1st Advantage MortgageAbout 84% of LaMoure County homes are owner-occupied, and the median household income is $80,664. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in North Dakota before sharing details.
On this page
- A quick profile of LaMoure County
- What LaMoure County households earn
- Work, industries and travel time in LaMoure County
- Rent, home values and ownership in LaMoure County
- Places inside LaMoure County
- Counties near LaMoure County
- Budget math at the LaMoure County median
- Reading the LaMoure County data as a borrower
- LaMoure County residents: age, schooling, coverage
- Who licenses lenders for LaMoure County residents
- Before you sign
- Nearby and statewide guides
- Frequently asked questions
A quick profile of LaMoure County
LaMoure County is home to about 4,118 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 25th most populous of 53 county-level areas in North Dakota. Spread over 1,146 square miles, that works out to roughly 3.6 residents per square mile. Under the July 2023 OMB definitions, LaMoure County is not part of any metropolitan area. Of the 8 Census places inside LaMoure County, Edgeley leads by population with about 666; 8 of the 8 are incorporated. Because LaMoure County is small, the survey's margins of error are wide; treat the numbers as approximate.
What LaMoure County households earn
LaMoure County households have a median income of $80,664 (ACS 2020 to 2024), which ranks 16th of 53 in North Dakota.
| Yearly household income | LaMoure County | Gap to North Dakota |
|---|---|---|
| Under $35,000 | 21.6% | +0.1 pts |
| $35,000 to $99,999 | 40.4% | -0.9 pts |
| $100,000 to $199,999 | 32.7% | +5.1 pts |
| $200,000 or more | 5.3% | -4.3 pts |
The spread is wide: 38% of LaMoure County households make $100,000 or more, and 22% make less than $35,000. The poverty rate is 8.7%, 2 points lower than the state's 10.8%. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the LaMoure County median.
Work, industries and travel time in LaMoure County
By the Census industry count, 22% of employed LaMoure County residents work in education and health care and 20% in agriculture, forestry and mining. The sharpest difference from the state is in agriculture, forestry and mining, at 20% locally and 8% for North Dakota. The survey's unemployment rate for LaMoure County averages 2.5% over 2020 to 2024 (state: 2.8%). Long commutes are the exception here: 11% of workers spend 45 minutes or longer getting to work. 3.2% of households have no vehicle.
| Industry (employed residents 16+) | LaMoure County | Gap to North Dakota |
|---|---|---|
| Education and health care | 21.7% | -4.0 pts |
| Agriculture, forestry and mining | 19.9% | +11.9 pts |
| Retail trade | 9.7% | -1.6 pts |
| Finance, insurance and real estate | 8.2% | +2.4 pts |
| Construction | 6.9% | -0.2 pts |
| Manufacturing | 6.9% | -0.5 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Rent, home values and ownership in LaMoure County
Renters in LaMoure County pay a median of $766 a month, 20% below the North Dakota figure of $954. Rent takes 30% or more of income for 26% of renter households here. Home values center on $117,200, or 1.5 years of median income. Owners occupy 84% of homes. Half the housing stock was built before 1965.
| LaMoure County | North Dakota | U.S. county median | |
|---|---|---|---|
| Median gross rent | $766/mo | $954/mo | $877/mo |
| Median home value | $117,200 | $249,900 | $185,300 |
| Owners | 84% | 63% | 75% |
| Rent-burdened renters | 26% | 39% | 45% |
| Burdened owners | 20% | 21% | n/a |
| Mobile homes | 2.9% | 6.6% | n/a |
| Vacant units | 16% | 12% | n/a |
Because most LaMoure County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Places inside LaMoure County
8 Census places fall mainly inside LaMoure County; the 8 biggest are below. They account for 2,248 residents, leaving about 45% of the county in unincorporated, unnamed areas. No LaMoure County place has a separate guide yet; this county page serves all 8.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Edgeley | city | 666 | $50,417 | $572 | 11 mi |
| LaMoure | city | 658 | $71,339 | $922 | 13 mi |
| Kulm | city | 474 | $81,250 | $836 | 23 mi |
| Marion | city | 176 | $112,891 | $669 | 14 mi |
| Verona | city | 116 | $93,750 | n/a | 23 mi |
| Dickey | city | 66 | $60,179 | n/a | 6 mi |
| Berlin | city | 50 | $98,750 | n/a | 6 mi |
| Jud | city | 42 | $76,250 | n/a | 18 mi |
Counties near LaMoure County
Distances run center to center, from Dickey County at 25 miles out to McIntosh County at 49. None of the six report a higher median household income than LaMoure County; Ransom County is highest at $75,736 and Stutsman County lowest at $61,856.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| LaMoure County | - | $80,664 | $766/mo | 84% |
| Dickey County, ND | 25 mi | $68,654 | $840/mo | 80% |
| Barnes County, ND | 39 mi | $68,038 | $779/mo | 71% |
| Stutsman County, ND | 41 mi | $61,856 | $774/mo | 63% |
| Ransom County, ND | 42 mi | $75,736 | $691/mo | 75% |
| Logan County, ND | 47 mi | $62,750 | $838/mo | 83% |
| McIntosh County, ND | 49 mi | $64,419 | $608/mo | 79% |
Budget math at the LaMoure County median
The debt-to-income ratio is the main affordability test lenders use. Applied to LaMoure County's medians:
- Median income divided by twelve: $6,722 before taxes
- Median rent: $766, or 11 cents of every gross dollar
- With a 40% ceiling, about $1,923 remains for car, card, student and any new loan payments
If your rent is above $766, the room shrinks dollar for dollar.
Reading the LaMoure County data as a borrower
The county's numbers point to a few situations that come up often for LaMoure County borrowers.
- Older households. A 46.5 median age means fixed-income borrowing is common; a fixed payment and short term limit risk.
- Requirements. Lenders weigh credit history, documented income and existing debt (what to gather).
- Know your credit. Review all three bureau reports for free (AnnualCreditReport.com).
LaMoure County residents: age, schooling, coverage
College graduates make up 25% of the adult population. The uninsured rate is 5.0%, against 6.5% for North Dakota.
| LaMoure County | North Dakota | U.S. county median | |
|---|---|---|---|
| Median age | 46.5 | 35.9 | 41.5 |
| Bachelor's or higher | 25.3% | 32.7% | 22.2% |
| No high school diploma | 8.1% | 6.0% | n/a |
| No health insurance | 5.0% | 6.5% | 7.8% |
| No vehicle | 3.2% | 5.9% | 5.4% |
| Work from home | 11.9% | 8.1% | 8.7% |
| Poverty rate | 8.7% | 10.8% | 13.2% |
| Unemployment (ACS) | 2.5% | 2.8% | 4.4% |
| Commute length | LaMoure County |
|---|---|
| Under 15 min | 53.9% |
| 15 to 29 min | 18.9% |
| 30 to 44 min | 16.0% |
| 45 to 59 min | 6.8% |
| 60+ min | 4.4% |
Who licenses lenders for LaMoure County residents
Consumer lenders serving LaMoure County are licensed by the state, not the county; in North Dakota that is the North Dakota Department of Financial Institutions. Problems with a lender can also go to the CFPB. See the North Dakota state guide for the statewide picture.
Before you sign
A short checklist for LaMoure County borrowers:
- Get a written quote for whatever you are paying for in LaMoure County.
- Ask each lender for the APR and all fees in writing.
- Only work with lenders licensed for North Dakota borrowers.
- Pick the shortest term whose payment still fits.
Nearby and statewide guides
For statewide rules and data, see the North Dakota guide.
Frequently asked questions
Is LaMoure County a high-income county?
Its $80,664 median ranks 16th of 53 North Dakota counties and compares with $65,681 for the median U.S. county.
How much is rent in LaMoure County?
Median gross rent, utilities included, is $766 a month; 26% of renters spend 30% or more of income on it.
Should LaMoure County homeowners use home equity instead?
Maybe, but weigh the risk: 84% of LaMoure County homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.
What are the biggest places in LaMoure County?
By population: Edgeley, LaMoure, Kulm, Marion, Verona. The county has 8 Census places in all.
Can LaMoure County residents use the questionnaire?
Yes. It asks the same questions in every North Dakota county, lists every requirement up front and does not affect your credit score.