Check my match
Texas

Your Jim Hogg County, TX personal loan guide

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

Jim Hogg County households have a median income of $42,211 and median rent of $824 a month (ACS 2020 to 2024). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. Jim Hogg County by the numbers
  2. What Jim Hogg County households earn
  3. The Jim Hogg County job picture
  4. Housing costs in Jim Hogg County
  5. Places inside Jim Hogg County
  6. Regional comparison for Jim Hogg County
  7. Budget math at the Jim Hogg County median
  8. Who lives in Jim Hogg County, in numbers
  9. Before borrowing in Jim Hogg County
  10. Who licenses lenders for Jim Hogg County residents
  11. Steps before you apply in Jim Hogg County
  12. Nearby and statewide guides
  13. Frequently asked questions

Jim Hogg County by the numbers

4,727Population (ACS 2020-24)
$42,211Median household income
$824/moMedian gross rent
$129,400Median home value
56%Owner-occupied homes
31%Below the poverty line
1,136 sq miLand area
26.1Median age

With an estimated 4,727 residents (ACS 2020 to 2024), Jim Hogg County ranks 204th of 254 in Texas for population. Spread over 1,136 square miles, that works out to roughly 4.2 residents per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. The Census Bureau counts 5 places in the county (0 incorporated, 5 census-designated); the largest is Hebbronville, with about 4,194 residents, or 89% of the county. Small populations mean wide margins of error, so read every Jim Hogg County figure on this page as a rough guide.

What Jim Hogg County households earn

The median household income in Jim Hogg County is $42,211; statewide it is $78,476, so Jim Hogg County runs 46% below Texas as a whole.

Household incomeJim Hogg Countyvs Texas
Under $35,00038.6%+17.2 pts
$35,000 to $99,99942.4%+3.0 pts
$100,000 to $199,99915.1%-11.6 pts
$200,000 or more3.9%-8.6 pts

Some 39% of households here live on less than $35,000 a year; 19% have six-figure incomes. The poverty rate is 31.4%, 18 points higher than the state's 13.8%. Income inequality, measured by the Gini index, comes to 0.481 here. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.

The Jim Hogg County job picture

By the Census industry count, 32% of employed Jim Hogg County residents work in agriculture, forestry and mining and 18% in education and health care. The sharpest difference from the state is in agriculture, forestry and mining, at 32% locally and 2% for Texas. ACS puts five-year average unemployment at 6.3% in Jim Hogg County. About 81% drive to work alone and 16% have trips of 45 minutes or more.

SectorJim Hogg CountyCompared with Texas
Agriculture, forestry and mining32.3%+30.0 pts
Education and health care17.5%-4.1 pts
Retail trade14.1%+3.1 pts
Construction12.3%+3.8 pts
Transportation, warehousing and utilities7.3%+0.6 pts
Professional and administrative services5.6%-7.3 pts

A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.

Housing costs in Jim Hogg County

Median gross rent, utilities included, comes to $824 in Jim Hogg County versus $1,403 statewide. Rent takes 30% or more of income for 42% of renter households here. With a median value of $129,400, a typical Jim Hogg County house costs 3.1 times what the median household earns in a year. 56% of Jim Hogg County households own their home and 44% rent.

Home costsJim Hogg CountyTexasU.S. middle county
Median gross rent$824/mo$1,403/mo$877/mo
Median home value$129,400$283,800$185,300
Owners56%63%75%
Rent-burdened renters42%52%45%
Burdened owners25%29%n/a

Places inside Jim Hogg County

5 Census places fall mainly inside Jim Hogg County; the 5 biggest are below. They account for 4,489 residents, leaving about 5% of the county in unincorporated, unnamed areas. Live in one of these Jim Hogg County communities, or between them? This is your local guide.

CommunityTypeResidentsHousehold income (median)Rent (median)Distance
HebbronvilleCDP4,194$42,455$82719 mi
South Fork EstatesCDP177n/an/a15 mi
Las LomitasCDP118n/an/a20 mi
GuerraCDP0n/an/a15 mi
ThompsonvilleCDP0n/an/a14 mi

A CDP is a named community without its own municipal government.

Regional comparison for Jim Hogg County

The six counties whose centers lie closest to Jim Hogg County's, from 27 to 61 miles away. Income ranges from $37,639 in Starr County to $63,058 in Webb County; 4 of these neighbors top Jim Hogg County's median.

Adjacent areaHow farHH income (median)Rent (median)Owner share
Jim Hogg County-$42,211$824/mo56%
Zapata County, TX27 mi$39,239$617/mo72%
Brooks County, TX33 mi$47,764$719/mo53%
Starr County, TX36 mi$37,639$726/mo70%
Duval County, TX46 mi$49,038$741/mo70%
Hidalgo County, TX57 mi$54,338$957/mo67%
Webb County, TX61 mi$63,058$1,027/mo65%

Budget math at the Jim Hogg County median

How much room does a median Jim Hogg County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.

  • $3,518 a month: gross income for a household at the Jim Hogg County median
  • 23% goes to median rent ($824)
  • $407: what a 35% ratio leaves once rent is paid
  • With a 45% ceiling, about $759 remains for car, card, student and any new loan payments

Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.

Who lives in Jim Hogg County, in numbers

15% of Jim Hogg County adults 25 and older hold a bachelor's degree or more. About 29% go without health insurance.

Jim Hogg CountyTexasU.S. county median
Median age26.135.641.5
Bachelor's or higher14.8%33.8%22.2%
No high school diploma21.9%14.0%n/a
No health insurance29.0%17.1%7.8%
No vehicle7.5%5.4%5.4%
Work from home3.4%14.4%8.7%
Poverty rate31.4%13.8%13.2%
Unemployment (ACS)6.3%5.3%4.4%
Commute lengthJim Hogg County
Under 15 min54.7%
15 to 29 min17.3%
30 to 44 min12.0%
45 to 59 min1.0%
60+ min15.1%

Before borrowing in Jim Hogg County

What the Jim Hogg County figures suggest, and what to check first:

  • Hospital bills in Jim Hogg County. For the 29% of residents without coverage, the provider's charity-care program comes before any loan (details).
  • Free help first. 31% of residents live below the poverty line; utility, rent and food programs cost nothing to repay (free options).
  • Paperwork. ID, proof of income and a bank account are the basics (requirements).

Who licenses lenders for Jim Hogg County residents

Consumer lenders serving Jim Hogg County are licensed by the state, not the county; in Texas that is the Texas Department of Banking. Texas also has the Office of Consumer Credit Commissioner for consumer credit. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. Statewide data and rules: Texas guide.

Steps before you apply in Jim Hogg County

A short checklist for Jim Hogg County borrowers:

  • Write down what the expense costs; a smaller loan costs less.
  • Line up offers side by side: APR, fees in dollars, total cost.
  • Only work with lenders licensed for Texas borrowers.
  • Ask a Jim Hogg County credit union about member loans.

Nearby and statewide guides

The Texas guide covers the whole state.

Frequently asked questions

What does a typical Jim Hogg County household make?

About $42,211 a year at the median (ACS 2020-24), 46% below the Texas median.

How much is rent in Jim Hogg County?

Median gross rent, utilities included, is $824 a month; 42% of renters spend 30% or more of income on it.

I live in a small Jim Hogg County town. Is this my guide?

Yes. If your town has no city guide, this county page is the local one; it covers Hebbronville, South Fork Estates, Las Lomitas, Guerra, Thompsonville.

Will a Jim Hogg County address affect my match?

Beyond confirming Texas as your state, no. Your answers about amount, credit, income and payments are all that count.

Who do I complain to about a lender in Jim Hogg County?

Start with the Texas Department of Banking, then the CFPB complaint portal. Keep copies of every message.

CallCheck my match