1st Advantage MortgageAbout 63% of Jasper County homes are owner-occupied, and the median household income is $60,694. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Getting oriented in Jasper County
- Renting and owning in Jasper County
- How much Jasper County households make
- The Jasper County job picture
- Jasper County and the counties next door
- The communities that make up Jasper County
- Debt-to-income at Jasper County's medians
- Local borrowing considerations for Jasper County
- Jasper County residents: age, schooling, coverage
- A Jasper County borrower's checklist
- Checking a lender's license in Missouri
- Related local guides
- Frequently asked questions
Getting oriented in Jasper County
Jasper County is home to about 124,357 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 9th most populous of 115 county-level areas in Missouri. It covers 639 square miles of land, or about 195 people per square mile. It is one of the counties that make up the Joplin, MO-KS metropolitan statistical area (OMB, 2023). The Census Bureau counts 22 places in the county (22 incorporated, 0 census-designated); the largest is Joplin, with about 52,593 residents, or 42% of the county.
Renting and owning in Jasper County
A typical Jasper County rental runs $973 a month including utilities, which is 6% below Missouri. 49% of renting households spend 30% or more of income on rent, and 24% spend half or more. The median owner-occupied home is valued at $166,900, about 2.7 times the median household income. The ownership rate is 63%. Half the housing stock was built before 1986.
| Home costs | Jasper County | Missouri | U.S. middle county |
|---|---|---|---|
| Median gross rent | $973/mo | $1,033/mo | $877/mo |
| Median home value | $166,900 | $230,300 | $185,300 |
| Owners | 63% | 68% | 75% |
| Rent-burdened renters | 49% | 46% | 45% |
| Burdened owners | 18% | 22% | n/a |
| Mobile homes | 5.0% | 5.2% | n/a |
| Vacant units | 9% | 11% | n/a |
How much Jasper County households make
Jasper County households have a median income of $60,694 (ACS 2020 to 2024), which ranks 56th of 115 in Missouri.
| Yearly household income | Jasper County | Gap to Missouri |
|---|---|---|
| Under $35,000 | 28.5% | +4.9 pts |
| $35,000 to $99,999 | 46.0% | +3.5 pts |
| $100,000 to $199,999 | 20.6% | -4.7 pts |
| $200,000 or more | 4.9% | -3.8 pts |
About 28% of households earn under $35,000, while 25% clear $100,000. The poverty rate is 17.0%, 4 points higher than the state's 12.6%. None of these numbers decides a Jasper County application. Lenders weigh your own documented income against your own debts.
The Jasper County job picture
Education and health care employs 25% of working residents, the largest share; manufacturing is next with 15%. The sharpest difference from the state is in manufacturing, at 15% locally and 11% for Missouri. Averaged over the five survey years, 3.6% of the labor force was out of work and looking. 6% of commuters travel 45 minutes or more each way, and 9% work from home. 7.0% of households have no vehicle.
| Where residents work | Jasper County | Difference from Missouri |
|---|---|---|
| Education and health care | 25.1% | +0.8 pts |
| Manufacturing | 15.1% | +3.9 pts |
| Retail trade | 13.1% | +1.8 pts |
| Arts, lodging and food service | 8.4% | +0.3 pts |
| Professional and administrative services | 8.3% | -2.2 pts |
| Transportation, warehousing and utilities | 6.2% | +0.3 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Jasper County and the counties next door
Nearest neighbors first, measured between county centers (20 to 35 miles). Newton County leads the group on income ($66,301), Barton County trails ($51,635), and Jasper County out-earns 4 of the six. Some neighbors are in Kansas. Lender licensing is state by state, so a loan for a Jasper County resident follows Missouri rules.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Jasper County | - | $60,694 | $973/mo | 63% |
| Barton County, MO | 20 mi | $51,635 | $805/mo | 68% |
| Newton County, MO | 21 mi | $66,301 | $817/mo | 77% |
| Cherokee County, KS | 28 mi | $57,668 | $799/mo | 76% |
| Lawrence County, MO | 29 mi | $61,215 | $800/mo | 74% |
| Dade County, MO | 31 mi | $53,750 | $683/mo | 77% |
| Crawford County, KS | 35 mi | $52,844 | $849/mo | 61% |
The communities that make up Jasper County
22 Census places fall mainly inside Jasper County; the 14 biggest are below. They account for 105,054 residents, leaving about 16% of the county in unincorporated, unnamed areas. Among places of 500 or more people, median income runs from $41,705 in Sarcoxie to $91,563 in Oronogo. Median rent ranges from $667 in Jasper to $1,307 in Carl Junction. Live in one of these Jasper County communities, or between them? This is your local guide.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Joplin | city | 52,593 | $52,097 | $962 | 13 mi |
| Carthage | city | 15,574 | $51,328 | $975 | 4 mi |
| Webb City | city | 13,221 | $65,469 | $1,008 | 8 mi |
| Carl Junction | city | 8,339 | $82,879 | $1,307 | 12 mi |
| Oronogo | city | 2,804 | $91,563 | $1,299 | 7 mi |
| Duquesne | village | 2,257 | $54,135 | $862 | 11 mi |
| Carterville | city | 2,074 | $58,849 | $796 | 7 mi |
| Duenweg | city | 1,918 | $63,375 | $987 | 9 mi |
| Sarcoxie | city | 1,574 | $41,705 | $688 | 15 mi |
| Airport Drive | village | 941 | $69,063 | $909 | 11 mi |
| Jasper | city | 808 | $51,458 | $667 | 9 mi |
| Alba | city | 624 | $51,510 | $865 | 5 mi |
| Asbury | city | 459 | n/a | $1,141 | 15 mi |
| Carytown | city | 365 | $78,500 | n/a | 4 mi |
Debt-to-income at Jasper County's medians
Here is the Jasper County median household run through a simple DTI check. Your numbers will differ.
- Median income divided by twelve: $5,058 before taxes
- Housing at the median rent of $973 uses 19%
- At 36%, room after rent is $848 a month
Two-income households and single earners in Jasper County land in very different places on this math, so run it for your own budget.
Local borrowing considerations for Jasper County
What the Jasper County figures suggest, and what to check first:
- Hospital bills in Jasper County. For the 12% of residents without coverage, the provider's charity-care program comes before any loan (details).
- Renters under pressure. When 49% pay 30% or more for rent, the smallest loan that solves the problem is the right size.
- Debt consolidation. One fixed payment can save money only if the written APR and fees beat what you pay now (guide).
Jasper County residents: age, schooling, coverage
College graduates make up 25% of the adult population. The uninsured rate is 12.0%, against 8.8% for Missouri.
| Residents | Jasper County | Missouri | Middle U.S. county |
|---|---|---|---|
| Median age | 36.8 | 39.0 | 41.5 |
| Bachelor's or higher | 25.3% | 32.4% | 22.2% |
| No high school diploma | 10.9% | 8.1% | n/a |
| No health insurance | 12.0% | 8.8% | 7.8% |
| No vehicle | 7.0% | 6.6% | 5.4% |
| Work from home | 8.8% | 13.0% | 8.7% |
| Poverty rate | 17.0% | 12.6% | 13.2% |
| Unemployment (ACS) | 3.6% | 4.0% | 4.4% |
| Commute length | Jasper County |
|---|---|
| Under 15 min | 41.4% |
| 15 to 29 min | 39.6% |
| 30 to 44 min | 12.6% |
| 45 to 59 min | 2.3% |
| 60+ min | 4.1% |
A Jasper County borrower's checklist
Steps that save money for Jasper County residents:
- Write down what the expense costs; a smaller loan costs less.
- Prequalify with soft pulls where offered, then compare in writing.
- Verify the Missouri license before giving out your Social Security number.
- Ask about early-payoff penalties.
Checking a lender's license in Missouri
No county office licenses personal lenders. For Jasper County, check the Missouri Division of Finance. Problems with a lender can also go to the CFPB. See the Missouri state guide for the statewide picture.
Related local guides
The Missouri guide covers the whole state.
Frequently asked questions
What is the median household income in Jasper County?
$60,694 a year in the 2020 to 2024 Census survey, versus $70,702 for Missouri. It ranks 56th of 115 in the state.
What do renters pay in Jasper County?
$973 a month at the median, about 19% of median household income.
Which towns does the Jasper County guide cover?
Every community in the county, unincorporated areas included. The largest of its 22 Census places: Joplin, Carthage, Webb City, Carl Junction, Oronogo.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Jasper County or elsewhere in Missouri, the same rules apply.
Is there a Jasper County office that licenses lenders?
No, licensing is statewide. In Missouri it is the Missouri Division of Finance.