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Kansas

Comparing personal loans in Leavenworth County, KS

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

The median Leavenworth County household earns $89,218, and 9% of residents live below the poverty line. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Kansas before sharing details.

On this page
  1. Who lives in Leavenworth County
  2. Income in Leavenworth County compared with Kansas
  3. Work, industries and travel time in Leavenworth County
  4. Leavenworth County housing compared with Kansas
  5. The communities that make up Leavenworth County
  6. How Leavenworth County compares with nearby counties
  7. Budget math at the Leavenworth County median
  8. What the numbers mean for Leavenworth County borrowers
  9. People and households in Leavenworth County
  10. Lender oversight for Leavenworth County
  11. Before you sign
  12. Nearby and statewide guides
  13. Frequently asked questions

Who lives in Leavenworth County

83,123Population (ACS 2020-24)
$89,218Median household income
$1,219/moMedian gross rent
$282,900Median home value
69%Owner-occupied homes
9%Below the poverty line
463 sq miLand area
38.0Median age

Roughly 83,123 residents live in Leavenworth County, Kansas, 6th by population among the state's 105 counties and county equivalents. Packed into 463 square miles, that is close to 179 residents for every square mile of land. For statistical purposes it belongs to the Kansas City, MO-KS metro area, as delineated by the Office of Management and Budget in July 2023. Of the 6 Census places inside Leavenworth County, Leavenworth leads by population with about 37,195; 6 of the 6 are incorporated.

Income in Leavenworth County compared with Kansas

The median household income in Leavenworth County is $89,218; statewide it is $74,275, so Leavenworth County runs 20% above Kansas as a whole. Only 2 Kansas counties post a higher median.

Income bandShare in Leavenworth CountyDifference from Kansas
Under $35,00017.2%-4.5 pts
$35,000 to $99,99939.1%-3.2 pts
$100,000 to $199,99932.0%+5.5 pts
$200,000 or more11.7%+2.2 pts

The spread is wide: 44% of Leavenworth County households make $100,000 or more, and 17% make less than $35,000. 8.8% of residents fall below the federal poverty line (statewide: 11.3%). Income inequality, measured by the Gini index, comes to 0.418 here. For a borrower in Leavenworth County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.

Work, industries and travel time in Leavenworth County

The biggest employer of Leavenworth County residents, by industry, is education and health care at 26% of workers, followed by retail trade (13%). The sharpest difference from the state is in public administration, at 11% locally and 5% for Kansas. The survey's unemployment rate for Leavenworth County averages 4.1% over 2020 to 2024 (state: 3.9%). About 77% drive to work alone and 13% have trips of 45 minutes or more. Households without a car make up 4.8% of the total (5.1% statewide).

Top industriesLeavenworth County share+/- vs Kansas
Education and health care26.4%+1.4 pts
Retail trade12.8%+2.2 pts
Public administration10.9%+6.3 pts
Professional and administrative services9.4%-0.6 pts
Manufacturing7.3%-5.1 pts
Construction6.9%+0.5 pts

Shorter commutes usually mean lower vehicle costs, which can leave more room for a payment, or for paying a loan off early.

Leavenworth County housing compared with Kansas

Median gross rent, utilities included, comes to $1,219 in Leavenworth County versus $1,060 statewide. 41% of renting households spend 30% or more of income on rent, and 18% spend half or more. With a median value of $282,900, a typical Leavenworth County house costs 3.2 times what the median household earns in a year. The ownership rate is 69%. Median construction year: 1982.

Leavenworth CountyKansasU.S. county median
Median gross rent$1,219/mo$1,060/mo$877/mo
Median home value$282,900$217,200$185,300
Owners69%67%75%
Rent-burdened renters41%43%45%
Burdened owners22%22%n/a
Mobile homes1.7%4.0%n/a

The communities that make up Leavenworth County

The table lists the 6 largest of 6 Census places in Leavenworth County, by population. Together all 6 hold about 62,434 people, so roughly 25% of residents live outside any named place. Among places of 500 or more people, median income runs from $72,987 in Leavenworth to $116,769 in Basehor. This guide covers each of the 6 places and the rural areas around them.

PlaceTypePopulationMedian incomeMedian rentFrom county center
Leavenworthcity37,195$72,987$1,22911 mi
Lansingcity11,246$102,786$1,4068 mi
Basehorcity7,491$116,769$1,2577 mi
Tonganoxiecity5,891$80,109$1,2246 mi
Linwoodcity312$65,994$1,04213 mi
Eastoncity299$49,375$85512 mi

How Leavenworth County compares with nearby counties

Distances run center to center, from Wyandotte County at 16 miles out to Atchison County at 28. 2 of the six report a higher median household income than Leavenworth County; Johnson County is highest at $109,208 and Atchison County lowest at $61,112. The list crosses into Missouri, where different lending rules and regulators apply.

Adjacent areaHow farHH income (median)Rent (median)Owner share
Leavenworth County-$89,218$1,219/mo69%
Wyandotte County, KS16 mi$63,631$1,122/mo62%
Jefferson County, KS18 mi$81,278$835/mo86%
Platte County, MO20 mi$96,227$1,334/mo67%
Johnson County, KS24 mi$109,208$1,434/mo69%
Douglas County, KS24 mi$69,746$1,099/mo50%
Atchison County, KS28 mi$61,112$765/mo72%

Budget math at the Leavenworth County median

How much room does a median Leavenworth County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.

  • Monthly gross at the median, Leavenworth County: $7,435
  • Housing at the median rent of $1,219 uses 16%
  • With a 35% ceiling, about $1,383 remains for car, card, student and any new loan payments
  • $2,127: what a 45% ratio leaves once rent is paid

Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Leavenworth County's.

What the numbers mean for Leavenworth County borrowers

The county's numbers point to a few situations that come up often for Leavenworth County borrowers.

  • Consolidation math. With 44% at six figures, card consolidation is common; it pays only if total cost falls (guide).
  • Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.
  • Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).

People and households in Leavenworth County

Degree holders: 36% of adults over 25. About 6% go without health insurance.

Leavenworth CountyKansasU.S. county median
Median age38.037.441.5
Bachelor's or higher36.1%35.6%22.2%
No high school diploma6.2%8.0%n/a
No health insurance6.1%8.8%7.8%
No vehicle4.8%5.1%5.4%
Work from home10.4%11.8%8.7%
Poverty rate8.8%11.3%13.2%
Unemployment (ACS)4.1%3.9%4.4%
Trip timeShare
Under 15 min31.4%
15 to 29 min30.9%
30 to 44 min24.8%
45 to 59 min8.6%
60+ min4.3%

Lender oversight for Leavenworth County

Consumer lenders serving Leavenworth County are licensed by the state, not the county; in Kansas that is the Kansas Office of the State Bank Commissioner. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. See the Kansas state guide for the statewide picture.

Before you sign

Quick steps for Leavenworth County:

  • Price the Leavenworth County expense first and borrow that amount, no more.
  • Collect three written offers and compare APR and total repaid.
  • Verify the Kansas license before giving out your Social Security number.
  • Ask about early-payoff penalties.

Nearby and statewide guides

The Kansas guide covers the whole state.

Frequently asked questions

What does a typical Leavenworth County household make?

About $89,218 a year at the median (ACS 2020-24), 20% above the Kansas median.

How does Leavenworth County rent compare with Kansas?

$1,219 locally versus $1,060 for the state, 15% above.

What are the biggest places in Leavenworth County?

By population: Leavenworth, Lansing, Basehor, Tonganoxie, Linwood. The county has 6 Census places in all.

Will a Leavenworth County address affect my match?

Beyond confirming Kansas as your state, no. Your answers about amount, credit, income and payments are all that count.

Who do I complain to about a lender in Leavenworth County?

Start with the Kansas Office of the State Bank Commissioner, then the CFPB complaint portal. Keep copies of every message.

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