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Washington

Your Klickitat County, WA personal loan guide

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

In Klickitat County, Washington, the typical household earns $71,042 a year and the typical rent is $1,105. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. Klickitat County, WA: the basics
  2. Jobs and commutes in Klickitat County
  3. Household income in Klickitat County
  4. Renting and owning in Klickitat County
  5. The counties around Klickitat County
  6. Cities, towns and CDPs in Klickitat County
  7. People and households in Klickitat County
  8. Reading the Klickitat County data as a borrower
  9. What a median Klickitat County budget can carry
  10. A Klickitat County borrower's checklist
  11. Who licenses lenders for Klickitat County residents
  12. Related local guides
  13. Frequently asked questions

Klickitat County, WA: the basics

23,411Population (ACS 2020-24)
$71,042Median household income
$1,105/moMedian gross rent
$425,300Median home value
77%Owner-occupied homes
13%Below the poverty line
1,872 sq miLand area
46.8Median age

Roughly 23,411 residents live in Klickitat County, Washington, 29th by population among the state's 39 counties and county equivalents. It covers 1,872 square miles of land, or about 13 people per square mile. Under the July 2023 OMB definitions, Klickitat County is not part of any metropolitan area. The Census Bureau counts 13 places in the county (3 incorporated, 10 census-designated); the largest is Goldendale, with about 3,483 residents, or 15% of the county.

Jobs and commutes in Klickitat County

By the Census industry count, 20% of employed Klickitat County residents work in education and health care and 11% in professional and administrative services. Compared with Washington, the county leans toward agriculture, forestry and mining (10% against 2%). The survey's unemployment rate for Klickitat County averages 5.2% over 2020 to 2024 (state: 5.1%). Long commutes are common here: 23% of workers spend 45 minutes or longer getting to work.

IndustryShare of Klickitat County workersvs Washington
Education and health care20.3%-1.5 pts
Professional and administrative services11.0%-3.6 pts
Manufacturing10.7%+1.7 pts
Agriculture, forestry and mining9.5%+7.2 pts
Retail trade8.8%-2.8 pts
Construction8.7%+1.6 pts

If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.

Household income in Klickitat County

The median household income in Klickitat County is $71,042; statewide it is $98,141, so Klickitat County runs 28% below Washington as a whole. Only 26 Washington counties post a higher median.

Income bandShare in Klickitat CountyDifference from Washington
Under $35,00021.5%+5.4 pts
$35,000 to $99,99944.9%+10.1 pts
$100,000 to $199,99922.1%-8.5 pts
$200,000 or more11.5%-7.0 pts

The spread is wide: 34% of Klickitat County households make $100,000 or more, and 22% make less than $35,000. The poverty rate is 12.9%, 3 points higher than the state's 9.9%. Income inequality, measured by the Gini index, comes to 0.453 here. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Klickitat County median.

Renting and owning in Klickitat County

Median gross rent, utilities included, comes to $1,105 in Klickitat County versus $1,760 statewide. Rent takes 30% or more of income for 56% of renter households here. Home values center on $425,300, or 6.0 years of median income. Owners occupy 77% of homes. Half the housing stock was built before 1986.

MeasureKlickitat CountyWashingtonMedian U.S. county
Median gross rent$1,105/mo$1,760/mo$877/mo
Median home value$425,300$564,600$185,300
Owners77%64%75%
Rent-burdened renters56%50%45%
Burdened owners35%30%n/a

Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare). High rent burdens leave little slack. If you are borrowing to consolidate, make sure the new payment is lower than the ones it replaces.

The counties around Klickitat County

Sherman County is closest, 33 miles from center to center; the sixth, Skamania County, is 57 miles off. Skamania County leads the group on income ($93,265), Sherman County trails ($60,161), and Klickitat County out-earns 4 of the six. Some neighbors are in Oregon. Lender licensing is state by state, so a loan for a Klickitat County resident follows Washington rules.

CountyMilesMedian household incomeMedian rentHomeownership
Klickitat County-$71,042$1,105/mo77%
Sherman County, OR33 mi$60,161$1,032/mo66%
Yakima County, WA41 mi$70,656$1,109/mo62%
Gilliam County, OR42 mi$66,917$1,125/mo74%
Hood River County, OR49 mi$88,947$1,417/mo69%
Wasco County, OR52 mi$64,175$1,008/mo68%
Skamania County, WA57 mi$93,265$1,068/mo80%

Cities, towns and CDPs in Klickitat County

13 Census places fall mainly inside Klickitat County; the 13 biggest are below. They account for 10,696 residents, leaving about 54% of the county in unincorporated, unnamed areas. Trout Lake has the highest median household income on the list ($85,000) and Goldendale the lowest ($39,783), counting places with at least 500 residents. Rent is cheapest in Goldendale ($890) and steepest in Dallesport ($1,350). This guide covers each of the 13 places and the rural areas around them.

PlaceTypePopulationMedian incomeMedian rentFrom county center
Goldendalecity3,483$39,783$8904 mi
White Salmoncity2,548$72,923$1,31135 mi
DallesportCDP1,603$71,707$1,35025 mi
Trout LakeCDP720$85,000$1,17137 mi
Bingencity652$73,833n/a35 mi
KlickitatCDP501$63,646$96019 mi
WishramCDP411$42,188$81717 mi
LyleCDP218n/an/a27 mi
RooseveltCDP200$52,188$1,14428 mi
GlenwoodCDP190$69,000$85027 mi
CentervilleCDP75n/an/a10 mi
BickletonCDP72$85,625n/a24 mi
MaryhillCDP23n/an/a12 mi

A CDP is a named community without its own municipal government.

People and households in Klickitat County

College graduates make up 31% of the adult population. 6.4% of residents have no health coverage.

MeasureKlickitat CountyWashington statewideTypical U.S. county
Median age46.838.341.5
Bachelor's or higher31.2%39.6%22.2%
No high school diploma10.4%7.7%n/a
No health insurance6.4%6.3%7.8%
No vehicle5.2%7.1%5.4%
Work from home17.7%19.8%8.7%
Poverty rate12.9%9.9%13.2%
Unemployment (ACS)5.2%5.1%4.4%
Commute lengthKlickitat County
Under 15 min36.4%
15 to 29 min24.4%
30 to 44 min16.5%
45 to 59 min10.7%
60+ min12.1%

Reading the Klickitat County data as a borrower

The county's numbers point to a few situations that come up often for Klickitat County borrowers.

  • Vehicle repairs. 23% of Klickitat County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
  • Repairs on manufactured housing. With 17% of homes here, compare a personal loan with any dealer or park repair program.
  • Retirees. At a median age of 46.8, many borrowers here rely on award letters as proof of income; favor no prepayment penalty.
  • Renters under pressure. When 56% pay 30% or more for rent, the smallest loan that solves the problem is the right size.

What a median Klickitat County budget can carry

Klickitat County at the medians, through a lender's eyes (what DTI means):

  • Median income divided by twelve: $5,920 before taxes
  • Median rent: $1,105, or 19 cents of every gross dollar
  • $1,441: what a 43% ratio leaves once rent is paid

If your rent is above $1,105, the room shrinks dollar for dollar.

A Klickitat County borrower's checklist

Quick steps for Klickitat County:

  • Size the loan to the bill, not to the most a lender offers.
  • Compare the total repaid on every offer, not just the payment.
  • A Washington license check takes minutes; do it first.
  • Ask about early-payoff penalties.

Who licenses lenders for Klickitat County residents

The Washington State Department of Financial Institutions is the place to verify any lender's Washington license. A CFPB complaint gets forwarded to the company for a response. The Washington guide covers state rules in more detail.

For statewide rules and data, see the Washington guide.

Frequently asked questions

What does a typical Klickitat County household make?

About $71,042 a year at the median (ACS 2020-24), 28% below the Washington median.

How does Klickitat County rent compare with Washington?

$1,105 locally versus $1,760 for the state, 37% below.

Which towns does the Klickitat County guide cover?

Every community in the county, unincorporated areas included. The largest of its 13 Census places: Goldendale, White Salmon, Dallesport, Trout Lake, Bingen.

Will a Klickitat County address affect my match?

Beyond confirming Washington as your state, no. Your answers about amount, credit, income and payments are all that count.

Who do I complain to about a lender in Klickitat County?

Start with the Washington State Department of Financial Institutions, then the CFPB complaint portal. Keep copies of every message.

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