1st Advantage MortgageIn Hendry County, Florida, the typical household earns $56,393 a year and the typical rent is $1,003. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Hendry County by the numbers
- Hendry County housing compared with Florida
- What Hendry County households earn
- The Hendry County job picture
- Regional comparison for Hendry County
- Cities, towns and CDPs in Hendry County
- What a median Hendry County budget can carry
- What the numbers mean for Hendry County borrowers
- Hendry County residents: age, schooling, coverage
- A Hendry County borrower's checklist
- Lender oversight for Hendry County
- More guides for Hendry County
- Frequently asked questions
Hendry County by the numbers
The latest five-year Census estimate puts Hendry County's population at 42,382; only 45 of Florida's 67 county-level areas are larger. Spread over 1,156 square miles, that works out to roughly 36.7 residents per square mile. No metropolitan area includes Hendry County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Clewiston is the biggest of its 6 Census places, at roughly 7,348 people (17% of the county total).
Hendry County housing compared with Florida
Median gross rent, utilities included, comes to $1,003 in Hendry County versus $1,669 statewide. Rent takes 30% or more of income for 60% of renter households here. Home values center on $219,200, or 3.9 years of median income. The ownership rate is 74%. Median construction year: 1991.
| Home costs | Hendry County | Florida | U.S. middle county |
|---|---|---|---|
| Median gross rent | $1,003/mo | $1,669/mo | $877/mo |
| Median home value | $219,200 | $359,000 | $185,300 |
| Owners | 74% | 68% | 75% |
| Rent-burdened renters | 60% | 60% | 45% |
| Burdened owners | 31% | 35% | n/a |
| Mobile homes | 32.5% | 8.0% | n/a |
In an owner-heavy county like Hendry County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it. Rent pressure is real here, so run any payment through the debt-to-income calculator before you apply.
What Hendry County households earn
Half of Hendry County households take in less than $56,393 a year and half take in more, 24% below the Florida median of $74,568.
| Household income | Hendry County | vs Florida |
|---|---|---|
| Under $35,000 | 29.5% | +7.2 pts |
| $35,000 to $99,999 | 42.9% | +1.9 pts |
| $100,000 to $199,999 | 20.7% | -4.9 pts |
| $200,000 or more | 6.9% | -4.1 pts |
Some 29% of households here live on less than $35,000 a year; 28% have six-figure incomes. The poverty rate is 22.5%, 10 points higher than the state's 12.6%. The Gini index of income inequality is 0.476 (0 is perfect equality). A household earning below the $56,393 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
The Hendry County job picture
The biggest employer of Hendry County residents, by industry, is agriculture, forestry and mining at 18% of workers, followed by education and health care (16%). Compared with Florida, the county leans toward agriculture, forestry and mining (18% against 1%). The survey's unemployment rate for Hendry County averages 4.4% over 2020 to 2024 (state: 4.8%). 30% of commuters travel 45 minutes or more each way, and 7% work from home. 8.1% of households have no vehicle.
| Industry | Share of Hendry County workers | vs Florida |
|---|---|---|
| Agriculture, forestry and mining | 17.9% | +17.1 pts |
| Education and health care | 16.2% | -4.8 pts |
| Construction | 15.1% | +6.9 pts |
| Retail trade | 11.9% | -0.1 pts |
| Professional and administrative services | 7.7% | -6.5 pts |
| Arts, lodging and food service | 6.2% | -4.8 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Regional comparison for Hendry County
The six counties whose centers lie closest to Hendry County's, from 29 to 57 miles away. Income ranges from $45,870 in Glades County to $90,045 in Collier County; 4 of these neighbors top Hendry County's median.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Hendry County | - | $56,393 | $1,003/mo | 74% |
| Glades County, FL | 29 mi | $45,870 | $886/mo | 85% |
| Collier County, FL | 33 mi | $90,045 | $1,862/mo | 77% |
| Palm Beach County, FL | 44 mi | $83,581 | $1,916/mo | 70% |
| Broward County, FL | 48 mi | $77,633 | $1,907/mo | 64% |
| Lee County, FL | 51 mi | $76,107 | $1,712/mo | 74% |
| Highlands County, FL | 57 mi | $54,897 | $1,035/mo | 79% |
Cities, towns and CDPs in Hendry County
Here are the 6 most populous of the county's 6 Census places, with income and rent from the same 2020 to 2024 survey. About 51% of Hendry County residents live in one of the 6. Among places of 500 or more people, median income runs from $34,617 in Montura to $64,015 in Pioneer. Rent is cheapest in Clewiston ($763) and steepest in LaBelle ($1,650). Live in one of these Hendry County communities, or between them? This is your local guide.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Clewiston | city | 7,348 | $57,222 | $763 | 20 mi |
| LaBelle | city | 5,184 | $53,309 | $1,650 | 22 mi |
| Montura | CDP | 4,121 | $34,617 | $1,113 | 8 mi |
| Harlem | CDP | 2,420 | $46,038 | $963 | 18 mi |
| Fort Denaud | CDP | 1,639 | $56,042 | n/a | 28 mi |
| Pioneer | CDP | 868 | $64,015 | n/a | 14 mi |
A CDP is a named community without its own municipal government.
What a median Hendry County budget can carry
Hendry County at the medians, through a lender's eyes (what DTI means):
- Median income divided by twelve: $4,699 before taxes
- Rent at the median, $1,003, takes 21% of that
- With a 43% ceiling, about $1,018 remains for car, card, student and any new loan payments
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
What the numbers mean for Hendry County borrowers
The county's numbers point to a few situations that come up often for Hendry County borrowers.
- Hospital bills in Hendry County. For the 22% of residents without coverage, the provider's charity-care program comes before any loan (details).
- Commuter costs. 30% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
- Manufactured homes. 33% of Hendry County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Free help first. 23% of residents live below the poverty line; utility, rent and food programs cost nothing to repay (free options).
Hendry County residents: age, schooling, coverage
Degree holders: 12% of adults over 25. About 22% go without health insurance.
| Indicator | Hendry County | All of Florida | U.S. county median |
|---|---|---|---|
| Median age | 35.8 | 42.6 | 41.5 |
| Bachelor's or higher | 12.2% | 34.1% | 22.2% |
| No high school diploma | 32.0% | 10.1% | n/a |
| No health insurance | 21.7% | 11.5% | 7.8% |
| No vehicle | 8.1% | 6.0% | 5.4% |
| Work from home | 6.9% | 15.7% | 8.7% |
| Poverty rate | 22.5% | 12.6% | 13.2% |
| Unemployment (ACS) | 4.4% | 4.8% | 4.4% |
| Commute length | Hendry County |
|---|---|
| Under 15 min | 33.2% |
| 15 to 29 min | 22.7% |
| 30 to 44 min | 14.4% |
| 45 to 59 min | 8.6% |
| 60+ min | 21.0% |
A Hendry County borrower's checklist
Quick steps for Hendry County:
- Know the exact dollar figure you need before talking to a lender.
- Line up offers side by side: APR, fees in dollars, total cost.
- Check the license, then the reviews, then the offer.
- Lock paid-off cards after consolidating so balances stay at zero.
Lender oversight for Hendry County
The Florida Office of Financial Regulation is the place to verify any lender's Florida license. The Consumer Financial Protection Bureau accepts complaints nationwide. More on Florida: Florida personal loans.
More guides for Hendry County
The Florida guide covers the whole state.
Frequently asked questions
How much do households in Hendry County earn?
The median is $56,393; 28% earn $100,000 or more and 29% under $35,000. A lender uses your own documented income, not this figure.
Is Hendry County expensive for renters?
Median rent is $1,003 against $1,669 statewide, and 60% of renter households are cost-burdened.
Does this page cover Clewiston?
Yes, along with the other 5 Census places in Hendry County, such as LaBelle, Montura, Harlem.
Is the fit check different in Hendry County?
No. It is identical everywhere, and it never looks at your neighborhood.
Who do I complain to about a lender in Hendry County?
Start with the Florida Office of Financial Regulation, then the CFPB complaint portal. Keep copies of every message.