1st Advantage MortgageIn Edwards County, Texas, the typical household earns $40,313 a year and the typical rent is $713. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Who lives in Edwards County
- Work, industries and travel time in Edwards County
- Household income in Edwards County
- Edwards County housing compared with Texas
- Places inside Edwards County
- Edwards County and the counties next door
- Room for a loan payment in Edwards County
- People and households in Edwards County
- Before borrowing in Edwards County
- Checklist for Edwards County applicants
- Checking a lender's license in Texas
- Related local guides
- Frequently asked questions
Who lives in Edwards County
The latest five-year Census estimate puts Edwards County's population at 1,290; only 241 of Texas's 254 county-level areas are larger. It covers 2,118 square miles of land, with fewer than one resident per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Of the 2 Census places inside Edwards County, Rocksprings leads by population with about 625; 1 of the 2 are incorporated. With so few households sampled, Edwards County estimates can move a lot between releases.
Work, industries and travel time in Edwards County
By the Census industry count, 18% of employed Edwards County residents work in agriculture, forestry and mining and 16% in retail trade. Compared with Texas, the county leans toward agriculture, forestry and mining (18% against 2%). 20% of commuters travel 45 minutes or more each way, and 14% work from home. 7.9% of households have no vehicle.
| Top industries | Edwards County share | +/- vs Texas |
|---|---|---|
| Agriculture, forestry and mining | 18.3% | +16.0 pts |
| Retail trade | 16.0% | +5.0 pts |
| Construction | 14.6% | +6.0 pts |
| Arts, lodging and food service | 14.2% | +5.7 pts |
| Education and health care | 12.9% | -8.7 pts |
| Information | 10.8% | +9.2 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Edwards County should have bank statements and tax returns ready.
Household income in Edwards County
The median household income in Edwards County is $40,313; statewide it is $78,476, so Edwards County runs 49% below Texas as a whole. That places it 247th among Texas's 254 county-level areas.
| Yearly household income | Edwards County | Gap to Texas |
|---|---|---|
| Under $35,000 | 43.1% | +21.7 pts |
| $35,000 to $99,999 | 43.6% | +4.2 pts |
| $100,000 to $199,999 | 11.1% | -15.6 pts |
| $200,000 or more | 2.2% | -10.3 pts |
Some 43% of households here live on less than $35,000 a year; 13% have six-figure incomes. Census counts 31.9% of Edwards County residents in poverty, against 13.8% across Texas. None of these numbers decides a Edwards County application. Lenders weigh your own documented income against your own debts.
Edwards County housing compared with Texas
A typical Edwards County rental runs $713 a month including utilities, which is 49% below Texas. By the Census definition, 22% of Edwards County renters are cost-burdened. The ownership rate is 88%. Median construction year: 1975.
| Measure | Edwards County | Texas | Median U.S. county |
|---|---|---|---|
| Median gross rent | $713/mo | $1,403/mo | $877/mo |
| Owners | 88% | 63% | 75% |
| Rent-burdened renters | 22% | 52% | 45% |
| Burdened owners | 84% | 29% | n/a |
| Mobile homes | 23.6% | 6.4% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
Places inside Edwards County
The table lists the 2 largest of 2 Census places in Edwards County, by population. Together all 2 hold about 625 people, so roughly 52% of residents live outside any named place. This guide covers each of the 2 places and the rural areas around them.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Rocksprings | town | 625 | n/a | $710 | 6 mi |
| Barksdale | CDP | 0 | n/a | n/a | 24 mi |
Edwards County and the counties next door
Six nearby counties, 32 to 55 miles away by the straight-line distance between their centers. Income ranges from $39,605 in Real County to $78,906 in Sutton County; 5 of these neighbors top Edwards County's median.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Edwards County | - | $40,313 | $713/mo | 88% |
| Real County, TX | 32 mi | $39,605 | $1,188/mo | 78% |
| Sutton County, TX | 39 mi | $78,906 | $772/mo | 76% |
| Kinney County, TX | 45 mi | $70,000 | $1,272/mo | 84% |
| Kimble County, TX | 48 mi | $69,455 | $790/mo | 79% |
| Val Verde County, TX | 51 mi | $66,100 | $994/mo | 69% |
| Uvalde County, TX | 55 mi | $53,801 | $981/mo | 71% |
Room for a loan payment in Edwards County
How much room does a median Edwards County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- Median income divided by twelve: $3,359 before taxes
- Median rent: $713, or 21 cents of every gross dollar
- Under a 35% cap, $1,176 total minus rent leaves $463
- With a 45% ceiling, about $799 remains for car, card, student and any new loan payments
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Edwards County's.
People and households in Edwards County
Degree holders: 26% of adults over 25. The uninsured rate is 19.2%, against 17.1% for Texas.
| Measure | Edwards County | Texas statewide | Typical U.S. county |
|---|---|---|---|
| Median age | 39.0 | 35.6 | 41.5 |
| Bachelor's or higher | 26.1% | 33.8% | 22.2% |
| No high school diploma | 21.1% | 14.0% | n/a |
| No health insurance | 19.2% | 17.1% | 7.8% |
| No vehicle | 7.9% | 5.4% | 5.4% |
| Work from home | 14.0% | 14.4% | 8.7% |
| Poverty rate | 31.9% | 13.8% | 13.2% |
Before borrowing in Edwards County
What the Edwards County figures suggest, and what to check first:
- Medical bills. 19% of Edwards County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
- Vehicle repairs. 20% of Edwards County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
- Manufactured homes. 24% of Edwards County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- 32% below poverty. Emergency aid, payment plans and counseling (list) come first.
Checklist for Edwards County applicants
Steps that save money for Edwards County residents:
- Get a written quote for whatever you are paying for in Edwards County.
- Prequalify with soft pulls where offered, then compare in writing.
- A Texas license check takes minutes; do it first.
- Confirm the first due date before setting up autopay.
Checking a lender's license in Texas
Before sharing details with a lender, a Edwards County resident can confirm its license with the Texas Department of Banking. Texas also has the Office of Consumer Credit Commissioner for consumer credit. The Consumer Financial Protection Bureau accepts complaints nationwide. The Texas guide covers state rules in more detail.
Related local guides
The Texas guide covers the whole state.
Frequently asked questions
Is Edwards County a high-income county?
Its $40,313 median ranks 247th of 254 Texas counties and compares with $65,681 for the median U.S. county.
Is Edwards County expensive for renters?
Median rent is $713 against $1,403 statewide, and 22% of renter households are cost-burdened.
I own my home in Edwards County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 88% of homes owner-occupied here, many readers can compare both in writing.
Does this page cover Rocksprings?
Yes, along with the other 1 Census place in Edwards County, such as Barksdale.
Is the fit check different in Edwards County?
No. It is identical everywhere, and it never looks at your neighborhood.