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Arkansas

Faulkner County, AR personal loans: what the local numbers say

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

Faulkner County households have a median income of $67,289 and median rent of $1,005 a month (ACS 2020 to 2024). Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.

On this page
  1. Who lives in Faulkner County
  2. Household income in Faulkner County
  3. Rent, home values and ownership in Faulkner County
  4. Jobs and commutes in Faulkner County
  5. Faulkner County next to its neighbors
  6. Faulkner County towns compared
  7. A Faulkner County household budget, worked through
  8. Who lives in Faulkner County, in numbers
  9. Before borrowing in Faulkner County
  10. Before you sign
  11. Licensing and complaints for Faulkner County
  12. Nearby and statewide guides
  13. Frequently asked questions

Who lives in Faulkner County

127,717Population (ACS 2020-24)
$67,289Median household income
$1,005/moMedian gross rent
$232,700Median home value
62%Owner-occupied homes
15%Below the poverty line
647 sq miLand area
34.1Median age

Faulkner County is home to about 127,717 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 5th most populous of 75 county-level areas in Arkansas. It covers 647 square miles of land, or about 197 people per square mile. It is one of the counties that make up the Little Rock-North Little Rock-Conway, AR metropolitan statistical area (OMB, 2023). Of the 12 Census places inside Faulkner County, Conway leads by population with about 67,642; 12 of the 12 are incorporated.

Household income in Faulkner County

At $67,289, the typical Faulkner County household income is 2% above the median U.S. county ($65,681). In the state ranking that is 6th of 75.

Households earningFaulkner County+/- vs Arkansas
Under $35,00023.9%-5.0 pts
$35,000 to $99,99945.4%+2.3 pts
$100,000 to $199,99922.9%+1.6 pts
$200,000 or more7.8%+1.1 pts

Some 24% of households here live on less than $35,000 a year; 31% have six-figure incomes. Census counts 14.5% of Faulkner County residents in poverty, against 16.0% across Arkansas. Income inequality, measured by the Gini index, comes to 0.452 here. A household earning below the $67,289 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.

Rent, home values and ownership in Faulkner County

A typical Faulkner County rental runs $1,005 a month including utilities, which is 6% above Arkansas. 46% of renting households spend 30% or more of income on rent, and 21% spend half or more. Home values center on $232,700, or 3.5 years of median income. 62% of Faulkner County households own their home and 38% rent. Half the housing stock was built before 1998.

Faulkner CountyArkansasU.S. county median
Median gross rent$1,005/mo$947/mo$877/mo
Median home value$232,700$188,000$185,300
Owners62%66%75%
Rent-burdened renters46%45%45%
Burdened owners23%22%n/a
Mobile homes10.0%11.0%n/a
Vacant units8%14%n/a

Jobs and commutes in Faulkner County

The biggest employer of Faulkner County residents, by industry, is education and health care at 28% of workers, followed by retail trade (13%). Education and health care stands out: 28% of workers here, versus 24% statewide. The survey's unemployment rate for Faulkner County averages 3.4% over 2020 to 2024 (state: 4.9%). About 82% drive to work alone and 19% have trips of 45 minutes or more. Only 4.3% of homes here go without a vehicle.

Industry (employed residents 16+)Faulkner CountyGap to Arkansas
Education and health care28.2%+4.2 pts
Retail trade13.2%0.0 pts
Professional and administrative services11.2%+3.0 pts
Arts, lodging and food service8.4%+0.5 pts
Manufacturing8.2%-4.5 pts
Construction6.7%-0.6 pts

Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.

Faulkner County next to its neighbors

Six nearby counties, 22 to 36 miles away by the straight-line distance between their centers. None of the six report a higher median household income than Faulkner County; Pulaski County is highest at $62,873 and Van Buren County lowest at $50,354.

NeighborDistanceIncomeRentOwn
Faulkner County-$67,289$1,005/mo62%
Conway County, AR22 mi$54,187$755/mo74%
Pulaski County, AR26 mi$62,873$1,080/mo57%
Van Buren County, AR32 mi$50,354$722/mo78%
White County, AR34 mi$55,249$850/mo69%
Cleburne County, AR36 mi$55,798$859/mo81%
Perry County, AR36 mi$55,764$805/mo80%

Faulkner County towns compared

12 Census places fall mainly inside Faulkner County; the 12 biggest are below. They account for 85,410 residents, leaving about 33% of the county in unincorporated, unnamed areas. Incomes vary by place: $111,667 at the median in Wooster, $35,156 in Quitman. Linked names have their own city guide; this page covers every other Faulkner County community.

CommunityTypeResidentsHousehold income (median)Rent (median)Distance
Conwaycity67,642$63,004$1,0119 mi
Greenbriercity6,018$57,214$1,1926 mi
Viloniacity4,498$81,815$1,3648 mi
Mayflowercity2,861$75,682$1,25113 mi
Woostertown1,023$111,667$1,1677 mi
Quitmancity805$35,156$65218 mi
Guycity720$75,592$92512 mi
Hollandcity623$45,375$1,4384 mi
Enolatown432$65,625$8008 mi
Damascustown348$57,500$80016 mi
Twin Grovestown258$39,598$76913 mi
Mount Vernontown182$39,286$72513 mi

A Faulkner County household budget, worked through

Here is the Faulkner County median household run through a simple DTI check. Your numbers will differ.

  • Median income divided by twelve: $5,607 before taxes
  • Housing at the median rent of $1,005 uses 18%
  • At 36%, room after rent is $1,014 a month

Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.

Who lives in Faulkner County, in numbers

College graduates make up 35% of the adult population. 7.1% of residents have no health coverage.

ResidentsFaulkner CountyArkansasMiddle U.S. county
Median age34.138.541.5
Bachelor's or higher35.0%25.7%22.2%
No high school diploma6.6%11.3%n/a
No health insurance7.1%9.0%7.8%
No vehicle4.3%5.9%5.4%
Work from home8.5%8.8%8.7%
Poverty rate14.5%16.0%13.2%
Unemployment (ACS)3.4%4.9%4.4%
Commute lengthFaulkner County
Under 15 min32.8%
15 to 29 min28.2%
30 to 44 min19.9%
45 to 59 min12.9%
60+ min6.2%

Before borrowing in Faulkner County

What the Faulkner County figures suggest, and what to check first:

  • Keeping the car running. At 19% with long commutes, repairs are a frequent Faulkner County emergency; first decide if the car is worth fixing.
  • Renters under pressure. When 46% pay 30% or more for rent, the smallest loan that solves the problem is the right size.
  • Debt consolidation. One fixed payment can save money only if the written APR and fees beat what you pay now (guide).

Before you sign

Quick steps for Faulkner County:

  • Size the loan to the bill, not to the most a lender offers.
  • Collect three written offers and compare APR and total repaid.
  • Only work with lenders licensed for Arkansas borrowers.
  • Never pay a fee up front to get a loan.

Licensing and complaints for Faulkner County

No county office licenses personal lenders. For Faulkner County, check the Arkansas State Bank Department. Federal complaints: consumerfinance.gov. The Arkansas guide covers state rules in more detail.

Nearby and statewide guides

City guides inside Faulkner County, and the statewide guide:

Frequently asked questions

What is the median household income in Faulkner County?

$67,289 a year in the 2020 to 2024 Census survey, versus $60,773 for Arkansas. It ranks 6th of 75 in the state.

What do renters pay in Faulkner County?

$1,005 a month at the median, about 18% of median household income.

Does this page cover Conway?

Yes, along with the other 11 Census places in Faulkner County, such as Greenbrier, Vilonia, Mayflower.

Does my county matter to the questionnaire?

Only your state does. Whether you live in Faulkner County or elsewhere in Arkansas, the same rules apply.

Where can someone in Faulkner County check a lender's license?

With the Arkansas State Bank Department. If a lender is unlicensed or asks for a fee before funding, walk away.

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