1st Advantage MortgageGlasscock County households have a median income of $101,250 and median rent of $648 a month (ACS 2020 to 2024). Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- A quick profile of Glasscock County
- How much Glasscock County households make
- The Glasscock County job picture
- Housing costs in Glasscock County
- Towns and communities in Glasscock County
- Regional comparison for Glasscock County
- Room for a loan payment in Glasscock County
- Reading the Glasscock County data as a borrower
- Glasscock County residents: age, schooling, coverage
- Checklist for Glasscock County applicants
- Texas rules that apply in Glasscock County
- Nearby and statewide guides
- Frequently asked questions
A quick profile of Glasscock County
Roughly 1,068 residents live in Glasscock County, Texas, 245th by population among the state's 254 counties and county equivalents. Spread over 900 square miles, that works out to roughly 1.2 residents per square mile. No metropolitan area includes Glasscock County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. The Census Bureau counts 1 place in the county (0 incorporated, 1 census-designated); the largest is Garden City, with about 109 residents, or 10% of the county. Small populations mean wide margins of error, so read every Glasscock County figure on this page as a rough guide.
How much Glasscock County households make
Half of Glasscock County households take in less than $101,250 a year and half take in more, 29% above the Texas median of $78,476.
| Yearly household income | Glasscock County | Gap to Texas |
|---|---|---|
| Under $35,000 | 25.0% | +3.6 pts |
| $35,000 to $99,999 | 24.3% | -15.0 pts |
| $100,000 to $199,999 | 34.3% | +7.6 pts |
| $200,000 or more | 16.3% | +3.8 pts |
About 25% of households earn under $35,000, while 51% clear $100,000. The poverty rate is 8.9%, 5 points lower than the state's 13.8%. The Gini index of income inequality is 0.468 (0 is perfect equality). A household earning below the $101,250 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
The Glasscock County job picture
By the Census industry count, 34% of employed Glasscock County residents work in agriculture, forestry and mining and 19% in education and health care. The sharpest difference from the state is in agriculture, forestry and mining, at 34% locally and 2% for Texas. The survey's unemployment rate for Glasscock County averages 0.8% over 2020 to 2024 (state: 5.3%). About 85% drive to work alone and 18% have trips of 45 minutes or more.
| Industry (employed residents 16+) | Glasscock County | Gap to Texas |
|---|---|---|
| Agriculture, forestry and mining | 34.1% | +31.8 pts |
| Education and health care | 19.5% | -2.1 pts |
| Professional and administrative services | 10.8% | -2.1 pts |
| Retail trade | 10.8% | -0.2 pts |
| Construction | 9.3% | +0.7 pts |
| Other services | 7.9% | +3.0 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Housing costs in Glasscock County
A typical Glasscock County rental runs $648 a month including utilities, which is 54% below Texas. By the Census definition, 22% of Glasscock County renters are cost-burdened. With a median value of $245,200, a typical Glasscock County house costs 2.4 times what the median household earns in a year. The ownership rate is 68%. The median year built is 1981.
| Cost | Glasscock County | Texas figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $648/mo | $1,403/mo | $877/mo |
| Median home value | $245,200 | $283,800 | $185,300 |
| Owners | 68% | 63% | 75% |
| Rent-burdened renters | 22% | 52% | 45% |
| Burdened owners | 6% | 29% | n/a |
| Mobile homes | 12.7% | 6.4% | n/a |
| Vacant units | 10% | 9% | n/a |
Towns and communities in Glasscock County
Just one Census place, Garden City, lies mainly within Glasscock County; it holds about 109 people. This guide covers each of the 1 places and the rural areas around them.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Garden City | CDP | 109 | n/a | n/a | 2 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
Regional comparison for Glasscock County
Nearest neighbors first, measured between county centers (27 to 46 miles). Income ranges from $57,813 in Reagan County to $93,734 in Martin County; none of these neighbors top Glasscock County's median.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Glasscock County | - | $101,250 | $648/mo | 68% |
| Sterling County, TX | 27 mi | $64,954 | $952/mo | 78% |
| Midland County, TX | 28 mi | $92,874 | $1,407/mo | 68% |
| Howard County, TX | 30 mi | $69,649 | $1,034/mo | 70% |
| Reagan County, TX | 34 mi | $57,813 | $746/mo | 70% |
| Martin County, TX | 40 mi | $93,734 | $971/mo | 78% |
| Mitchell County, TX | 46 mi | $60,550 | $524/mo | 79% |
Room for a loan payment in Glasscock County
Here is the Glasscock County median household run through a simple DTI check. Your numbers will differ.
- $101,250 a year is $8,438 of gross monthly income
- Less median rent of $648, which is 8% of it
- At 40%, room after rent is $2,727 a month
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Reading the Glasscock County data as a borrower
Based on the Glasscock County data above, these borrowing questions are most likely to matter locally.
- Medical bills. 25% of Glasscock County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
- Keeping the car running. At 18% with long commutes, repairs are a frequent Glasscock County emergency; first decide if the car is worth fixing.
- Manufactured homes. 13% of Glasscock County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Six-figure budgets. For the 51% earning $100,000 or more, lifestyle creep, not approval, is the usual problem.
Glasscock County residents: age, schooling, coverage
Degree holders: 29% of adults over 25. The uninsured rate is 25.1%, against 17.1% for Texas.
| Measure | Glasscock County | Texas statewide | Typical U.S. county |
|---|---|---|---|
| Median age | 39.5 | 35.6 | 41.5 |
| Bachelor's or higher | 29.2% | 33.8% | 22.2% |
| No high school diploma | 11.5% | 14.0% | n/a |
| No health insurance | 25.1% | 17.1% | 7.8% |
| No vehicle | 7.0% | 5.4% | 5.4% |
| Work from home | 11.1% | 14.4% | 8.7% |
| Poverty rate | 8.9% | 13.8% | 13.2% |
| Unemployment (ACS) | 0.8% | 5.3% | 4.4% |
Checklist for Glasscock County applicants
Four checks before you sign anything:
- Know the exact dollar figure you need before talking to a lender.
- Prequalify with soft pulls where offered, then compare in writing.
- A Texas license check takes minutes; do it first.
- Ask a Glasscock County credit union about member loans.
Texas rules that apply in Glasscock County
Consumer lenders serving Glasscock County are licensed by the state, not the county; in Texas that is the Texas Department of Banking. Texas also has the Office of Consumer Credit Commissioner for consumer credit. Problems with a lender can also go to the CFPB. The Texas guide covers state rules in more detail.
Nearby and statewide guides
The Texas guide covers the whole state.
Frequently asked questions
What is the median household income in Glasscock County?
$101,250 a year in the 2020 to 2024 Census survey, versus $78,476 for Texas. It ranks 10th of 254 in the state.
How much is rent in Glasscock County?
Median gross rent, utilities included, is $648 a month; 22% of renters spend 30% or more of income on it.
Which towns does the Glasscock County guide cover?
Every community in the county, unincorporated areas included. The largest of its 1 Census places: Garden City.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Glasscock County or elsewhere in Texas, the same rules apply.
Is there a Glasscock County office that licenses lenders?
No, licensing is statewide. In Texas it is the Texas Department of Banking.