1st Advantage MortgageEdmonson County households have a median income of $54,937 and median rent of $778 a month (ACS 2020 to 2024). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Getting oriented in Edmonson County
- Jobs and commutes in Edmonson County
- How much Edmonson County households make
- Edmonson County housing compared with Kentucky
- Regional comparison for Edmonson County
- Towns and communities in Edmonson County
- A Edmonson County household budget, worked through
- Local borrowing considerations for Edmonson County
- Edmonson County households compared
- Steps before you apply in Edmonson County
- Lender oversight for Edmonson County
- More guides for Edmonson County
- Frequently asked questions
Getting oriented in Edmonson County
Edmonson County is home to about 12,355 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 90th most populous of 120 county-level areas in Kentucky. Land area is 303 square miles (2024 Gazetteer), so density runs near 41 per square mile. It is one of the counties that make up the Bowling Green, KY metropolitan statistical area (OMB, 2023). The Census Bureau counts 1 place in the county (1 incorporated, 0 census-designated); the largest is Brownsville, with about 1,068 residents, or 9% of the county.
Jobs and commutes in Edmonson County
The biggest employer of Edmonson County residents, by industry, is education and health care at 20% of workers, followed by manufacturing (19%). The sharpest difference from the state is in construction, at 12% locally and 6% for Kentucky. The survey's unemployment rate for Edmonson County averages 7.7% over 2020 to 2024 (state: 4.9%). Long commutes are common here: 23% of workers spend 45 minutes or longer getting to work.
| Sector | Edmonson County | Compared with Kentucky |
|---|---|---|
| Education and health care | 19.9% | -4.3 pts |
| Manufacturing | 19.2% | +4.9 pts |
| Retail trade | 16.0% | +4.5 pts |
| Construction | 12.1% | +5.8 pts |
| Arts, lodging and food service | 6.1% | -1.8 pts |
| Transportation, warehousing and utilities | 5.7% | -1.3 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Edmonson County should have bank statements and tax returns ready.
How much Edmonson County households make
Edmonson County households have a median income of $54,937 (ACS 2020 to 2024), which ranks 68th of 120 in Kentucky.
| Yearly household income | Edmonson County | Gap to Kentucky |
|---|---|---|
| Under $35,000 | 34.2% | +6.2 pts |
| $35,000 to $99,999 | 45.6% | +3.7 pts |
| $100,000 to $199,999 | 18.2% | -4.7 pts |
| $200,000 or more | 2.0% | -5.2 pts |
Some 34% of households here live on less than $35,000 a year; 20% have six-figure incomes. 15.3% of residents fall below the federal poverty line (statewide: 16.1%). If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Edmonson County median.
Edmonson County housing compared with Kentucky
Median gross rent, utilities included, comes to $778 in Edmonson County versus $967 statewide. 28% of renting households spend 30% or more of income on rent, and 12% spend half or more. Home values center on $160,300, or 2.9 years of median income. The ownership rate is 80%. Median construction year: 1990.
| Measure | Edmonson County | Kentucky | Median U.S. county |
|---|---|---|---|
| Median gross rent | $778/mo | $967/mo | $877/mo |
| Median home value | $160,300 | $205,600 | $185,300 |
| Owners | 80% | 68% | 75% |
| Rent-burdened renters | 28% | 45% | 45% |
| Burdened owners | 19% | 23% | n/a |
| Mobile homes | 33.8% | 10.7% | n/a |
Because most Edmonson County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Regional comparison for Edmonson County
Grayson County is closest, 17 miles from center to center; the sixth, Allen County, is 33 miles off. Warren County leads the group on income ($65,794), Barren County trails ($50,628), and Edmonson County out-earns 3 of the six.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Edmonson County | - | $54,937 | $778/mo | 80% |
| Grayson County, KY | 17 mi | $50,757 | $658/mo | 75% |
| Hart County, KY | 19 mi | $52,285 | $693/mo | 72% |
| Warren County, KY | 20 mi | $65,794 | $1,002/mo | 56% |
| Barren County, KY | 24 mi | $50,628 | $796/mo | 65% |
| Butler County, KY | 26 mi | $56,092 | $679/mo | 74% |
| Allen County, KY | 33 mi | $61,403 | $844/mo | 74% |
Towns and communities in Edmonson County
Brownsville is the only Census place mainly inside Edmonson County, with about 1,068 of the county's 12,355 residents. None of the 1 has its own city guide, so this page covers all of them.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Brownsville | city | 1,068 | $35,481 | $675 | 3 mi |
A Edmonson County household budget, worked through
How much room does a median Edmonson County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- $4,578 a month: gross income for a household at the Edmonson County median
- Rent at the median, $778, takes 17% of that
- Under a 43% cap, $1,969 total minus rent leaves $1,191
If your rent is above $778, the room shrinks dollar for dollar.
Local borrowing considerations for Edmonson County
Based on the Edmonson County data above, these borrowing questions are most likely to matter locally.
- Vehicle repairs. 23% of Edmonson County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
- Mobile home upkeep. 34% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
- Fixed incomes. Edmonson County's median age is 45.6. Social Security and pensions count as income when documented.
Edmonson County households compared
11% of Edmonson County adults 25 and older hold a bachelor's degree or more. About 8% go without health insurance.
| Indicator | Edmonson County | All of Kentucky | U.S. county median |
|---|---|---|---|
| Median age | 45.6 | 39.1 | 41.5 |
| Bachelor's or higher | 10.7% | 27.6% | 22.2% |
| No high school diploma | 15.9% | 11.1% | n/a |
| No health insurance | 7.5% | 6.0% | 7.8% |
| No vehicle | 4.7% | 6.8% | 5.4% |
| Work from home | 7.4% | 10.2% | 8.7% |
| Poverty rate | 15.3% | 16.1% | 13.2% |
| Unemployment (ACS) | 7.7% | 4.9% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 18.5% |
| 15 to 29 min | 25.9% |
| 30 to 44 min | 32.9% |
| 45 to 59 min | 10.8% |
| 60+ min | 11.9% |
Steps before you apply in Edmonson County
Quick steps for Edmonson County:
- Know the exact dollar figure you need before talking to a lender.
- Ask each lender for the APR and all fees in writing.
- Confirm the lender is licensed in Kentucky.
- Confirm the first due date before setting up autopay.
Lender oversight for Edmonson County
Edmonson County borrowers fall under statewide rules, enforced by the Kentucky Department of Financial Institutions. Federal complaints: consumerfinance.gov. See the Kentucky state guide for the statewide picture.
More guides for Edmonson County
For statewide rules and data, see the Kentucky guide.
Frequently asked questions
Is Edmonson County a high-income county?
Its $54,937 median ranks 68th of 120 Kentucky counties and compares with $65,681 for the median U.S. county.
Is Edmonson County expensive for renters?
Median rent is $778 against $967 statewide, and 28% of renter households are cost-burdened.
I own my home in Edmonson County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 80% of homes owner-occupied here, many readers can compare both in writing.
Which towns does the Edmonson County guide cover?
Every community in the county, unincorporated areas included. The largest of its 1 Census places: Brownsville.
Is the fit check different in Edmonson County?
No. It is identical everywhere, and it never looks at your neighborhood.