1st Advantage MortgageThe median Green County household earns $46,798, and 20% of residents live below the poverty line. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- 11,369 residents: Green County basics
- Housing costs in Green County
- Paychecks and income spread in Green County
- The Green County job picture
- How Green County ranks in Kentucky
- Green County communities by population
- Regional comparison for Green County
- Borrowing situations common in Green County
- $3,900 a month: the Green County median budget
- Green County demographics against Kentucky
- Kentucky lender licensing
- Before you sign
- Keep exploring
- Frequently asked questions
11,369 residents: Green County basics
Roughly 11,369 residents live in Green County, Kentucky, 92nd by population among the state's 120 counties and county equivalents. Its 286 square miles average 40 people per square mile, by the 2024 Census Gazetteer. Under the July 2023 OMB definitions, Green County is not part of any metropolitan area. Of the 2 Census places inside Green County, Greensburg leads by population with about 2,106; 1 of the 2 are incorporated.
Housing costs in Green County
Green County rent at the median: $610 a month, utilities in ($967 in Kentucky). 37% of renting households spend 30% or more of income on rent, and 22% spend half or more. The median owner-occupied home is valued at $125,000, about 2.7 times the median household income. Owners occupy 78% of homes. Half the housing stock was built before 1976.
| Measure | Green County | Kentucky | Gap |
|---|---|---|---|
| Owners | 78% | 68% | +9.3 pts |
| Rent-burdened renters | 37% | 45% | -8.0 pts |
| Mobile homes | 18.7% | 10.7% | +8.0 pts |
| Median home value | $125,000 | $205,600 | 39% lower |
| Median gross rent | $610/mo | $967/mo | 37% lower |
| Burdened owners | 23% | 23% | +0.8 pts |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
Paychecks and income spread in Green County
Green County households have a median income of $46,798 (ACS 2020 to 2024), which ranks 88th of 120 in Kentucky.
| Yearly household income | Green County | Gap to Kentucky |
|---|---|---|
| Under $35,000 | 42.4% | +14.4 pts |
| $35,000 to $99,999 | 36.8% | -5.1 pts |
| $100,000 to $199,999 | 16.5% | -6.4 pts |
| $200,000 or more | 4.3% | -2.9 pts |
On the low end, 42% of Green County households report under $35,000; at the top, 21% report $100,000-plus. 20.4% of residents fall below the federal poverty line (statewide: 16.1%). Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
The Green County job picture
Education and health care employs 27% of working residents, the largest share; manufacturing is next with 16%. Information stands out: 7% of workers here, versus 1% statewide. Averaged over the five survey years, 7.2% of the labor force was out of work and looking. Long commutes are common here: 20% of workers spend 45 minutes or longer getting to work. Households without a car make up 3.5% of the total (6.8% statewide).
| Top industries | Green County share | +/- vs Kentucky |
|---|---|---|
| Education and health care | 27.4% | +3.1 pts |
| Manufacturing | 15.6% | +1.3 pts |
| Retail trade | 11.8% | +0.2 pts |
| Public administration | 6.9% | +2.5 pts |
| Information | 6.7% | +5.5 pts |
| Construction | 5.9% | -0.5 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
How Green County ranks in Kentucky
- Median age: 45.2 in Green County. Only 6 of 120 Kentucky counties are higher. Retirement income counts when documented; favor loans with no prepayment penalty.
- Few Kentucky counties match Green County on median gross rent: $610/mo here, $967/mo for the state, ranking 14th lowest of 120. Cheaper housing gives many renters more slack in a budget.
- Households without a vehicle: 3.5% in Green County. Only 11 of 120 Kentucky counties are lower. Car ownership is close to universal, and so are repair bills.
Green County communities by population
2,698 of Green County's 11,369 residents live in its 2 Census places (24%); the 2 largest are listed. Greensburg and every other Green County community use this county guide.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Greensburg | city | 2,106 | $39,419 | $553 | 3 mi |
| Summersville | CDP | 592 | $75,444 | $706 | 3 mi |
Regional comparison for Green County
Distances run center to center, from Taylor County at 13 miles out to Marion County at 24. Larue County leads the group on income ($67,067), Metcalfe County trails ($51,473), and Green County out-earns 0 of the six.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Green County | - | $46,798 | $610/mo | 78% |
| Taylor County, KY | 13 mi | $60,456 | $718/mo | 69% |
| Adair County, KY | 18 mi | $53,553 | $771/mo | 77% |
| Hart County, KY | 19 mi | $52,285 | $693/mo | 72% |
| Larue County, KY | 20 mi | $67,067 | $860/mo | 79% |
| Metcalfe County, KY | 20 mi | $51,473 | $582/mo | 78% |
| Marion County, KY | 24 mi | $59,627 | $726/mo | 78% |
Borrowing situations common in Green County
A few patterns in the Green County data, and the practical point behind each:
- Commuter costs. 20% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
- Mobile homes in Green County. At 19% of units, they are a big part of local housing; check whether yours is titled as real or personal property.
- Retirees. At a median age of 45.2, many borrowers here rely on award letters as proof of income; favor no prepayment penalty.
- Free help first. 20% of residents live below the poverty line; utility, rent and food programs cost nothing to repay (free options).
$3,900 a month: the Green County median budget
The debt-to-income ratio is the main affordability test lenders use. Applied to Green County's medians:
- Median income divided by twelve: $3,900 before taxes
- Median rent: $610, or 16 cents of every gross dollar
- Under a 36% cap, $1,404 total minus rent leaves $794
A household below the $46,798 median has less room than this, often none.
Green County demographics against Kentucky
Degree holders: 17% of adults over 25. 7.4% of residents have no health coverage.
| Green County | vs Kentucky | vs U.S. county median | |
|---|---|---|---|
| Median age | 45.2 | +6.1 yrs | +3.7 yrs |
| Bachelor's or higher | 17.4% | -10.2 pts | -4.8 pts |
| No high school diploma | 12.6% | +1.5 pts | n/a |
| No health insurance | 7.4% | +1.4 pts | -0.5 pts |
| No vehicle | 3.5% | -3.3 pts | -1.9 pts |
| Work from home | 5.1% | -5.2 pts | -3.6 pts |
| Poverty rate | 20.4% | +4.4 pts | +7.2 pts |
| Unemployment (ACS) | 7.2% | +2.3 pts | +2.8 pts |
| Trip time | Share |
|---|---|
| Under 15 min | 25.5% |
| 15 to 29 min | 38.9% |
| 30 to 44 min | 15.9% |
| 45 to 59 min | 8.6% |
| 60+ min | 11.1% |
Kentucky lender licensing
Green County borrowers fall under statewide rules, enforced by the Kentucky Department of Financial Institutions. A CFPB complaint gets forwarded to the company for a response.
Before you sign
Steps that save money for Green County residents:
- Get a written quote for whatever you are paying for in Green County.
- Prequalify with soft pulls where offered, then compare in writing.
- Check the license, then the reviews, then the offer.
- Keep a small cushion so one surprise bill does not mean another loan.
Keep exploring
The Kentucky guide covers the whole state.
Frequently asked questions
What is the median household income in Green County?
$46,798 a year in the 2020 to 2024 Census survey, versus $63,726 for Kentucky. It ranks 88th of 120 in the state.
How does Green County rent compare with Kentucky?
$610 locally versus $967 for the state, 37% below.
Does this page cover Greensburg?
Yes, along with the other 1 Census place in Green County, such as Summersville.
Can Green County residents use the questionnaire?
Yes. It asks the same questions in every Kentucky county, lists every requirement up front and does not affect your credit score.
Who regulates personal lenders for Green County residents?
The Kentucky Department of Financial Institutions licenses consumer lenders in Kentucky; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.