinson County households take in less than $68,417 a year and half take in more, 8% below the Kansas median of $74,275. Only 36 Kansas counties post a higher median.

Households earningDickinson County+/- vs Kansas
Under $35,00019.3%-2.4 pts
$35,000 to $99,99950.4%+8.1 pts
$100,000 to $199,99924.9%-1.5 pts
$200,000 or more5.4%-4.2 pts

The spread is wide: 30% of Dickinson County households make $100,000 or more, and 19% make less than $35,000. The poverty rate is 8.1%, 3 points lower than the state's 11.3%. Gini index for Dickinson County: 0.404. A household earning below the $68,417 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.

Labor force snapshot: Dickinson County

Education and health care employs 31% of working residents, the largest share; manufacturing is next with 13%. The sharpest difference from the state is in education and health care, at 31% locally and 25% for Kansas. 2.8% of Dickinson County's labor force reported being unemployed, averaged across 2020 to 2024. Commutes of 45 minutes-plus: 11%; under 15 minutes: 38%. Only 4.7% of homes here go without a vehicle.

Industry (employed residents 16+)Dickinson CountyGap to Kansas
Education and health care30.8%+5.8 pts
Manufacturing13.0%+0.6 pts
Retail trade8.3%-2.2 pts
Professional and administrative services7.9%-2.1 pts
Public administration7.0%+2.4 pts
Transportation, warehousing and utilities6.2%+0.6 pts

If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.

How Dickinson County ranks in Kansas

The 2 Dickinson County numbers that rank furthest from typical in Kansas, and what each means for a borrower:

  • Few Kansas counties match Dickinson County on the share of mobile homes: 2.7% here, 4.0% for the state, ranking 14th lowest of 105. Few mobile homes means most owners have traditional equity options.
  • Few Kansas counties match Dickinson County on the housing vacancy rate: 9% here, 9% for the state, ranking 17th lowest of 105. Few vacant units can mean a tight housing market.

How Dickinson County compares with nearby counties

Six nearby counties, 23 to 35 miles away by the straight-line distance between their centers. Ottawa County leads the group on income ($74,018), Morris County trails ($58,686), and Dickinson County out-earns 5 of the six.

Nearby countyCenter to centerHousehold incomeGross rentOwner-occupied
Dickinson County-$68,417$901/mo79%
Geary County, KS23 mi$59,317$1,104/mo44%
Saline County, KS27 mi$65,422$961/mo67%
Morris County, KS30 mi$58,686$724/mo80%
Ottawa County, KS33 mi$74,018$809/mo77%
Clay County, KS33 mi$66,176$937/mo78%
Marion County, KS35 mi$64,695$727/mo81%

Cities, towns and CDPs in Dickinson County

The table lists the 11 largest of 11 Census places in Dickinson County, by population. Together all 11 hold about 10,342 people, so roughly 44% of residents live outside any named place. Chapman has the highest median household income on the list ($72,344) and Solomon the lowest ($51,063), counting places with at least 500 residents. Median rent ranges from $657 in Solomon to $1,022 in Abilene. Live in one of these Dickinson County communities, or between them? This is your local guide.

CommunityTypeResidentsHousehold income (median)Rent (median)Distance
Abilenecity6,449$57,924$1,0225 mi
Chapmancity1,454$72,344$71910 mi
Solomoncity892$51,063$65712 mi
Enterprisecity710$60,707$6753 mi
Hopecity485$51,500$73813 mi
Woodbinecity137$52,159$79112 mi
DetroitCDP75$120,000n/a5 mi
Manchestercity69$13,750n/a18 mi
TalmageCDP44n/an/a12 mi
Carltoncity27$65,625n/a14 mi
NavarreCDP0n/an/a5 mi

CDP: census-designated place, an unincorporated community mapped for statistics.

$5,701 a month: the Dickinson County median budget

Here is the Dickinson County median household run through a simple DTI check. Your numbers will differ.

  • $5,701 a month: gross income for a household at the Dickinson County median
  • Median rent: $901, or 16 cents of every gross dollar
  • $1,152: what a 36% ratio leaves once rent is paid

Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.

More Dickinson County figures

Bachelor's degree or higher: 24% of Dickinson County adults. About 9% go without health insurance.

ResidentsDickinson CountyDifference from KansasDifference from middle U.S. county
Bachelor's or higher23.7%-11.9 pts+1.5 pts
Work from home5.7%-6.1 pts-2.9 pts
Median age42.8+5.4 yrs+1.3 yrs
Poverty rate8.1%-3.1 pts-5.0 pts
No high school diploma6.2%-1.8 ptsn/a
Unemployment (ACS)2.8%-1.1 pts-1.6 pts
No vehicle4.7%-0.4 pts-0.8 pts
No health insurance8.9%+0.1 pts+1.1 pts
Travel time to workWorkers
Under 15 min37.8%
15 to 29 min27.0%
30 to 44 min23.8%
45 to 59 min7.6%
60+ min3.8%

Borrowing situations common in Dickinson County

The county's numbers point to a few situations that come up often for Dickinson County borrowers.

  • Dickinson County rent burden. 45% of renters are cost-burdened; ask your landlord about a payment plan before borrowing for rent.
  • Getting ready. Gather pay stubs or benefit letters before you apply (checklist).
  • Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.

Steps before you apply in Dickinson County

Steps that save money for Dickinson County residents:

  • Get a written quote for whatever you are paying for in Dickinson County.
  • Ask each lender for the APR and all fees in writing.
  • Look the lender up with the state regulator first.
  • Read the final agreement; it must match the offer.

Checking a lender's license in Kansas

Before sharing details with a lender, a Dickinson County resident can confirm its license with the Kansas Office of the State Bank Commissioner. Federal complaints: consumerfinance.gov. State-level detail for Dickinson County borrowers is in the Kansas guide.

Keep exploring

Statewide:

Frequently asked questions

Is $68,417 a good income in Dickinson County?

It is the county median, so half of Dickinson County households earn more and half less; 30% earn $100,000 or more.

What is the median rent in Dickinson County, KS?

$901 a month, utilities included, or $10,812 a year.

I live near Abilene. Which guide is mine?

This one. Abilene and the rest of Dickinson County have no separate city guide.

Are Dickinson County applicants treated differently?

No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.

How do I know a lender is legitimate in Dickinson County?

Look it up with the Kansas Office of the State Bank Commissioner, read the written offer, and refuse any fee before funding.

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