1st Advantage MortgageHuntingdon County households have a median income of $65,557 and median rent of $810 a month (ACS 2020 to 2024). Borrow only what the expense needs, pick the shortest affordable term, and walk away from any lender asking a Huntingdon County applicant for an upfront fee.
On this page
- Huntingdon County in brief
- How Huntingdon County residents earn a living
- Income in Huntingdon County compared with Pennsylvania
- What stands out in Huntingdon County
- Housing costs in Huntingdon County
- Places inside Huntingdon County
- Huntingdon County next to its neighbors
- Borrowing situations common in Huntingdon County
- People and households in Huntingdon County
- $5,463 a month: the Huntingdon County median budget
- A Huntingdon County borrower's checklist
- Pennsylvania lender licensing
- More guides for Huntingdon County
- Frequently asked questions
Huntingdon County in brief
Roughly 43,653 residents live in Huntingdon County, Pennsylvania, 49th by population among the state's 67 counties and county equivalents. Density: about 49.9 residents per square mile across 875 square miles of land. Huntingdon County is classed as nonmetropolitan in the OMB's July 2023 list. The Census Bureau counts 20 places in the county (18 incorporated, 2 census-designated); the largest is Huntingdon, with about 6,897 residents, or 16% of the county.
How Huntingdon County residents earn a living
Top Huntingdon County industry by residents employed: education and health care, 28%; second, manufacturing, 13%. Public administration stands out: 7% of workers here, versus 4% statewide. The survey's unemployment rate for Huntingdon County averages 4.6% over 2020 to 2024 (state: 5.3%). 29% of Huntingdon County workers get to work in under 15 minutes, while 24% need 45 or more.
| Where residents work | Huntingdon County | Difference from Pennsylvania |
|---|---|---|
| Education and health care | 28.1% | +1.5 pts |
| Manufacturing | 13.3% | +1.9 pts |
| Retail trade | 9.9% | -1.1 pts |
| Construction | 8.0% | +2.0 pts |
| Arts, lodging and food service | 7.9% | +0.5 pts |
| Public administration | 7.4% | +3.4 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Huntingdon County should have bank statements and tax returns ready.
Income in Huntingdon County compared with Pennsylvania
At $65,557, the typical Huntingdon County household income sits near the median U.S. county ($65,681). Only 36 Pennsylvania counties post a higher median.
| Band | Huntingdon County | Compared with Pennsylvania |
|---|---|---|
| Under $35,000 | 24.6% | +2.6 pts |
| $35,000 to $99,999 | 45.8% | +6.6 pts |
| $100,000 to $199,999 | 24.5% | -2.5 pts |
| $200,000 or more | 5.1% | -6.7 pts |
Six-figure households (30%) outnumber those under $35,000 (25%) in Huntingdon County. Huntingdon County counts about 4,643 residents below the poverty line, 10.6% of the population. For a borrower in Huntingdon County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
What stands out in Huntingdon County
- On the share of commutes over 45 minutes, Huntingdon County sits near the top of Pennsylvania at 24%, 8th highest of 67. With long commutes, a reliable car is part of keeping the job.
- Few Pennsylvania counties match Huntingdon County on the share of mobile homes: 11.7% here, 3.5% for the state, ranking 9th highest of 67. Repairs on manufactured homes are a common loan purpose; get written quotes.
- Few Pennsylvania counties match Huntingdon County on homeownership: 79% here, 69% for the state, ranking 10th highest of 67. Most households here own, so home equity is often an alternative to weigh.
Housing costs in Huntingdon County
Median gross rent, utilities included, comes to $810 in Huntingdon County versus $1,209 statewide. By the Census definition, 39% of Huntingdon County renters are cost-burdened. Huntingdon County homes are worth $183,200 at the median, a 2.8-to-1 ratio to income. The ownership rate is 79%. Median construction year: 1972. Against the median U.S. county, Huntingdon County rent is 8% below.
| Housing | Huntingdon County | Pennsylvania statewide | Huntingdon County vs state |
|---|---|---|---|
| Vacant units | 22% | 9% | +13.0 pts |
| Owners | 79% | 69% | +9.9 pts |
| Rent-burdened renters | 39% | 48% | -8.9 pts |
| Median gross rent | $810/mo | $1,209/mo | 33% lower |
| Median home value | $183,200 | $254,500 | 28% lower |
| Burdened owners | 22% | 24% | -1.5 pts |
With 79% of Huntingdon County homes owner-occupied, equity is a real alternative for many readers; just remember a missed HELOC payment puts the home at risk.
Places inside Huntingdon County
15,940 of Huntingdon County's 43,653 residents live in its 20 Census places (37%); the 14 largest are listed. Among places of 500 or more people, median income runs from $40,625 in Mount Union to $116,250 in Allenport. Median rent ranges from $482 in Mount Union to $1,310 in McConnellstown. No Huntingdon County place has a separate guide yet; this county page serves all 20.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Huntingdon | borough | 6,897 | $67,125 | $838 | 6 mi |
| Mount Union | borough | 2,328 | $40,625 | $482 | 5 mi |
| McConnellstown | CDP | 1,428 | $92,404 | $1,310 | 6 mi |
| Allenport | CDP | 719 | $116,250 | n/a | 6 mi |
| Orbisonia | borough | 468 | $31,667 | $571 | 13 mi |
| Alexandria | borough | 430 | $71,875 | $855 | 12 mi |
| Saltillo | borough | 417 | $71,321 | $608 | 15 mi |
| Petersburg | borough | 404 | $66,250 | $850 | 11 mi |
| Three Springs | borough | 404 | $50,573 | $443 | 16 mi |
| Mapleton | borough | 398 | $71,250 | $775 | 3 mi |
| Broad Top City | borough | 391 | $70,272 | $756 | 18 mi |
| Rockhill | borough | 386 | $74,107 | $1,158 | 13 mi |
| Mill Creek | borough | 319 | $48,750 | $739 | 2 mi |
| Marklesburg | borough | 291 | $82,708 | n/a | 11 mi |
Huntingdon County next to its neighbors
The six counties whose centers lie closest to Huntingdon County's, from 19 to 37 miles away. 4 of the six report a higher median household income than Huntingdon County; Franklin County is highest at $77,003 and Blair County lowest at $62,382.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Huntingdon County | - | $65,557 | $810/mo | 79% |
| Blair County, PA | 19 mi | $62,382 | $885/mo | 72% |
| Mifflin County, PA | 21 mi | $63,953 | $822/mo | 71% |
| Juniata County, PA | 31 mi | $66,318 | $756/mo | 74% |
| Centre County, PA | 34 mi | $74,291 | $1,207/mo | 62% |
| Fulton County, PA | 36 mi | $65,836 | $809/mo | 78% |
| Franklin County, PA | 37 mi | $77,003 | $1,093/mo | 74% |
Borrowing situations common in Huntingdon County
- Long drives. With 24% of commutes over 45 minutes, tires and repairs are fixed costs in many Huntingdon County budgets.
- Check your file. An error fixed before you apply can change the offers a Huntingdon County borrower sees (free reports).
- Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).
People and households in Huntingdon County
19% of Huntingdon County adults 25 and older hold a bachelor's degree or more. The uninsured rate is 4.7%, against 5.6% for Pennsylvania.
| Indicator | Huntingdon County | +/- Pennsylvania | +/- U.S. county |
|---|---|---|---|
| Bachelor's or higher | 19.2% | -15.9 pts | -2.9 pts |
| Work from home | 7.6% | -8.0 pts | -1.0 pts |
| No vehicle | 7.1% | -3.3 pts | +1.7 pts |
| Median age | 44.0 | +3.1 yrs | +2.5 yrs |
| Poverty rate | 10.6% | -1.1 pts | -2.5 pts |
| No health insurance | 4.7% | -0.9 pts | -3.1 pts |
| No high school diploma | 8.6% | +0.7 pts | n/a |
| Unemployment (ACS) | 4.6% | -0.6 pts | +0.2 pts |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 29.4% |
| 15 to 29 min | 25.3% |
| 30 to 44 min | 21.3% |
| 45 to 59 min | 12.3% |
| 60+ min | 11.7% |
$5,463 a month: the Huntingdon County median budget
DTI math using Huntingdon County medians ($65,557 income, $810 rent):
- Start: $5,463 gross per month ($65,557 / 12)
- Less median rent of $810, which is 15% of it
- At 43%, room after rent is $1,539 a month
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
A Huntingdon County borrower's checklist
Quick steps for Huntingdon County:
- Write down what the expense costs; a smaller loan costs less.
- Shop at least three lenders, including one Huntingdon County-area credit union.
- A Pennsylvania license check takes minutes; do it first.
- Ask about early-payoff penalties.
Pennsylvania lender licensing
Consumer lenders serving Huntingdon County are licensed by the state, not the county; in Pennsylvania that is the Pennsylvania Department of Banking and Securities. If a Huntingdon County lender ignores a dispute, the CFPB complaint portal is the federal backstop. The Pennsylvania page has statewide figures to set beside Huntingdon County's.
More guides for Huntingdon County
Next step up from Huntingdon County:
Frequently asked questions
Is $65,557 a good income in Huntingdon County?
It is the county median, so half of Huntingdon County households earn more and half less; 30% earn $100,000 or more.
How much is rent in Huntingdon County?
Median gross rent, utilities included, is $810 a month; 39% of renters spend 30% or more of income on it.
Which towns does the Huntingdon County guide cover?
Every community in the county, unincorporated areas included. The largest of its 20 Census places: Huntingdon, Mount Union, McConnellstown, Allenport, Orbisonia.
Can Huntingdon County residents use the questionnaire?
Yes. It asks the same questions in every Pennsylvania county, lists every requirement up front and does not affect your credit score.
Who do I complain to about a lender in Huntingdon County?
Start with the Pennsylvania Department of Banking and Securities, then the CFPB complaint portal. Keep copies of every message.