1st Advantage MortgageHudspeth County households have a median income of $48,600 and median rent of $705 a month (ACS 2020 to 2024). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Getting oriented in Hudspeth County
- Renting and owning in Hudspeth County
- Income in Hudspeth County compared with Texas
- How Hudspeth County residents earn a living
- The counties around Hudspeth County
- Towns and communities in Hudspeth County
- What a median Hudspeth County budget can carry
- Reading the Hudspeth County data as a borrower
- More Hudspeth County figures
- Checking a lender's license in Texas
- Steps before you apply in Hudspeth County
- Nearby and statewide guides
- Frequently asked questions
Getting oriented in Hudspeth County
The latest five-year Census estimate puts Hudspeth County's population at 3,403; only 211 of Texas's 254 county-level areas are larger. Land area is 4,571 square miles (2024 Gazetteer), so density runs near 1 per square mile. For statistical purposes it belongs to the El Paso, TX metro area, as delineated by the Office of Management and Budget in July 2023. The Census Bureau counts 4 places in the county (1 incorporated, 3 census-designated); the largest is Fort Hancock, with about 1,345 residents, or 40% of the county. Small populations mean wide margins of error, so read every Hudspeth County figure on this page as a rough guide.
Renting and owning in Hudspeth County
Median gross rent, utilities included, comes to $705 in Hudspeth County versus $1,403 statewide. 10% of renting households spend 30% or more of income on rent, and 10% spend half or more. With a median value of $64,000, a typical Hudspeth County house costs 1.3 times what the median household earns in a year. Owners occupy 74% of homes.
| Hudspeth County | Texas | U.S. county median | |
|---|---|---|---|
| Median gross rent | $705/mo | $1,403/mo | $877/mo |
| Median home value | $64,000 | $283,800 | $185,300 |
| Owners | 74% | 63% | 75% |
| Rent-burdened renters | 10% | 52% | 45% |
| Burdened owners | 44% | 29% | n/a |
| Mobile homes | 46.6% | 6.4% | n/a |
| Vacant units | 26% | 9% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
Income in Hudspeth County compared with Texas
The median household income in Hudspeth County is $48,600; statewide it is $78,476, so Hudspeth County runs 38% below Texas as a whole. In the state ranking that is 231st of 254.
| Band | Hudspeth County | Compared with Texas |
|---|---|---|
| Under $35,000 | 39.7% | +18.3 pts |
| $35,000 to $99,999 | 44.8% | +5.4 pts |
| $100,000 to $199,999 | 12.1% | -14.6 pts |
| $200,000 or more | 3.4% | -9.0 pts |
Some 40% of households here live on less than $35,000 a year; 16% have six-figure incomes. Census counts 17.3% of Hudspeth County residents in poverty, against 13.8% across Texas. None of these numbers decides a Hudspeth County application. Lenders weigh your own documented income against your own debts.
How Hudspeth County residents earn a living
The biggest employer of Hudspeth County residents, by industry, is transportation, warehousing and utilities at 20% of workers, followed by education and health care (16%). Transportation, warehousing and utilities stands out: 20% of workers here, versus 7% statewide. Averaged over the five survey years, 8.0% of the labor force was out of work and looking. About 68% drive to work alone and 23% have trips of 45 minutes or more. Only 5.2% of homes here go without a vehicle.
| Where residents work | Hudspeth County | Difference from Texas |
|---|---|---|
| Transportation, warehousing and utilities | 20.0% | +13.3 pts |
| Education and health care | 16.5% | -5.1 pts |
| Public administration | 12.9% | +8.8 pts |
| Construction | 12.2% | +3.7 pts |
| Retail trade | 11.4% | +0.4 pts |
| Arts, lodging and food service | 8.5% | 0.0 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
The counties around Hudspeth County
Nearest neighbors first, measured between county centers (50 to 99 miles). Income ranges from $55,876 in Otero County to $78,426 in Eddy County; all six of these neighbors top Hudspeth County's median. The list crosses into New Mexico, where different lending rules and regulators apply.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Hudspeth County | - | $48,600 | $705/mo | 74% |
| Culberson County, TX | 50 mi | $58,777 | $1,043/mo | 70% |
| El Paso County, TX | 55 mi | $59,806 | $1,079/mo | 64% |
| Otero County, NM | 83 mi | $55,876 | $962/mo | 67% |
| Jeff Davis County, TX | 90 mi | $59,286 | $1,241/mo | 88% |
| Eddy County, NM | 94 mi | $78,426 | $1,245/mo | 73% |
| Reeves County, TX | 99 mi | $64,297 | $981/mo | 74% |
Towns and communities in Hudspeth County
Here are the 4 most populous of the county's 4 Census places, with income and rent from the same 2020 to 2024 survey. About 64% of Hudspeth County residents live in one of the 4. Live in one of these Hudspeth County communities, or between them? This is your local guide.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Fort Hancock | CDP | 1,345 | $48,000 | $540 | 30 mi |
| Sierra Blanca | CDP | 734 | $55,063 | $1,000 | 19 mi |
| Dell City | city | 82 | n/a | n/a | 35 mi |
| Acala | CDP | 29 | n/a | n/a | 32 mi |
A CDP is a named community without its own municipal government.
What a median Hudspeth County budget can carry
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Hudspeth County household at the medians it works out like this; treat it as an illustration only.
- $4,050 a month: gross income for a household at the Hudspeth County median
- 17% goes to median rent ($705)
- At 35%, room after rent is $712 a month
- Under a 45% cap, $1,822 total minus rent leaves $1,118
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Reading the Hudspeth County data as a borrower
Based on the Hudspeth County data above, these borrowing questions are most likely to matter locally.
- Uninsured care. 31% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- Keeping the car running. At 23% with long commutes, repairs are a frequent Hudspeth County emergency; first decide if the car is worth fixing.
- Repairs on manufactured housing. With 47% of homes here, compare a personal loan with any dealer or park repair program.
More Hudspeth County figures
10% of Hudspeth County adults 25 and older hold a bachelor's degree or more. 31.4% of residents have no health coverage.
| Residents | Hudspeth County | Texas | Middle U.S. county |
|---|---|---|---|
| Median age | 37.6 | 35.6 | 41.5 |
| Bachelor's or higher | 9.6% | 33.8% | 22.2% |
| No high school diploma | 41.7% | 14.0% | n/a |
| No health insurance | 31.4% | 17.1% | 7.8% |
| No vehicle | 5.2% | 5.4% | 5.4% |
| Work from home | 10.3% | 14.4% | 8.7% |
| Poverty rate | 17.3% | 13.8% | 13.2% |
| Unemployment (ACS) | 8.0% | 5.3% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 37.1% |
| 15 to 29 min | 9.9% |
| 30 to 44 min | 30.3% |
| 45 to 59 min | 10.8% |
| 60+ min | 11.8% |
Checking a lender's license in Texas
The Texas Department of Banking is the place to verify any lender's Texas license. Texas also has the Office of Consumer Credit Commissioner for consumer credit. A CFPB complaint gets forwarded to the company for a response. Statewide data and rules: Texas guide.
Steps before you apply in Hudspeth County
Before you apply, wherever you live in Hudspeth County:
- Price the Hudspeth County expense first and borrow that amount, no more.
- Prequalify with soft pulls where offered, then compare in writing.
- Look the lender up with the state regulator first.
- Confirm the first due date before setting up autopay.
Nearby and statewide guides
The Texas guide covers the whole state.
Frequently asked questions
What is the median household income in Hudspeth County?
$48,600 a year in the 2020 to 2024 Census survey, versus $78,476 for Texas. It ranks 231st of 254 in the state.
How much is rent in Hudspeth County?
Median gross rent, utilities included, is $705 a month; 10% of renters spend 30% or more of income on it.
I own my home in Hudspeth County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 74% of homes owner-occupied here, many readers can compare both in writing.
What are the biggest places in Hudspeth County?
By population: Fort Hancock, Sierra Blanca, Dell City, Acala. The county has 4 Census places in all.
Will a Hudspeth County address affect my match?
Beyond confirming Texas as your state, no. Your answers about amount, credit, income and payments are all that count.