1st Advantage MortgageJasper County households have a median income of $77,314 and median rent of $962 a month (ACS 2020 to 2024). A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Indiana license first.
On this page
- Jasper County by the numbers
- Employment and commuting in Jasper County
- Paychecks and income spread in Jasper County
- Housing costs in Jasper County
- The communities that make up Jasper County
- The counties around Jasper County
- Debt-to-income at Jasper County's medians
- Who lives in Jasper County, in numbers
- Local borrowing considerations for Jasper County
- Lender oversight for Jasper County
- Four steps for Jasper County borrowers
- Related local guides
- Frequently asked questions
Jasper County by the numbers
Roughly 33,234 residents live in Jasper County, Indiana, 49th by population among the state's 92 counties and county equivalents. Packed into 560 square miles, that is close to 59 residents for every square mile of land. It is one of the counties that make up the Chicago-Naperville-Elgin, IL-IN metropolitan statistical area (OMB, 2023). Of the 4 Census places inside Jasper County, Rensselaer leads by population with about 5,573; 3 of the 4 are incorporated.
Employment and commuting in Jasper County
The biggest employer of Jasper County residents, by industry, is education and health care at 22% of workers, followed by manufacturing (15%). The sharpest difference from the state is in construction, at 12% locally and 7% for Indiana. ACS puts five-year average unemployment at 4.9% in Jasper County. Long commutes are common here: 27% of workers spend 45 minutes or longer getting to work. Only 2.3% of homes here go without a vehicle.
| Top industries | Jasper County share | +/- vs Indiana |
|---|---|---|
| Education and health care | 22.3% | -1.1 pts |
| Manufacturing | 15.2% | -2.8 pts |
| Construction | 11.7% | +5.1 pts |
| Retail trade | 10.9% | +0.1 pts |
| Transportation, warehousing and utilities | 8.5% | +2.3 pts |
| Arts, lodging and food service | 7.2% | -0.6 pts |
Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.
Paychecks and income spread in Jasper County
The median household income in Jasper County is $77,314; statewide it is $71,957, so Jasper County runs 7% above Indiana as a whole. Only 18 Indiana counties post a higher median.
| Income band | Share in Jasper County | Difference from Indiana |
|---|---|---|
| Under $35,000 | 21.1% | -1.4 pts |
| $35,000 to $99,999 | 43.7% | +0.3 pts |
| $100,000 to $199,999 | 29.4% | +3.6 pts |
| $200,000 or more | 5.8% | -2.4 pts |
The spread is wide: 35% of Jasper County households make $100,000 or more, and 21% make less than $35,000. The poverty rate is 8.4%, 4 points lower than the state's 12.3%. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Housing costs in Jasper County
Renters in Jasper County pay a median of $962 a month, 9% below the Indiana figure of $1,062. Rent takes 30% or more of income for 44% of renter households here. The median owner-occupied home is valued at $221,500, about 2.9 times the median household income. 84% of Jasper County households own their home and 16% rent.
| Jasper County | Indiana | U.S. county median | |
|---|---|---|---|
| Median gross rent | $962/mo | $1,062/mo | $877/mo |
| Median home value | $221,500 | $218,200 | $185,300 |
| Owners | 84% | 71% | 75% |
| Rent-burdened renters | 44% | 48% | 45% |
| Burdened owners | 21% | 20% | n/a |
| Mobile homes | 4.4% | 4.4% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
The communities that make up Jasper County
The table lists the 4 largest of 4 Census places in Jasper County, by population. Together all 4 hold about 11,405 people, so roughly 66% of residents live outside any named place. Incomes vary by place: $75,875 at the median in Remington, $60,331 in Rensselaer. Median rent ranges from $746 in Remington to $936 in Rensselaer. Live in one of these Jasper County communities, or between them? This is your local guide.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Rensselaer | city | 5,573 | $60,331 | $936 | 5 mi |
| Roselawn | CDP | 3,417 | $75,506 | $934 | 13 mi |
| Remington | town | 1,623 | $75,875 | $746 | 17 mi |
| Wheatfield | town | 792 | $73,375 | $788 | 12 mi |
The counties around Jasper County
Distances run center to center, from Newton County at 15 miles out to Lake County at 34. Newton County leads the group on income ($75,481), Pulaski County trails ($62,792), and Jasper County out-earns 6 of the six.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Jasper County | - | $77,314 | $962/mo | 84% |
| Newton County, IN | 15 mi | $75,481 | $918/mo | 81% |
| Pulaski County, IN | 22 mi | $62,792 | $772/mo | 75% |
| White County, IN | 23 mi | $67,303 | $901/mo | 81% |
| Benton County, IN | 31 mi | $65,875 | $774/mo | 80% |
| Starke County, IN | 31 mi | $63,960 | $712/mo | 83% |
| Lake County, IN | 34 mi | $71,493 | $1,131/mo | 72% |
Debt-to-income at Jasper County's medians
Here is the Jasper County median household run through a simple DTI check. Your numbers will differ.
- Monthly gross at the median, Jasper County: $6,443
- Median rent: $962, or 15 cents of every gross dollar
- At 36%, room after rent is $1,357 a month
- Under a 43% cap, $2,770 total minus rent leaves $1,808
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Who lives in Jasper County, in numbers
Degree holders: 19% of adults over 25. 5.5% of residents have no health coverage.
| People and households | Jasper County | Indiana | Median county |
|---|---|---|---|
| Median age | 41.2 | 38.1 | 41.5 |
| Bachelor's or higher | 19.2% | 29.5% | 22.2% |
| No high school diploma | 7.3% | 9.6% | n/a |
| No health insurance | 5.5% | 7.4% | 7.8% |
| No vehicle | 2.3% | 6.2% | 5.4% |
| Work from home | 5.7% | 10.7% | 8.7% |
| Poverty rate | 8.4% | 12.3% | 13.2% |
| Unemployment (ACS) | 4.9% | 4.3% | 4.4% |
| Commute length | Jasper County |
|---|---|
| Under 15 min | 32.5% |
| 15 to 29 min | 21.5% |
| 30 to 44 min | 18.8% |
| 45 to 59 min | 14.7% |
| 60+ min | 12.5% |
Local borrowing considerations for Jasper County
A few patterns in the Jasper County data, and the practical point behind each:
- Vehicle repairs. 27% of Jasper County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
- Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).
- Paperwork. ID, proof of income and a bank account are the basics (requirements).
Lender oversight for Jasper County
No county office licenses personal lenders. For Jasper County, check the Indiana Department of Financial Institutions. Problems with a lender can also go to the CFPB. More on Indiana: Indiana personal loans.
Four steps for Jasper County borrowers
Steps that save money for Jasper County residents:
- Price the Jasper County expense first and borrow that amount, no more.
- Line up offers side by side: APR, fees in dollars, total cost.
- Only work with lenders licensed for Indiana borrowers.
- Keep a small cushion so one surprise bill does not mean another loan.
Related local guides
For statewide rules and data, see the Indiana guide.
Frequently asked questions
What is the median household income in Jasper County?
$77,314 a year in the 2020 to 2024 Census survey, versus $71,957 for Indiana. It ranks 19th of 92 in the state.
What do renters pay in Jasper County?
$962 a month at the median, about 15% of median household income.
I own my home in Jasper County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 84% of homes owner-occupied here, many readers can compare both in writing.
Which towns does the Jasper County guide cover?
Every community in the county, unincorporated areas included. The largest of its 4 Census places: Rensselaer, Roselawn, Remington, Wheatfield.
Can Jasper County residents use the questionnaire?
Yes. It asks the same questions in every Indiana county, lists every requirement up front and does not affect your credit score.