1st Advantage MortgageThe median Grant County household earns $71,549, and 13% of residents live below the poverty line. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- A quick profile of Grant County
- Housing costs in Grant County
- How much Grant County households make
- How Grant County residents earn a living
- Towns and communities in Grant County
- How Grant County compares with nearby counties
- Who lives in Grant County, in numbers
- What the numbers mean for Grant County borrowers
- Room for a loan payment in Grant County
- Checking a lender's license in Arkansas
- Steps before you apply in Grant County
- More guides for Grant County
- Frequently asked questions
A quick profile of Grant County
With an estimated 18,242 residents (ACS 2020 to 2024), Grant County ranks 38th of 75 in Arkansas for population. Land area is 632 square miles (2024 Gazetteer), so density runs near 29 per square mile. It is one of the counties that make up the Little Rock-North Little Rock-Conway, AR metropolitan statistical area (OMB, 2023). The Census Bureau counts 5 places in the county (5 incorporated, 0 census-designated); the largest is Sheridan, with about 5,165 residents, or 28% of the county.
Housing costs in Grant County
Renters in Grant County pay a median of $788 a month, 17% below the Arkansas figure of $947. 50% of renting households spend 30% or more of income on rent, and 19% spend half or more. With a median value of $161,700, a typical Grant County house costs 2.3 times what the median household earns in a year. The ownership rate is 81%. The median year built is 1991.
| Housing | Grant County | Arkansas statewide | Typical U.S. county |
|---|---|---|---|
| Median gross rent | $788/mo | $947/mo | $877/mo |
| Median home value | $161,700 | $188,000 | $185,300 |
| Owners | 81% | 66% | 75% |
| Rent-burdened renters | 50% | 45% | 45% |
| Burdened owners | 21% | 22% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
How much Grant County households make
The median household income in Grant County is $71,549; statewide it is $60,773, so Grant County runs 18% above Arkansas as a whole. In the state ranking that is 4th of 75.
| Yearly household income | Grant County | Gap to Arkansas |
|---|---|---|
| Under $35,000 | 26.2% | -2.7 pts |
| $35,000 to $99,999 | 42.6% | -0.5 pts |
| $100,000 to $199,999 | 23.0% | +1.8 pts |
| $200,000 or more | 8.1% | +1.4 pts |
Some 26% of households here live on less than $35,000 a year; 31% have six-figure incomes. Census counts 13.1% of Grant County residents in poverty, against 16.0% across Arkansas. The Gini index of income inequality is 0.450 (0 is perfect equality). If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Grant County median.
How Grant County residents earn a living
The biggest employer of Grant County residents, by industry, is education and health care at 26% of workers, followed by manufacturing (16%). Compared with Arkansas, the county leans toward manufacturing (16% against 13%). Averaged over the five survey years, 4.5% of the labor force was out of work and looking. About 79% drive to work alone and 26% have trips of 45 minutes or more.
| Industry (employed residents 16+) | Grant County | Gap to Arkansas |
|---|---|---|
| Education and health care | 25.5% | +1.5 pts |
| Manufacturing | 16.4% | +3.7 pts |
| Construction | 10.0% | +2.7 pts |
| Retail trade | 9.9% | -3.3 pts |
| Transportation, warehousing and utilities | 8.4% | +2.1 pts |
| Public administration | 6.4% | +2.0 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Grant County should have bank statements and tax returns ready.
Towns and communities in Grant County
Here are the 5 most populous of the county's 5 Census places, with income and rent from the same 2020 to 2024 survey. About 39% of Grant County residents live in one of the 5. Live in one of these Grant County communities, or between them? This is your local guide.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Sheridan | city | 5,165 | $62,453 | $780 | 3 mi |
| Tull | town | 596 | $61,125 | $614 | 14 mi |
| Poyen | town | 441 | $76,786 | $840 | 13 mi |
| Prattsville | town | 428 | $49,526 | n/a | 7 mi |
| Leola | town | 414 | $44,063 | $725 | 13 mi |
How Grant County compares with nearby counties
The six counties whose centers lie closest to Grant County's, from 26 to 34 miles away. 1 of the six report a higher median household income than Grant County; Saline County is highest at $79,046 and Dallas County lowest at $42,500.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Grant County | - | $71,549 | $788/mo | 81% |
| Dallas County, AR | 26 mi | $42,500 | $627/mo | 73% |
| Jefferson County, AR | 28 mi | $51,096 | $888/mo | 62% |
| Saline County, AR | 29 mi | $79,046 | $1,033/mo | 78% |
| Hot Spring County, AR | 30 mi | $55,405 | $768/mo | 76% |
| Cleveland County, AR | 30 mi | $54,794 | $536/mo | 83% |
| Pulaski County, AR | 34 mi | $62,873 | $1,080/mo | 57% |
Who lives in Grant County, in numbers
Degree holders: 22% of adults over 25. About 7% go without health insurance.
| Indicator | Grant County | All of Arkansas | U.S. county median |
|---|---|---|---|
| Median age | 40.5 | 38.5 | 41.5 |
| Bachelor's or higher | 21.5% | 25.7% | 22.2% |
| No high school diploma | 9.3% | 11.3% | n/a |
| No health insurance | 6.6% | 9.0% | 7.8% |
| No vehicle | 2.6% | 5.9% | 5.4% |
| Work from home | 10.3% | 8.8% | 8.7% |
| Poverty rate | 13.1% | 16.0% | 13.2% |
| Unemployment (ACS) | 4.5% | 4.9% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 24.2% |
| 15 to 29 min | 26.4% |
| 30 to 44 min | 23.1% |
| 45 to 59 min | 14.4% |
| 60+ min | 11.9% |
What the numbers mean for Grant County borrowers
Based on the Grant County data above, these borrowing questions are most likely to matter locally.
- Long drives. With 26% of commutes over 45 minutes, tires and repairs are fixed costs in many Grant County budgets.
- 22% mobile homes. Many are not titled as real estate, so home-equity options may not apply; an unsecured loan is the usual route.
- 50% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
Room for a loan payment in Grant County
Grant County at the medians, through a lender's eyes (what DTI means):
- $5,962 a month: gross income for a household at the Grant County median
- Housing at the median rent of $788 uses 13%
- With a 40% ceiling, about $1,597 remains for car, card, student and any new loan payments
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Checking a lender's license in Arkansas
Grant County borrowers fall under statewide rules, enforced by the Arkansas State Bank Department. Federal complaints: consumerfinance.gov. More on Arkansas: Arkansas personal loans.
Steps before you apply in Grant County
Four checks before you sign anything:
- Size the loan to the bill, not to the most a lender offers.
- Line up offers side by side: APR, fees in dollars, total cost.
- Look the lender up with the state regulator first.
- Ask a Grant County credit union about member loans.
More guides for Grant County
For statewide rules and data, see the Arkansas guide.
Frequently asked questions
What is the median household income in Grant County?
$71,549 a year in the 2020 to 2024 Census survey, versus $60,773 for Arkansas. It ranks 4th of 75 in the state.
How much is rent in Grant County?
Median gross rent, utilities included, is $788 a month; 50% of renters spend 30% or more of income on it.
I live in a small Grant County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Sheridan, Tull, Poyen, Prattsville, Leola.
Are Grant County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.
Is there a Grant County office that licenses lenders?
No, licensing is statewide. In Arkansas it is the Arkansas State Bank Department.