1st Advantage MortgageThe median Greene County household earns $62,094, and 13% of residents live below the poverty line. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Indiana license first.
On this page
- Greene County at a glance
- How Greene County residents earn a living
- How much Greene County households make
- Renting and owning in Greene County
- How Greene County compares with nearby counties
- Greene County towns compared
- What a median Greene County budget can carry
- Greene County households compared
- Reading the Greene County data as a borrower
- Lender oversight for Greene County
- Steps before you apply in Greene County
- Nearby and statewide guides
- Frequently asked questions
Greene County at a glance
Roughly 31,021 residents live in Greene County, Indiana, 53rd by population among the state's 92 counties and county equivalents. Packed into 542 square miles, that is close to 57 residents for every square mile of land. No metropolitan area includes Greene County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Of the 9 Census places inside Greene County, Linton leads by population with about 5,260; 7 of the 9 are incorporated.
How Greene County residents earn a living
Education and health care employs 23% of working residents, the largest share; manufacturing is next with 15%. Compared with Indiana, the county leans toward public administration (9% against 4%). The survey's unemployment rate for Greene County averages 6.0% over 2020 to 2024 (state: 4.3%). Long commutes are common here: 22% of workers spend 45 minutes or longer getting to work. Only 6.2% of homes here go without a vehicle.
| Top industries | Greene County share | +/- vs Indiana |
|---|---|---|
| Education and health care | 23.2% | -0.3 pts |
| Manufacturing | 15.2% | -2.9 pts |
| Public administration | 8.9% | +5.3 pts |
| Retail trade | 8.8% | -2.0 pts |
| Professional and administrative services | 7.7% | -1.5 pts |
| Transportation, warehousing and utilities | 7.0% | +0.8 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
How much Greene County households make
The median household income in Greene County is $62,094; statewide it is $71,957, so Greene County runs 14% below Indiana as a whole. In the state ranking that is 73rd of 92.
| Yearly household income | Greene County | Gap to Indiana |
|---|---|---|
| Under $35,000 | 28.4% | +5.9 pts |
| $35,000 to $99,999 | 46.3% | +2.9 pts |
| $100,000 to $199,999 | 21.6% | -4.3 pts |
| $200,000 or more | 3.7% | -4.5 pts |
About 28% of households earn under $35,000, while 25% clear $100,000. Census counts 12.8% of Greene County residents in poverty, against 12.3% across Indiana. Income inequality, measured by the Gini index, comes to 0.445 here. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Renting and owning in Greene County
Renters in Greene County pay a median of $797 a month, 25% below the Indiana figure of $1,062. By the Census definition, 43% of Greene County renters are cost-burdened. Home values center on $153,200, or 2.5 years of median income. 77% of Greene County households own their home and 23% rent. Half the housing stock was built before 1978.
| Greene County | Indiana | U.S. county median | |
|---|---|---|---|
| Median gross rent | $797/mo | $1,062/mo | $877/mo |
| Median home value | $153,200 | $218,200 | $185,300 |
| Owners | 77% | 71% | 75% |
| Rent-burdened renters | 43% | 48% | 45% |
| Burdened owners | 22% | 20% | n/a |
| Vacant units | 9% | 9% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
How Greene County compares with nearby counties
Nearest neighbors first, measured between county centers (21 to 27 miles). Income ranges from $56,204 in Sullivan County to $70,010 in Clay County; 5 of these neighbors top Greene County's median.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Greene County | - | $62,094 | $797/mo | 77% |
| Owen County, IN | 21 mi | $62,464 | $911/mo | 81% |
| Sullivan County, IN | 22 mi | $56,204 | $829/mo | 76% |
| Daviess County, IN | 25 mi | $68,503 | $847/mo | 72% |
| Clay County, IN | 25 mi | $70,010 | $873/mo | 81% |
| Martin County, IN | 26 mi | $68,594 | $697/mo | 79% |
| Monroe County, IN | 27 mi | $65,868 | $1,193/mo | 54% |
Greene County towns compared
The table lists the 9 largest of 9 Census places in Greene County, by population. Together all 9 hold about 13,210 people, so roughly 57% of residents live outside any named place. Among places of 500 or more people, median income runs from $41,328 in Jasonville to $54,948 in Bloomfield. Rent is cheapest in Worthington ($572) and steepest in Lyons ($859). Live in one of these Greene County communities, or between them? This is your local guide.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Linton | city | 5,260 | $45,440 | $812 | 8 mi |
| Bloomfield | town | 2,713 | $54,948 | $732 | 4 mi |
| Jasonville | city | 1,979 | $41,328 | $807 | 13 mi |
| Worthington | town | 1,411 | $47,000 | $572 | 5 mi |
| Lyons | town | 920 | $53,365 | $859 | 6 mi |
| Owensburg | CDP | 447 | n/a | n/a | 16 mi |
| Switz City | town | 306 | $42,500 | $681 | 3 mi |
| Newberry | town | 121 | $50,625 | n/a | 9 mi |
| Scotland | CDP | 53 | $130,000 | n/a | 11 mi |
What a median Greene County budget can carry
Greene County at the medians, through a lender's eyes (what DTI means):
- Start: $5,174 gross per month ($62,094 / 12)
- Rent at the median, $797, takes 15% of that
- 36% debt-to-income limit: $1,066 left for all other debt payments
- 43% debt-to-income limit: $1,428 left for all other debt payments
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Greene County households compared
College graduates make up 16% of the adult population. About 7% go without health insurance.
| Greene County | Indiana | U.S. county median | |
|---|---|---|---|
| Median age | 42.9 | 38.1 | 41.5 |
| Bachelor's or higher | 16.1% | 29.5% | 22.2% |
| No high school diploma | 10.6% | 9.6% | n/a |
| No health insurance | 7.4% | 7.4% | 7.8% |
| No vehicle | 6.2% | 6.2% | 5.4% |
| Work from home | 6.6% | 10.7% | 8.7% |
| Poverty rate | 12.8% | 12.3% | 13.2% |
| Unemployment (ACS) | 6.0% | 4.3% | 4.4% |
| One-way commute | Share of Greene County workers |
|---|---|
| Under 15 min | 27.4% |
| 15 to 29 min | 27.6% |
| 30 to 44 min | 22.7% |
| 45 to 59 min | 11.3% |
| 60+ min | 10.9% |
Reading the Greene County data as a borrower
Where the Greene County numbers stand out, and why it matters for a loan:
- Keeping the car running. At 22% with long commutes, repairs are a frequent Greene County emergency; first decide if the car is worth fixing.
- Manufactured homes. 17% of Greene County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Combining balances. It helps when total cost falls and the cards stay paid down (consolidation).
Lender oversight for Greene County
Licensing happens at the state level, so a lender working with Greene County borrowers answers to the Indiana Department of Financial Institutions. The Consumer Financial Protection Bureau accepts complaints nationwide. The Indiana guide covers state rules in more detail.
Steps before you apply in Greene County
Steps that save money for Greene County residents:
- Borrow the amount the job needs; extra cash adds interest.
- Ask each lender for the APR and all fees in writing.
- Look the lender up with the state regulator first.
- Ask about early-payoff penalties.
Nearby and statewide guides
For statewide rules and data, see the Indiana guide.
Frequently asked questions
How much do households in Greene County earn?
The median is $62,094; 25% earn $100,000 or more and 28% under $35,000. A lender uses your own documented income, not this figure.
How much is rent in Greene County?
Median gross rent, utilities included, is $797 a month; 43% of renters spend 30% or more of income on it.
What are the biggest places in Greene County?
By population: Linton, Bloomfield, Jasonville, Worthington, Lyons. The county has 9 Census places in all.
Does living in Greene County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Greene County resident as anyone. Lenders decide under fair-lending law.
Where can someone in Greene County check a lender's license?
With the Indiana Department of Financial Institutions. If a lender is unlicensed or asks for a fee before funding, walk away.