1st Advantage MortgageIn Huntington County, Indiana, the typical household earns $66,301 a year and the typical rent is $879. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Who lives in Huntington County
- Income in Huntington County compared with Indiana
- Jobs and commutes in Huntington County
- Renting and owning in Huntington County
- Cities, towns and CDPs in Huntington County
- Huntington County and the counties next door
- Budget math at the Huntington County median
- Reading the Huntington County data as a borrower
- Huntington County residents: age, schooling, coverage
- A Huntington County borrower's checklist
- Who licenses lenders for Huntington County residents
- Related local guides
- Frequently asked questions
Who lives in Huntington County
With an estimated 36,798 residents (ACS 2020 to 2024), Huntington County ranks 42nd of 92 in Indiana for population. It covers 383 square miles of land, or about 96 people per square mile. Under the July 2023 OMB definitions, Huntington County is not part of any metropolitan area. Huntington is the biggest of its 6 Census places, at roughly 17,030 people (46% of the county total).
Income in Huntington County compared with Indiana
At $66,301, the typical Huntington County household income sits near the median U.S. county ($65,681). That places it 56th among Indiana's 92 county-level areas.
| Band | Huntington County | Compared with Indiana |
|---|---|---|
| Under $35,000 | 21.9% | -0.6 pts |
| $35,000 to $99,999 | 49.2% | +5.8 pts |
| $100,000 to $199,999 | 24.2% | -1.7 pts |
| $200,000 or more | 4.7% | -3.6 pts |
Some 22% of households here live on less than $35,000 a year; 29% have six-figure incomes. The poverty rate is 9.9%, 2 points lower than the state's 12.3%. Income inequality, measured by the Gini index, comes to 0.403 here. For a borrower in Huntington County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Jobs and commutes in Huntington County
By the Census industry count, 25% of employed Huntington County residents work in manufacturing and 21% in education and health care. Manufacturing stands out: 25% of workers here, versus 18% statewide. ACS puts five-year average unemployment at 3.5% in Huntington County. 9% of commuters travel 45 minutes or more each way, and 7% work from home.
| Top industries | Huntington County share | +/- vs Indiana |
|---|---|---|
| Manufacturing | 25.4% | +7.4 pts |
| Education and health care | 21.1% | -2.4 pts |
| Retail trade | 11.1% | +0.3 pts |
| Professional and administrative services | 7.3% | -2.0 pts |
| Transportation, warehousing and utilities | 5.8% | -0.4 pts |
| Finance, insurance and real estate | 5.5% | +0.3 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Renting and owning in Huntington County
A typical Huntington County rental runs $879 a month including utilities, which is 17% below Indiana. Rent takes 30% or more of income for 39% of renter households here. With a median value of $161,600, a typical Huntington County house costs 2.4 times what the median household earns in a year. The ownership rate is 77%.
| Measure | Huntington County | Indiana | Median U.S. county |
|---|---|---|---|
| Median gross rent | $879/mo | $1,062/mo | $877/mo |
| Median home value | $161,600 | $218,200 | $185,300 |
| Owners | 77% | 71% | 75% |
| Rent-burdened renters | 39% | 48% | 45% |
| Burdened owners | 19% | 20% | n/a |
| Mobile homes | 3.7% | 4.4% | n/a |
In an owner-heavy county like Huntington County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
Cities, towns and CDPs in Huntington County
Here are the 6 most populous of the county's 6 Census places, with income and rent from the same 2020 to 2024 survey. About 61% of Huntington County residents live in one of the 6. Incomes vary by place: $71,488 at the median in Roanoke, $49,500 in Andrews. This guide covers each of the 6 places and the rural areas around them.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Huntington | city | 17,030 | $56,520 | $879 | 4 mi |
| Roanoke | town | 1,940 | $71,488 | $817 | 11 mi |
| Warren | town | 1,274 | $67,885 | $919 | 10 mi |
| Markle | town | 1,203 | $56,000 | $765 | 7 mi |
| Andrews | town | 1,038 | $49,500 | $692 | 7 mi |
| Mount Etna | town | 112 | $58,125 | n/a | 7 mi |
Huntington County and the counties next door
The six counties whose centers lie closest to Huntington County's, from 15 to 28 miles away. 4 of the six report a higher median household income than Huntington County; Whitley County is highest at $78,083 and Blackford County lowest at $51,326.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Huntington County | - | $66,301 | $879/mo | 77% |
| Wells County, IN | 15 mi | $71,957 | $813/mo | 76% |
| Wabash County, IN | 17 mi | $66,806 | $762/mo | 80% |
| Whitley County, IN | 21 mi | $78,083 | $934/mo | 82% |
| Grant County, IN | 23 mi | $53,522 | $853/mo | 73% |
| Blackford County, IN | 26 mi | $51,326 | $699/mo | 74% |
| Allen County, IN | 28 mi | $70,737 | $1,021/mo | 69% |
Budget math at the Huntington County median
Here is the Huntington County median household run through a simple DTI check. Your numbers will differ.
- $66,301 a year is $5,525 of gross monthly income
- 16% goes to median rent ($879)
- $1,497: what a 43% ratio leaves once rent is paid
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Reading the Huntington County data as a borrower
A few patterns in the Huntington County data, and the practical point behind each:
- Debt consolidation. One fixed payment can save money only if the written APR and fees beat what you pay now (guide).
- Check your file. An error fixed before you apply can change the offers a Huntington County borrower sees (free reports).
- Paperwork. ID, proof of income and a bank account are the basics (requirements).
Huntington County residents: age, schooling, coverage
Degree holders: 21% of adults over 25. About 6% go without health insurance.
| People and households | Huntington County | Indiana | Median county |
|---|---|---|---|
| Median age | 40.4 | 38.1 | 41.5 |
| Bachelor's or higher | 21.3% | 29.5% | 22.2% |
| No high school diploma | 7.3% | 9.6% | n/a |
| No health insurance | 5.5% | 7.4% | 7.8% |
| No vehicle | 4.7% | 6.2% | 5.4% |
| Work from home | 7.1% | 10.7% | 8.7% |
| Poverty rate | 9.9% | 12.3% | 13.2% |
| Unemployment (ACS) | 3.5% | 4.3% | 4.4% |
| Trip time | Share |
|---|---|
| Under 15 min | 37.1% |
| 15 to 29 min | 32.4% |
| 30 to 44 min | 21.7% |
| 45 to 59 min | 4.9% |
| 60+ min | 3.9% |
A Huntington County borrower's checklist
Steps that save money for Huntington County residents:
- Write down what the expense costs; a smaller loan costs less.
- Compare the total repaid on every offer, not just the payment.
- A Indiana license check takes minutes; do it first.
- Never pay a fee up front to get a loan.
Who licenses lenders for Huntington County residents
No county office licenses personal lenders. For Huntington County, check the Indiana Department of Financial Institutions. Problems with a lender can also go to the CFPB. More on Indiana: Indiana personal loans.
Related local guides
For statewide rules and data, see the Indiana guide.
Frequently asked questions
What is the median household income in Huntington County?
$66,301 a year in the 2020 to 2024 Census survey, versus $71,957 for Indiana. It ranks 56th of 92 in the state.
Is Huntington County expensive for renters?
Median rent is $879 against $1,062 statewide, and 39% of renter households are cost-burdened.
Should Huntington County homeowners use home equity instead?
Maybe, but weigh the risk: 77% of Huntington County homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.
What are the biggest places in Huntington County?
By population: Huntington, Roanoke, Warren, Markle, Andrews. The county has 6 Census places in all.
Does living in Huntington County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Huntington County resident as anyone. Lenders decide under fair-lending law.