1st Advantage MortgageGrant County households have a median income of $70,147 and median rent of $867 a month (ACS 2020 to 2024). Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Nebraska before sharing details.
On this page
- Grant County by the numbers
- Work, industries and travel time in Grant County
- Income in Grant County compared with Nebraska
- Housing costs in Grant County
- Places inside Grant County
- Counties near Grant County
- A Grant County household budget, worked through
- Local borrowing considerations for Grant County
- More Grant County figures
- Steps before you apply in Grant County
- Lender oversight for Grant County
- Related local guides
- Frequently asked questions
Grant County by the numbers
Roughly 626 residents live in Grant County, Nebraska, 88th by population among the state's 93 counties and county equivalents. Spread over 777 square miles, that works out to roughly 0.8 residents per square mile. Under the July 2023 OMB definitions, Grant County is not part of any metropolitan area. Of the 1 Census place inside Grant County, Hyannis leads by population with about 145. Because Grant County is small, the survey's margins of error are wide; treat the numbers as approximate.
Work, industries and travel time in Grant County
By the Census industry count, 26% of employed Grant County residents work in agriculture, forestry and mining and 18% in education and health care. Compared with Nebraska, the county leans toward agriculture, forestry and mining (26% against 4%). ACS puts five-year average unemployment at 0.3% in Grant County. Long commutes are common here: 21% of workers spend 45 minutes or longer getting to work. Households without a car make up 3.9% of the total (5.4% statewide).
| Sector | Grant County | Compared with Nebraska |
|---|---|---|
| Agriculture, forestry and mining | 25.7% | +21.4 pts |
| Education and health care | 17.7% | -6.7 pts |
| Professional and administrative services | 10.4% | +0.9 pts |
| Construction | 10.1% | +3.0 pts |
| Transportation, warehousing and utilities | 8.0% | +2.0 pts |
| Retail trade | 8.0% | -2.6 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Income in Grant County compared with Nebraska
Half of Grant County households take in less than $70,147 a year and half take in more, 8% below the Nebraska median of $76,475. Only 36 Nebraska counties post a higher median.
| Yearly household income | Grant County | Gap to Nebraska |
|---|---|---|
| Under $35,000 | 35.2% | +14.5 pts |
| $35,000 to $99,999 | 37.0% | -5.0 pts |
| $100,000 to $199,999 | 21.5% | -6.4 pts |
| $200,000 or more | 6.3% | -3.1 pts |
About 35% of households earn under $35,000, while 28% clear $100,000. Census counts 12.2% of Grant County residents in poverty, against 10.6% across Nebraska. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Grant County median.
Housing costs in Grant County
A typical Grant County rental runs $867 a month including utilities, which is 19% below Nebraska. By the Census definition, 33% of Grant County renters are cost-burdened. With a median value of $136,700, a typical Grant County house costs 1.9 times what the median household earns in a year. Owners occupy 71% of homes. The median home was built in 1960, so roofs, wiring and heating systems are a common source of repair bills.
| Housing | Grant County | Nebraska statewide | Typical U.S. county |
|---|---|---|---|
| Median gross rent | $867/mo | $1,072/mo | $877/mo |
| Median home value | $136,700 | $238,600 | $185,300 |
| Owners | 71% | 67% | 75% |
| Rent-burdened renters | 33% | 45% | 45% |
| Mobile homes | 7.1% | 2.9% | n/a |
Places inside Grant County
Just one Census place, Hyannis, lies mainly within Grant County; it holds about 145 people. Hyannis has no separate guide, so this county page serves it.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Hyannis | village | 145 | n/a | $790 | 6 mi |
Counties near Grant County
The six counties whose centers lie closest to Grant County's, from 24 to 52 miles away. 1 of the six report a higher median household income than Grant County; Arthur County is highest at $76,250 and Garden County lowest at $41,882.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Grant County | - | $70,147 | $867/mo | 71% |
| Arthur County, NE | 24 mi | $76,250 | $750/mo | 81% |
| Hooker County, NE | 33 mi | $49,464 | $592/mo | 55% |
| Garden County, NE | 34 mi | $41,882 | $700/mo | 79% |
| McPherson County, NE | 38 mi | $58,684 | $588/mo | 65% |
| Keith County, NE | 50 mi | $60,645 | $771/mo | 71% |
| Sheridan County, NE | 52 mi | $60,121 | $738/mo | 74% |
A Grant County household budget, worked through
The debt-to-income ratio is the main affordability test lenders use. Applied to Grant County's medians:
- Monthly gross at the median, Grant County: $5,846
- Less median rent of $867, which is 15% of it
- $1,471: what a 40% ratio leaves once rent is paid
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Local borrowing considerations for Grant County
Based on the Grant County data above, these borrowing questions are most likely to matter locally.
- Uninsured care. 11% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- Commuter costs. 21% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
- Getting ready. Gather pay stubs or benefit letters before you apply (checklist).
More Grant County figures
College graduates make up 29% of the adult population. 10.5% of residents have no health coverage.
| Indicator | Grant County | All of Nebraska | U.S. county median |
|---|---|---|---|
| Median age | 40.4 | 37.2 | 41.5 |
| Bachelor's or higher | 28.6% | 34.6% | 22.2% |
| No high school diploma | 7.7% | 7.8% | n/a |
| No health insurance | 10.5% | 7.2% | 7.8% |
| No vehicle | 3.9% | 5.4% | 5.4% |
| Work from home | 14.9% | 11.0% | 8.7% |
| Poverty rate | 12.2% | 10.6% | 13.2% |
| Unemployment (ACS) | 0.3% | 3.0% | 4.4% |
Steps before you apply in Grant County
Four checks before you sign anything:
- Price the Grant County expense first and borrow that amount, no more.
- Ask each lender for the APR and all fees in writing.
- Only work with lenders licensed for Nebraska borrowers.
- Keep a small cushion so one surprise bill does not mean another loan.
Lender oversight for Grant County
Before sharing details with a lender, a Grant County resident can confirm its license with the Nebraska Department of Banking and Finance. Federal complaints: consumerfinance.gov. See the Nebraska state guide for the statewide picture.
Related local guides
The Nebraska guide covers the whole state.
Frequently asked questions
What does a typical Grant County household make?
About $70,147 a year at the median (ACS 2020-24), 8% below the Nebraska median.
Is Grant County expensive for renters?
Median rent is $867 against $1,072 statewide, and 33% of renter households are cost-burdened.
Should Grant County homeowners use home equity instead?
Maybe, but weigh the risk: 71% of Grant County homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.
What are the biggest places in Grant County?
By population: Hyannis. The county has 1 Census place in all.
Are Grant County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.