1st Advantage MortgageIn King George County, Virginia, the typical household earns $116,884 a year and the typical rent is $1,428. For a King George County borrower, the useful steps are the same anywhere: price the need, gather three written offers, and check the Virginia license.
On this page
- Population and place: King George County
- How King George County ranks in Virginia
- Earnings across King George County households
- Renting and owning in King George County
- King George County industries and commutes
- Counties near King George County
- King George County communities by population
- King George County households compared
- Room for a loan payment in King George County
- Local borrowing considerations for King George County
- Virginia lender licensing
- A King George County borrower's checklist
- Nearby and statewide guides
- Frequently asked questions
Population and place: King George County
Roughly 27,896 residents live in King George County, Virginia, 66th by population among the state's 133 counties and county equivalents. It covers 180 square miles of land, or about 155 people per square mile. Under the July 2023 OMB definitions, King George County is not part of any metropolitan area. The Census Bureau counts 5 places in the county (0 incorporated, 5 census-designated); the largest is King George, with about 4,851 residents, or 17% of the county.
How King George County ranks in Virginia
Out of every Virginia county, King George County is most unusual on these measures.
- King George County ranks 8th lowest of 133 Virginia counties for the uninsured rate: 3.3%, against 6.9% statewide. Lower uninsured rates still leave deductibles; check what a plan covers first.
- Households without a vehicle: 2.6% in King George County. Only 12 of 133 Virginia counties are lower. Nearly every household has a vehicle, so repair costs are a common reason to borrow.
- The share of households earning $100,000 or more: 58% in King George County. Only 13 of 133 Virginia counties are higher. High earners still overpay when they skip comparing offers.
Earnings across King George County households
At $116,884, the typical King George County household income is 78% above the median U.S. county ($65,681). Only 13 Virginia counties post a higher median.
| Households earning | King George County | +/- vs Virginia |
|---|---|---|
| Under $35,000 | 10.8% | -7.1 pts |
| $35,000 to $99,999 | 31.6% | -3.6 pts |
| $100,000 to $199,999 | 39.2% | +10.0 pts |
| $200,000 or more | 18.4% | +0.7 pts |
11% under $35,000 and 58% at $100,000 or more: that is the King George County income split. The poverty rate is 7.5%, 2 points lower than the state's 9.9%. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the King George County median.
Renting and owning in King George County
A typical King George County rental runs $1,428 a month including utilities, which is 10% below Virginia. 47% of renting households spend 30% or more of income on rent, and 21% spend half or more. With a median value of $428,300, a typical King George County house costs 3.7 times what the median household earns in a year. The ownership rate is 76%. Median construction year: 2000. Nationally, King George County's $1,428 rent is 63% above the middle county.
| Measure | King George County | Virginia | Gap |
|---|---|---|---|
| Owners | 76% | 67% | +8.8 pts |
| Burdened owners | 18% | 25% | -7.5 pts |
| Rent-burdened renters | 47% | 49% | -1.4 pts |
| Median home value | $428,300 | $383,700 | 12% higher |
| Median gross rent | $1,428/mo | $1,579/mo | 10% lower |
| Mobile homes | 5.0% | 4.3% | +0.7 pts |
With 76% of King George County homes owner-occupied, equity is a real alternative for many readers; just remember a missed HELOC payment puts the home at risk.
King George County industries and commutes
By the Census industry count, 25% of employed King George County residents work in public administration and 18% in education and health care. King George County over-indexes on public administration: 25% versus 9% in Virginia. Unemployment in King George County, ACS five-year: 3.7%; Virginia: 4.3%. 21% of King George County workers get to work in under 15 minutes, while 33% need 45 or more. Households without a car make up 2.6% of the total (6.1% statewide).
| Industry | Share of King George County workers | vs Virginia |
|---|---|---|
| Public administration | 25.0% | +16.1 pts |
| Education and health care | 17.6% | -4.7 pts |
| Professional and administrative services | 15.8% | -1.0 pts |
| Retail trade | 9.7% | -0.1 pts |
| Construction | 8.1% | +1.6 pts |
| Other services | 5.3% | +0.1 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Counties near King George County
Distances run center to center, from Charles County at 16 miles out to Essex County at 27. Income ranges from $56,520 in Essex County to $137,807 in Stafford County; 2 of these neighbors top King George County's median. The list crosses into Maryland, where different lending rules and regulators apply.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| King George County | - | $116,884 | $1,428/mo | 76% |
| Charles County, MD | 16 mi | $122,816 | $1,920/mo | 82% |
| Fredericksburg city, VA | 18 mi | $86,071 | $1,619/mo | 40% |
| Stafford County, VA | 19 mi | $137,807 | $2,020/mo | 80% |
| Caroline County, VA | 20 mi | $87,407 | $1,293/mo | 82% |
| Westmoreland County, VA | 23 mi | $63,398 | $1,018/mo | 80% |
| Essex County, VA | 27 mi | $56,520 | $972/mo | 72% |
King George County communities by population
10,405 of King George County's 27,896 residents live in its 5 Census places (37%); the 5 largest are listed. Incomes vary by place: $125,608 at the median in Passapatanzy, $96,000 in Dahlgren Center. Median rent ranges from $1,204 in Dahlgren to $1,941 in Dahlgren Center. This guide covers each of the 5 places and the rural areas around them.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| King George | CDP | 4,851 | $98,622 | $1,384 | 1 mi |
| Dahlgren | CDP | 3,350 | $110,057 | $1,204 | 7 mi |
| Passapatanzy | CDP | 1,259 | $125,608 | n/a | 9 mi |
| Dahlgren Center | CDP | 765 | $96,000 | $1,941 | 8 mi |
| Fairview Beach | CDP | 180 | n/a | $1,304 | 6 mi |
A CDP is a named community without its own municipal government.
King George County households compared
College graduates make up 35% of the adult population. The uninsured rate is 3.3%, against 6.9% for Virginia.
| People and households | King George County | Compared with Virginia | Compared with median county |
|---|---|---|---|
| Median age | 38.3 | -0.7 yrs | -3.2 yrs |
| Bachelor's or higher | 34.7% | -7.5 pts | +12.6 pts |
| No high school diploma | 7.9% | -0.6 pts | n/a |
| No health insurance | 3.3% | -3.6 pts | -4.5 pts |
| No vehicle | 2.6% | -3.5 pts | -2.9 pts |
| Work from home | 15.1% | -3.2 pts | +6.4 pts |
| Poverty rate | 7.5% | -2.4 pts | -5.7 pts |
| Unemployment (ACS) | 3.7% | -0.6 pts | -0.7 pts |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 20.7% |
| 15 to 29 min | 26.4% |
| 30 to 44 min | 19.4% |
| 45 to 59 min | 9.3% |
| 60+ min | 24.2% |
Room for a loan payment in King George County
How much room does a median King George County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- Start: $9,740 gross per month ($116,884 / 12)
- Housing at the median rent of $1,428 uses 15%
- With a 35% ceiling, about $1,981 remains for car, card, student and any new loan payments
- $2,955: what a 45% ratio leaves once rent is paid
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Local borrowing considerations for King George County
King George County-specific points to check:
- Vehicle repairs. 33% of King George County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
- Strong-credit shopping. Many King George County households (58%) earn six figures; prequalify with several lenders at once.
- Tight rental budgets. With 47% of King George County renters cost-burdened, test a new payment against a lean month.
Virginia lender licensing
Licensing happens at the state level, so a lender working with King George County borrowers answers to the Virginia Bureau of Financial Institutions. If a King George County lender ignores a dispute, the CFPB complaint portal is the federal backstop. The Virginia page has statewide figures to set beside King George County's.
A King George County borrower's checklist
Four checks before you sign anything:
- Get a written quote for whatever you are paying for in King George County.
- Ask each lender for the APR and all fees in writing.
- Verify the Virginia license before giving out your Social Security number.
- Ask about early-payoff penalties.
Nearby and statewide guides
The Virginia guide covers the whole state.
Frequently asked questions
Is King George County a high-income county?
Its $116,884 median ranks 14th of 133 Virginia counties and compares with $65,681 for the median U.S. county.
What do renters pay in King George County?
$1,428 a month at the median, about 15% of median household income.
Can King George County owners borrow against a $428,300 home?
Many can, through a home equity loan or line. It is secured by the house, so compare it with an unsecured personal loan before choosing.
Is Fairview Beach covered?
Yes. Fairview Beach is one of 5 Census places in King George County, and this guide covers all of them.
Will a King George County address affect my match?
Beyond confirming Virginia as your state, no. Your answers about amount, credit, income and payments are all that count.