1st Advantage MortgageIn Greene County, Arkansas, the typical household earns $57,839 a year and the typical rent is $904. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Arkansas license first.
On this page
- Greene County, AR: the basics
- Paychecks and income spread in Greene County
- Work, industries and travel time in Greene County
- Rent, home values and ownership in Greene County
- Neighboring counties at a glance
- Cities, towns and CDPs in Greene County
- A Greene County household budget, worked through
- What the numbers mean for Greene County borrowers
- Who lives in Greene County, in numbers
- Licensing and complaints for Greene County
- Steps before you apply in Greene County
- Nearby and statewide guides
- Frequently asked questions
Greene County, AR: the basics
With an estimated 46,432 residents (ACS 2020 to 2024), Greene County ranks 15th of 75 in Arkansas for population. Packed into 577 square miles, that is close to 80 residents for every square mile of land. No metropolitan area includes Greene County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Paragould is the biggest of its 6 Census places, at roughly 30,215 people (65% of the county total).
Paychecks and income spread in Greene County
Half of Greene County households take in less than $57,839 a year and half take in more, 5% below the Arkansas median of $60,773. That places it 12th among Arkansas's 75 county-level areas.
| Household income | Greene County | vs Arkansas |
|---|---|---|
| Under $35,000 | 29.9% | +1.0 pts |
| $35,000 to $99,999 | 46.6% | +3.5 pts |
| $100,000 to $199,999 | 19.7% | -1.6 pts |
| $200,000 or more | 3.8% | -2.9 pts |
Some 30% of households here live on less than $35,000 a year; 24% have six-figure incomes. Census counts 17.4% of Greene County residents in poverty, against 16.0% across Arkansas. A household earning below the $57,839 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
Work, industries and travel time in Greene County
Education and health care employs 26% of working residents, the largest share; manufacturing is next with 20%. Manufacturing stands out: 20% of workers here, versus 13% statewide. ACS puts five-year average unemployment at 5.9% in Greene County. Long commutes are the exception here: 12% of workers spend 45 minutes or longer getting to work.
| Industry | Share of Greene County workers | vs Arkansas |
|---|---|---|
| Education and health care | 26.3% | +2.3 pts |
| Manufacturing | 20.2% | +7.5 pts |
| Retail trade | 11.0% | -2.2 pts |
| Construction | 7.9% | +0.6 pts |
| Arts, lodging and food service | 5.8% | -2.0 pts |
| Finance, insurance and real estate | 5.8% | +0.4 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Rent, home values and ownership in Greene County
Median gross rent, utilities included, comes to $904 in Greene County versus $947 statewide. By the Census definition, 49% of Greene County renters are cost-burdened. The median owner-occupied home is valued at $169,300, about 2.9 times the median household income. 66% of Greene County households own their home and 34% rent.
| Greene County | Arkansas | U.S. county median | |
|---|---|---|---|
| Median gross rent | $904/mo | $947/mo | $877/mo |
| Median home value | $169,300 | $188,000 | $185,300 |
| Owners | 66% | 66% | 75% |
| Rent-burdened renters | 49% | 45% | 45% |
| Burdened owners | 18% | 22% | n/a |
| Vacant units | 8% | 14% | n/a |
Neighboring counties at a glance
The six counties whose centers lie closest to Greene County's, from 19 to 38 miles away. 1 of the six report a higher median household income than Greene County; Craighead County is highest at $59,548 and Lawrence County lowest at $44,882. Some neighbors are in Missouri. Lender licensing is state by state, so a loan for a Greene County resident follows Arkansas rules.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Greene County | - | $57,839 | $904/mo | 66% |
| Clay County, AR | 19 mi | $51,481 | $707/mo | 75% |
| Craighead County, AR | 21 mi | $59,548 | $958/mo | 60% |
| Dunklin County, MO | 28 mi | $47,849 | $648/mo | 62% |
| Randolph County, AR | 30 mi | $50,911 | $674/mo | 74% |
| Lawrence County, AR | 30 mi | $44,882 | $697/mo | 67% |
| Mississippi County, AR | 38 mi | $52,548 | $830/mo | 60% |
Cities, towns and CDPs in Greene County
Here are the 6 most populous of the county's 6 Census places, with income and rent from the same 2020 to 2024 survey. About 72% of Greene County residents live in one of the 6. Among places of 500 or more people, median income runs from $51,250 in Marmaduke to $82,292 in Oak Grove Heights. Median rent ranges from $748 in Marmaduke to $925 in Paragould. This guide covers each of the 6 places and the rural areas around them.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Paragould | city | 30,215 | $56,980 | $925 | 6 mi |
| Marmaduke | city | 1,240 | $51,250 | $748 | 11 mi |
| Oak Grove Heights | town | 1,164 | $82,292 | $785 | 4 mi |
| Lafe | town | 478 | $36,429 | $775 | 7 mi |
| Walcott | CDP | 315 | $170,856 | n/a | 8 mi |
| Delaplaine | town | 85 | n/a | n/a | 12 mi |
A Greene County household budget, worked through
Here is the Greene County median household run through a simple DTI check. Your numbers will differ.
- Monthly gross at the median, Greene County: $4,820
- Less median rent of $904, which is 19% of it
- 40% debt-to-income limit: $1,024 left for all other debt payments
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
What the numbers mean for Greene County borrowers
What the Greene County figures suggest, and what to check first:
- 13% mobile homes. Many are not titled as real estate, so home-equity options may not apply; an unsecured loan is the usual route.
- Rent squeeze. 49% of renters spend 30%+ of income on rent; borrow only if the loan cuts what you pay overall.
- Paperwork. ID, proof of income and a bank account are the basics (requirements).
Who lives in Greene County, in numbers
College graduates make up 17% of the adult population. 8.9% of residents have no health coverage.
| Indicator | Greene County | All of Arkansas | U.S. county median |
|---|---|---|---|
| Median age | 38.0 | 38.5 | 41.5 |
| Bachelor's or higher | 16.9% | 25.7% | 22.2% |
| No high school diploma | 13.2% | 11.3% | n/a |
| No health insurance | 8.9% | 9.0% | 7.8% |
| No vehicle | 5.2% | 5.9% | 5.4% |
| Work from home | 4.3% | 8.8% | 8.7% |
| Poverty rate | 17.4% | 16.0% | 13.2% |
| Unemployment (ACS) | 5.9% | 4.9% | 4.4% |
| One-way commute | Share of Greene County workers |
|---|---|
| Under 15 min | 41.9% |
| 15 to 29 min | 29.6% |
| 30 to 44 min | 16.1% |
| 45 to 59 min | 5.0% |
| 60+ min | 7.4% |
Licensing and complaints for Greene County
Licensing happens at the state level, so a lender working with Greene County borrowers answers to the Arkansas State Bank Department. Federal complaints: consumerfinance.gov. Statewide data and rules: Arkansas guide.
Steps before you apply in Greene County
Quick steps for Greene County:
- Price the Greene County expense first and borrow that amount, no more.
- Ask each lender for the APR and all fees in writing.
- Confirm the lender is licensed in Arkansas.
- Read the final agreement; it must match the offer.
Nearby and statewide guides
For statewide rules and data, see the Arkansas guide.
Frequently asked questions
What does a typical Greene County household make?
About $57,839 a year at the median (ACS 2020-24), 5% below the Arkansas median.
Is Greene County expensive for renters?
Median rent is $904 against $947 statewide, and 49% of renter households are cost-burdened.
Which towns does the Greene County guide cover?
Every community in the county, unincorporated areas included. The largest of its 6 Census places: Paragould, Marmaduke, Oak Grove Heights, Lafe, Walcott.
Does living in Greene County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Greene County resident as anyone. Lenders decide under fair-lending law.
Who regulates personal lenders for Greene County residents?
The Arkansas State Bank Department licenses consumer lenders in Arkansas; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.