1st Advantage MortgageGreensville County households have a median income of $54,668 and median rent of $969 a month (ACS 2020 to 2024). Use those as context only. A lender looks at your own documented income and debts; compare APR and total repaid on every Greensville County offer.
On this page
- Greensville County, VA: the basics
- Where Greensville County differs from the rest of Virginia
- Rent, home values and ownership in Greensville County
- Income in Greensville County compared with Virginia
- Greensville County industries and commutes
- Cities, towns and CDPs in Greensville County
- How Greensville County compares with nearby counties
- Reading the Greensville County data as a borrower
- Budget math at the Greensville County median
- Who lives in Greensville County, in numbers
- Before you sign
- Lender oversight for Greensville County
- Nearby and statewide guides
- Frequently asked questions
Greensville County, VA: the basics
Greensville County is home to about 11,275 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 111th most populous of 133 county-level areas in Virginia. Its 295 square miles average 38 people per square mile, by the 2024 Census Gazetteer. Greensville County is classed as nonmetropolitan in the OMB's July 2023 list. The Census Bureau counts 1 place in the county (1 incorporated, 0 census-designated); the largest is Jarratt, with about 989 residents, or 9% of the county.
Where Greensville County differs from the rest of Virginia
Ranked against the other 132 county-level areas in Virginia, these are the Greensville County figures furthest from the middle.
- Greensville County ranks 5th lowest of 133 Virginia counties for the share of workers who work from home: 3.9%, against 18.3% statewide. Most workers travel to a job here, so commuting costs are part of the budget.
- Few Virginia counties match Greensville County on the share of adults with a bachelor's degree: 15% here, 42% for the state, ranking 12th lowest of 133. Lenders weigh income and credit, not schooling.
- The share of households earning $100,000 or more: 22% in Greensville County. Only 15 of 133 Virginia counties are lower. Most budgets here are modest, so keep payments small.
Rent, home values and ownership in Greensville County
A typical Greensville County rental runs $969 a month including utilities, which is 39% below Virginia. About 5 in 10 Greensville County renters pay 30% or more of income for rent. Home values center on $159,400, or 2.9 years of median income. 66% of Greensville County households own their home and 34% rent. Median construction year: 1979. Nationally, Greensville County's $969 rent is 10% above the middle county.
| Home costs | Greensville County | Virginia | Compared with Virginia |
|---|---|---|---|
| Burdened owners | 15% | 25% | -9.6 pts |
| Median home value | $159,400 | $383,700 | 58% lower |
| Median gross rent | $969/mo | $1,579/mo | 39% lower |
| Owners | 66% | 67% | -1.0 pts |
| Rent-burdened renters | 48% | 49% | -0.5 pts |
Income in Greensville County compared with Virginia
Half of Greensville County households take in less than $54,668 a year and half take in more, 41% below the Virginia median of $93,170.
| Households earning | Greensville County | +/- vs Virginia |
|---|---|---|
| Under $35,000 | 29.2% | +11.3 pts |
| $35,000 to $99,999 | 49.2% | +14.0 pts |
| $100,000 to $199,999 | 17.9% | -11.2 pts |
| $200,000 or more | 3.6% | -14.1 pts |
On the low end, 29% of Greensville County households report under $35,000; at the top, 22% report $100,000-plus. The poverty rate is 14.3%, 4 points higher than the state's 9.9%. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Greensville County industries and commutes
Top Greensville County industry by residents employed: education and health care, 25%; second, retail trade, 24%. The sharpest difference from the state is in retail trade, at 24% locally and 10% for Virginia. ACS puts five-year average unemployment at 6.3% in Greensville County. Long commutes are common here: 28% of workers spend 45 minutes or longer getting to work. 190 Greensville County households, 5.9%, have no vehicle.
| Sector | Greensville County | Compared with Virginia |
|---|---|---|
| Education and health care | 24.9% | +2.6 pts |
| Retail trade | 24.1% | +14.4 pts |
| Public administration | 11.4% | +2.6 pts |
| Manufacturing | 11.2% | +4.1 pts |
| Construction | 5.7% | -0.8 pts |
| Professional and administrative services | 5.6% | -11.2 pts |
Self-employed in Greensville County? Two years of tax returns usually stand in for pay stubs.
Cities, towns and CDPs in Greensville County
Jarratt is the only Census place mainly inside Greensville County, with about 989 of the county's 11,275 residents. Jarratt has no separate guide, so this county page serves it.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Jarratt | town | 989 | $61,671 | $933 | 11 mi |
How Greensville County compares with nearby counties
The six counties whose centers lie closest to Greensville County's, from 2 to 27 miles away. Income ranges from $50,086 in Northampton County to $83,704 in Dinwiddie County; 3 of these neighbors top Greensville County's median. Some neighbors are in North Carolina. Lender licensing is state by state, so a loan for a Greensville County resident follows Virginia rules.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Greensville County | - | $54,668 | $969/mo | 66% |
| Emporia city, VA | 2 mi | $51,899 | $1,037/mo | 38% |
| Brunswick County, VA | 18 mi | $53,084 | $834/mo | 74% |
| Northampton County, NC | 20 mi | $50,086 | $758/mo | 75% |
| Sussex County, VA | 24 mi | $63,530 | $907/mo | 70% |
| Southampton County, VA | 25 mi | $70,795 | $930/mo | 76% |
| Dinwiddie County, VA | 27 mi | $83,704 | $1,224/mo | 80% |
Reading the Greensville County data as a borrower
Greensville County-specific points to check:
- Long drives. With 28% of commutes over 45 minutes, tires and repairs are fixed costs in many Greensville County budgets.
- Repairs on manufactured housing. With 19% of homes here, compare a personal loan with any dealer or park repair program.
- Renters under pressure. When 48% pay 30% or more for rent, the smallest loan that solves the problem is the right size.
Budget math at the Greensville County median
The debt-to-income ratio is the main affordability test lenders use. Applied to Greensville County's medians:
- $4,556 a month: gross income for a household at the Greensville County median
- Median rent: $969, or 21 cents of every gross dollar
- Under a 43% cap, $1,959 total minus rent leaves $990
A household below the $54,668 median has less room than this, often none.
Who lives in Greensville County, in numbers
15% of Greensville County adults 25 and older hold a bachelor's degree or more. 4.6% of residents have no health coverage.
| Measure | Greensville County | Gap to Virginia | Gap to typical U.S. county |
|---|---|---|---|
| Median age | 39.8 | +0.8 yrs | -1.7 yrs |
| Bachelor's or higher | 14.7% | -27.5 pts | -7.5 pts |
| No high school diploma | 19.1% | +10.6 pts | n/a |
| No health insurance | 4.6% | -2.3 pts | -3.3 pts |
| No vehicle | 5.9% | -0.2 pts | +0.5 pts |
| Work from home | 3.9% | -14.5 pts | -4.8 pts |
| Poverty rate | 14.3% | +4.4 pts | +1.1 pts |
| Unemployment (ACS) | 6.3% | +2.0 pts | +1.9 pts |
| Commute length | Greensville County |
|---|---|
| Under 15 min | 37.3% |
| 15 to 29 min | 20.8% |
| 30 to 44 min | 13.6% |
| 45 to 59 min | 12.4% |
| 60+ min | 15.8% |
Before you sign
Four checks before you sign anything:
- Price the Greensville County expense first and borrow that amount, no more.
- Compare the total repaid on every offer, not just the payment.
- Confirm the lender is licensed in Virginia.
- Read the final agreement; it must match the offer.
Lender oversight for Greensville County
Consumer lenders serving Greensville County are licensed by the state, not the county; in Virginia that is the Virginia Bureau of Financial Institutions. The Consumer Financial Protection Bureau accepts complaints nationwide.
Nearby and statewide guides
Statewide:
Frequently asked questions
Is $54,668 a good income in Greensville County?
It is the county median, so half of Greensville County households earn more and half less; 22% earn $100,000 or more.
What do renters pay in Greensville County?
$969 a month at the median, about 21% of median household income.
I live near Jarratt. Which guide is mine?
This one. Jarratt and the rest of Greensville County have no separate city guide.
Can Greensville County residents use the questionnaire?
Yes. It asks the same questions in every Virginia county, lists every requirement up front and does not affect your credit score.
Who regulates personal lenders for Greensville County residents?
The Virginia Bureau of Financial Institutions licenses consumer lenders in Virginia; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.