1st Advantage MortgageHodgeman County (1,652 residents) has a $59,955 median household income and $941 median rent, by the latest Census five-year survey. Borrow only what the expense needs, pick the shortest affordable term, and walk away from any lender asking a Hodgeman County applicant for an upfront fee.
On this page
- Hodgeman County at a glance
- Hodgeman County at the extremes
- Household income in Hodgeman County
- Labor force snapshot: Hodgeman County
- Housing costs in Hodgeman County
- Hodgeman County communities by population
- Nearby counties: income, rent, ownership
- Who lives in Hodgeman County, in numbers
- $4,996 a month: the Hodgeman County median budget
- Reading the Hodgeman County data as a borrower
- Lender oversight for Hodgeman County
- A Hodgeman County borrower's checklist
- Other Kansas guides
- Frequently asked questions
Hodgeman County at a glance
The latest five-year Census estimate puts Hodgeman County's population at 1,652; only 101 of Kansas's 105 county-level areas are larger. Spread over 860 square miles, that works out to roughly 1.9 residents per square mile. Under the July 2023 OMB definitions, Hodgeman County is not part of any metropolitan area. Largest place: Jetmore, about 580 residents (35% of Hodgeman County); 2 Census places in all. At 1,652 people, Hodgeman County is a small survey sample, so small differences in these figures may be noise.
Hodgeman County at the extremes
- On population, Hodgeman County sits near the bottom of Kansas at 1,652, 4th lowest of 105. In a small county, the nearest lender may not be the best; compare online offers too.
- The uninsured rate: 4.5% in Hodgeman County. Only 3 of 105 Kansas counties are lower. Even insured households face deductibles; ask the provider about a payment plan.
- Median age: 48.6 in Hodgeman County. Only 6 of 105 Kansas counties are higher. Retirement income counts when documented; favor loans with no prepayment penalty.
Household income in Hodgeman County
The median household income in Hodgeman County is $59,955; statewide it is $74,275, so Hodgeman County runs 19% below Kansas as a whole. Only 75 Kansas counties post a higher median.
| Yearly household income | Hodgeman County | Gap to Kansas |
|---|---|---|
| Under $35,000 | 19.1% | -2.6 pts |
| $35,000 to $99,999 | 53.7% | +11.4 pts |
| $100,000 to $199,999 | 22.5% | -3.9 pts |
| $200,000 or more | 4.7% | -4.8 pts |
19% under $35,000 and 27% at $100,000 or more: that is the Hodgeman County income split. 6.3% of residents fall below the federal poverty line (statewide: 11.3%). A household earning below the $59,955 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
Labor force snapshot: Hodgeman County
Agriculture, forestry and mining employs 31% of working residents, the largest share; education and health care is next with 22%. Agriculture, forestry and mining stands out: 31% of workers here, versus 3% statewide. ACS puts five-year average unemployment at 0.6% in Hodgeman County. About 78% drive to work alone and 4% have trips of 45 minutes or more.
| Sector | Hodgeman County | Compared with Kansas |
|---|---|---|
| Agriculture, forestry and mining | 31.4% | +28.4 pts |
| Education and health care | 22.1% | -2.8 pts |
| Retail trade | 8.9% | -1.7 pts |
| Manufacturing | 7.4% | -5.0 pts |
| Finance, insurance and real estate | 5.7% | -0.8 pts |
| Public administration | 5.3% | +0.7 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Housing costs in Hodgeman County
Half of Hodgeman County renters pay more than $941 a month and half pay less; the Kansas midpoint is $1,060. Rent takes 30% or more of income for 48% of renter households here. Median value $101,600; median income $59,955; ratio 1.7. Homeowners 79%, renters 21%.
| Home costs | Hodgeman County | Kansas | Compared with Kansas |
|---|---|---|---|
| Owners | 79% | 67% | +11.9 pts |
| Burdened owners | 33% | 22% | +10.8 pts |
| Median home value | $101,600 | $217,200 | 53% lower |
| Rent-burdened renters | 48% | 43% | +4.6 pts |
| Median gross rent | $941/mo | $1,060/mo | 11% lower |
At a $101,600 median value, many Hodgeman County owners hold equity. Using it lowers cost only if you can carry the risk (equity vs. unsecured).
Hodgeman County communities by population
Places, by size: the top 2 of 2. Roughly 52% of Hodgeman County lives outside all of them, in open country or unnamed settlements. From Jetmore to the smallest crossroads, Hodgeman County residents share this guide.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Jetmore | city | 580 | $53,000 | $982 | 7 mi |
| Hanston | city | 213 | $67,083 | $542 | 10 mi |
Nearby counties: income, rent, ownership
Nearest neighbors first, measured between county centers (27 to 41 miles). 4 of the six report a higher median household income than Hodgeman County; Gray County is highest at $79,122 and Edwards County lowest at $52,692.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Hodgeman County | - | $59,955 | $941/mo | 79% |
| Ness County, KS | 27 mi | $68,616 | $538/mo | 82% |
| Ford County, KS | 28 mi | $70,781 | $1,010/mo | 62% |
| Edwards County, KS | 35 mi | $52,692 | $740/mo | 79% |
| Pawnee County, KS | 37 mi | $63,517 | $795/mo | 66% |
| Gray County, KS | 38 mi | $79,122 | $808/mo | 77% |
| Lane County, KS | 41 mi | $54,526 | $590/mo | 89% |
Who lives in Hodgeman County, in numbers
In Hodgeman County, 30% of adults have at least a four-year degree (36% in Kansas). About 4% go without health insurance.
| People and households | Hodgeman County | Compared with Kansas | Compared with median county |
|---|---|---|---|
| Median age | 48.6 | +11.2 yrs | +7.1 yrs |
| Work from home | 4.4% | -7.4 pts | -4.3 pts |
| Bachelor's or higher | 30.2% | -5.4 pts | +8.0 pts |
| Poverty rate | 6.3% | -5.0 pts | -6.9 pts |
| No health insurance | 4.5% | -4.3 pts | -3.4 pts |
| No high school diploma | 4.4% | -3.6 pts | n/a |
| Unemployment (ACS) | 0.6% | -3.3 pts | -3.8 pts |
| No vehicle | 3.6% | -1.5 pts | -1.8 pts |
$4,996 a month: the Hodgeman County median budget
DTI math using Hodgeman County medians ($59,955 income, $941 rent):
- Monthly gross at the median, Hodgeman County: $4,996
- Rent at the median, $941, takes 19% of that
- At 36%, room after rent is $858 a month
- At 43%, room after rent is $1,207 a month
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Reading the Hodgeman County data as a borrower
The county's numbers point to a few situations that come up often for Hodgeman County borrowers.
- Benefit income. With half of residents older than 49, lenders often see pension and Social Security income, which counts like wages.
- Hodgeman County rent burden. 48% of renters are cost-burdened; ask your landlord about a payment plan before borrowing for rent.
- Debt consolidation. One fixed payment can save money only if the written APR and fees beat what you pay now (guide).
Lender oversight for Hodgeman County
No county office licenses personal lenders. For Hodgeman County, check the Kansas Office of the State Bank Commissioner. Nationally, Hodgeman County residents can file with the CFPB.
A Hodgeman County borrower's checklist
A short checklist for Hodgeman County borrowers:
- Get a written quote for whatever you are paying for in Hodgeman County.
- Compare the total repaid on every offer, not just the payment.
- Verify the Kansas license before giving out your Social Security number.
- Ask a Hodgeman County credit union about member loans.
Other Kansas guides
No city in Hodgeman County has its own guide yet; the state page is next up.
Frequently asked questions
Where does Hodgeman County rank on income in Kansas?
76th of 105, with a median of $59,955. The state median is $74,275.
How much is rent in Hodgeman County?
Median gross rent, utilities included, is $941 a month; 48% of renters spend 30% or more of income on it.
I live in a small Hodgeman County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Jetmore, Hanston.
Are Hodgeman County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.
Is there a Hodgeman County office that licenses lenders?
No, licensing is statewide. In Kansas it is the Kansas Office of the State Bank Commissioner.