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Michigan

Lenawee County, MI: borrowing basics and county figures

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

About 80% of Lenawee County homes are owner-occupied, and the median household income is $70,518. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.

On this page
  1. Getting oriented in Lenawee County
  2. Lenawee County housing compared with Michigan
  3. Paychecks and income spread in Lenawee County
  4. The Lenawee County job picture
  5. The counties around Lenawee County
  6. Cities, towns and CDPs in Lenawee County
  7. What a median Lenawee County budget can carry
  8. Who lives in Lenawee County, in numbers
  9. Reading the Lenawee County data as a borrower
  10. Lender oversight for Lenawee County
  11. A Lenawee County borrower's checklist
  12. Related local guides
  13. Frequently asked questions

Getting oriented in Lenawee County

98,415Population (ACS 2020-24)
$70,518Median household income
$987/moMedian gross rent
$196,800Median home value
80%Owner-occupied homes
11%Below the poverty line
750 sq miLand area
42.4Median age

Roughly 98,415 residents live in Lenawee County, Michigan, 21st by population among the state's 83 counties and county equivalents. Packed into 750 square miles, that is close to 131 residents for every square mile of land. No metropolitan area includes Lenawee County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Of the 13 Census places inside Lenawee County, Adrian leads by population with about 20,395; 11 of the 13 are incorporated.

Lenawee County housing compared with Michigan

A typical Lenawee County rental runs $987 a month including utilities, which is 13% below Michigan. 47% of renting households spend 30% or more of income on rent, and 23% spend half or more. The median owner-occupied home is valued at $196,800, about 2.8 times the median household income. The ownership rate is 80%. The median home was built in 1968, so roofs, wiring and heating systems are a common source of repair bills.

MeasureLenawee CountyMichiganMedian U.S. county
Median gross rent$987/mo$1,129/mo$877/mo
Median home value$196,800$231,600$185,300
Owners80%73%75%
Rent-burdened renters47%50%45%
Burdened owners25%23%n/a
Mobile homes5.9%5.0%n/a

Because most Lenawee County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.

Paychecks and income spread in Lenawee County

At $70,518, the typical Lenawee County household income is 7% above the median U.S. county ($65,681).

Households earningLenawee County+/- vs Michigan
Under $35,00021.8%-1.3 pts
$35,000 to $99,99946.8%+5.4 pts
$100,000 to $199,99925.3%-0.6 pts
$200,000 or more6.1%-3.5 pts

Some 22% of households here live on less than $35,000 a year; 31% have six-figure incomes. 10.7% of residents fall below the federal poverty line (statewide: 13.2%). The Gini index of income inequality is 0.411 (0 is perfect equality). A household earning below the $70,518 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.

The Lenawee County job picture

Education and health care employs 24% of working residents, the largest share; manufacturing is next with 20%. Averaged over the five survey years, 4.7% of the labor force was out of work and looking. 22% of commuters travel 45 minutes or more each way, and 9% work from home. Only 5.4% of homes here go without a vehicle.

Industry (employed residents 16+)Lenawee CountyGap to Michigan
Education and health care24.1%+0.8 pts
Manufacturing20.2%+1.9 pts
Retail trade11.7%+0.9 pts
Arts, lodging and food service8.4%-0.1 pts
Professional and administrative services7.2%-3.1 pts
Construction6.5%+0.7 pts

A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.

The counties around Lenawee County

Nearest neighbors first, measured between county centers (21 to 35 miles). Income ranges from $62,224 in Lucas County to $89,180 in Washtenaw County; 3 of these neighbors top Lenawee County's median. The list crosses into Ohio, where different lending rules and regulators apply.

CountyMilesMedian household incomeMedian rentHomeownership
Lenawee County-$70,518$987/mo80%
Fulton County, OH21 mi$72,864$863/mo80%
Washtenaw County, MI27 mi$89,180$1,463/mo62%
Hillsdale County, MI29 mi$64,242$832/mo82%
Jackson County, MI30 mi$66,073$985/mo75%
Monroe County, MI30 mi$77,335$1,059/mo82%
Lucas County, OH35 mi$62,224$934/mo62%

Cities, towns and CDPs in Lenawee County

The table lists the 13 largest of 13 Census places in Lenawee County, by population. Together all 13 hold about 44,981 people, so roughly 54% of residents live outside any named place. Britton has the highest median household income on the list ($86,250) and Adrian the lowest ($50,209), counting places with at least 500 residents. Live in one of these Lenawee County communities, or between them? This is your local guide.

Town or CDPTypePeopleMedian household incomeMedian gross rentMiles from center
Adriancity20,395$50,209$9562 mi
Tecumsehcity8,646$62,835$1,00310 mi
Blissfieldvillage3,234$62,059$1,05512 mi
Clintonvillage2,536$82,768$91813 mi
Hudsoncity2,200$53,009$85414 mi
Morencicity2,137$59,643$84614 mi
Manitou Beach-Devils LakeCDP2,103$83,980$96312 mi
Onstedvillage1,155$66,964$82810 mi
Deerfieldvillage860$70,556$87115 mi
Brittonvillage652$86,250$78814 mi
Addisonvillage534$54,519$64315 mi
JasperCDP282$56,111n/a8 mi
Claytonvillage247$66,250$1,0719 mi

A CDP is a named community without its own municipal government.

What a median Lenawee County budget can carry

The debt-to-income ratio is the main affordability test lenders use. Applied to Lenawee County's medians:

  • Monthly gross at the median, Lenawee County: $5,876
  • Less median rent of $987, which is 17% of it
  • $1,129: what a 36% ratio leaves once rent is paid
  • At 43%, room after rent is $1,540 a month

Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.

Who lives in Lenawee County, in numbers

College graduates make up 23% of the adult population. About 5% go without health insurance.

People and householdsLenawee CountyMichiganMedian county
Median age42.440.241.5
Bachelor's or higher22.7%32.4%22.2%
No high school diploma8.6%7.9%n/a
No health insurance5.0%4.9%7.8%
No vehicle5.4%7.0%5.4%
Work from home9.1%13.5%8.7%
Poverty rate10.7%13.2%13.2%
Unemployment (ACS)4.7%5.7%4.4%
Minutes to workLenawee County workers
Under 15 min31.6%
15 to 29 min28.1%
30 to 44 min18.3%
45 to 59 min11.1%
60+ min10.9%

Reading the Lenawee County data as a borrower

What the Lenawee County figures suggest, and what to check first:

  • Vehicle repairs. 22% of Lenawee County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
  • 47% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
  • Fraud. Gift cards, wire transfers or fees to unlock a loan mean walk away (report it).

Lender oversight for Lenawee County

Lenawee County borrowers fall under statewide rules, enforced by the Michigan Department of Insurance and Financial Services. The Consumer Financial Protection Bureau accepts complaints nationwide. See the Michigan state guide for the statewide picture.

A Lenawee County borrower's checklist

A short checklist for Lenawee County borrowers:

  • Know the exact dollar figure you need before talking to a lender.
  • Line up offers side by side: APR, fees in dollars, total cost.
  • Verify the Michigan license before giving out your Social Security number.
  • Never pay a fee up front to get a loan.

For statewide rules and data, see the Michigan guide.

Frequently asked questions

Is Lenawee County a high-income county?

Its $70,518 median ranks 23rd of 83 Michigan counties and compares with $65,681 for the median U.S. county.

Is Lenawee County expensive for renters?

Median rent is $987 against $1,129 statewide, and 47% of renter households are cost-burdened.

I own my home in Lenawee County. Personal loan or HELOC?

A HELOC uses the house as collateral; a personal loan usually does not. With 80% of homes owner-occupied here, many readers can compare both in writing.

What are the biggest places in Lenawee County?

By population: Adrian, Tecumseh, Blissfield, Clinton, Hudson. The county has 13 Census places in all.

Will a Lenawee County address affect my match?

Beyond confirming Michigan as your state, no. Your answers about amount, credit, income and payments are all that count.

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