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Arkansas

Borrowing in Logan County, AR: a county-level guide

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

Logan County households have a median income of $58,555 and median rent of $745 a month (ACS 2020 to 2024). Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Arkansas before sharing details.

On this page
  1. Logan County at a glance
  2. How much Logan County households make
  3. Jobs and commutes in Logan County
  4. What it costs to live in Logan County
  5. Counties near Logan County
  6. Cities, towns and CDPs in Logan County
  7. Budget math at the Logan County median
  8. Logan County households compared
  9. Borrowing situations common in Logan County
  10. A Logan County borrower's checklist
  11. Lender oversight for Logan County
  12. More guides for Logan County
  13. Frequently asked questions

Logan County at a glance

21,277Population (ACS 2020-24)
$58,555Median household income
$745/moMedian gross rent
$139,900Median home value
78%Owner-occupied homes
14%Below the poverty line
709 sq miLand area
43.6Median age

Roughly 21,277 residents live in Logan County, Arkansas, 30th by population among the state's 75 counties and county equivalents. Spread over 709 square miles, that works out to roughly 30.0 residents per square mile. No metropolitan area includes Logan County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. The Census Bureau counts 10 places in the county (9 incorporated, 1 census-designated); the largest is Booneville, with about 3,798 residents, or 18% of the county.

How much Logan County households make

At $58,555, the typical Logan County household income is 11% below the median U.S. county ($65,681). Only 10 Arkansas counties post a higher median.

Household incomeLogan Countyvs Arkansas
Under $35,00026.7%-2.2 pts
$35,000 to $99,99947.7%+4.6 pts
$100,000 to $199,99921.1%-0.2 pts
$200,000 or more4.5%-2.2 pts

Some 27% of households here live on less than $35,000 a year; 26% have six-figure incomes. Census counts 13.9% of Logan County residents in poverty, against 16.0% across Arkansas. A household earning below the $58,555 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.

Jobs and commutes in Logan County

The biggest employer of Logan County residents, by industry, is education and health care at 25% of workers, followed by manufacturing (19%). Compared with Arkansas, the county leans toward manufacturing (19% against 13%). The survey's unemployment rate for Logan County averages 5.6% over 2020 to 2024 (state: 4.9%). About 78% drive to work alone and 22% have trips of 45 minutes or more. Only 4.4% of homes here go without a vehicle.

Where residents workLogan CountyDifference from Arkansas
Education and health care25.4%+1.4 pts
Manufacturing19.3%+6.6 pts
Retail trade10.1%-3.1 pts
Professional and administrative services7.0%-1.2 pts
Transportation, warehousing and utilities6.5%+0.3 pts
Agriculture, forestry and mining6.5%+4.3 pts

If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.

What it costs to live in Logan County

Renters in Logan County pay a median of $745 a month, 21% below the Arkansas figure of $947. By the Census definition, 36% of Logan County renters are cost-burdened. With a median value of $139,900, a typical Logan County house costs 2.4 times what the median household earns in a year. 78% of Logan County households own their home and 22% rent. Median construction year: 1979.

HousingLogan CountyArkansas statewideTypical U.S. county
Median gross rent$745/mo$947/mo$877/mo
Median home value$139,900$188,000$185,300
Owners78%66%75%
Rent-burdened renters36%45%45%
Burdened owners22%22%n/a
Mobile homes10.1%11.0%n/a

Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).

Counties near Logan County

Distances run center to center, from Franklin County at 22 miles out to Crawford County at 38. 1 of the six report a higher median household income than Logan County; Crawford County is highest at $64,132 and Scott County lowest at $43,270.

Nearby countyCenter to centerHousehold incomeGross rentOwner-occupied
Logan County-$58,555$745/mo78%
Franklin County, AR22 mi$55,886$719/mo78%
Yell County, AR23 mi$55,934$735/mo68%
Johnson County, AR28 mi$45,995$728/mo74%
Sebastian County, AR31 mi$57,790$886/mo61%
Scott County, AR32 mi$43,270$722/mo78%
Crawford County, AR38 mi$64,132$851/mo75%

Cities, towns and CDPs in Logan County

Here are the 10 most populous of the county's 10 Census places, with income and rent from the same 2020 to 2024 survey. About 46% of Logan County residents live in one of the 10. Magazine has the highest median household income on the list ($54,286) and Booneville the lowest ($50,459), counting places with at least 500 residents. Median rent ranges from $641 in Paris to $774 in Booneville. None of the 10 has its own city guide, so this page covers all of them.

Town or CDPTypePeopleMedian household incomeMedian gross rentMiles from center
Boonevillecity3,798$50,459$77412 mi
Pariscity3,284$51,416$6415 mi
Magazinecity986$54,286$7387 mi
New BlaineCDP533n/an/a18 mi
Subiacotown405$57,868$7507 mi
Scrantoncity220$83,125$64514 mi
Caulksvilletown195$39,375$85010 mi
Blue Mountaintown139$22,750n/a6 mi
Ratcliffcity97$48,125n/a11 mi
Morrison Blufftown91$51,750$57916 mi

Budget math at the Logan County median

The debt-to-income ratio is the main affordability test lenders use. Applied to Logan County's medians:

  • Median income divided by twelve: $4,880 before taxes
  • Housing at the median rent of $745 uses 15%
  • $1,207: what a 40% ratio leaves once rent is paid

Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.

Logan County households compared

College graduates make up 17% of the adult population. About 7% go without health insurance.

Logan CountyArkansasU.S. county median
Median age43.638.541.5
Bachelor's or higher16.7%25.7%22.2%
No high school diploma11.6%11.3%n/a
No health insurance7.1%9.0%7.8%
No vehicle4.4%5.9%5.4%
Work from home9.6%8.8%8.7%
Poverty rate13.9%16.0%13.2%
Unemployment (ACS)5.6%4.9%4.4%
One-way commuteShare of Logan County workers
Under 15 min35.8%
15 to 29 min25.4%
30 to 44 min16.9%
45 to 59 min10.3%
60+ min11.5%

Borrowing situations common in Logan County

Where the Logan County numbers stand out, and why it matters for a loan:

  • Commuter costs. 22% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
  • Getting ready. Gather pay stubs or benefit letters before you apply (checklist).
  • Consolidating cards in Logan County. Compare the total repaid, not the monthly figure (how).

A Logan County borrower's checklist

Quick steps for Logan County:

  • Know the exact dollar figure you need before talking to a lender.
  • Ask each lender for the APR and all fees in writing.
  • Only work with lenders licensed for Arkansas borrowers.
  • Lock paid-off cards after consolidating so balances stay at zero.

Lender oversight for Logan County

The Arkansas State Bank Department is the place to verify any lender's Arkansas license. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. More on Arkansas: Arkansas personal loans.

For statewide rules and data, see the Arkansas guide.

Frequently asked questions

Is Logan County a high-income county?

Its $58,555 median ranks 11th of 75 Arkansas counties and compares with $65,681 for the median U.S. county.

How much is rent in Logan County?

Median gross rent, utilities included, is $745 a month; 36% of renters spend 30% or more of income on it.

What are the biggest places in Logan County?

By population: Booneville, Paris, Magazine, New Blaine, Subiaco. The county has 10 Census places in all.

Does my county matter to the questionnaire?

Only your state does. Whether you live in Logan County or elsewhere in Arkansas, the same rules apply.

Who do I complain to about a lender in Logan County?

Start with the Arkansas State Bank Department, then the CFPB complaint portal. Keep copies of every message.

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