1st Advantage MortgageIn Logan County, Kansas, the typical household earns $75,662 a year and the typical rent is $840. For a Logan County borrower, the useful steps are the same anywhere: price the need, gather three written offers, and check the Kansas license.
On this page
- Logan County at a glance
- Household income in Logan County
- Employment and commuting in Logan County
- Renting and owning in Logan County
- Where Logan County differs from the rest of Kansas
- Logan County towns compared
- Nearby counties: income, rent, ownership
- $6,305 a month: the Logan County median budget
- People and households in Logan County
- Before borrowing in Logan County
- Four steps for Logan County borrowers
- Verifying a lender from Logan County
- Other Kansas guides
- Frequently asked questions
Logan County at a glance
Roughly 2,707 residents live in Logan County, Kansas, 87th by population among the state's 105 counties and county equivalents. Spread over 1,073 square miles, that works out to roughly 2.5 residents per square mile. Under the July 2023 OMB definitions, Logan County is not part of any metropolitan area. Winona is the biggest of its 3 Census places, at roughly 221 people (8% of the county total). With so few households sampled, Logan County estimates can move a lot between releases.
Household income in Logan County
Median household income in Logan County: $75,662 (2% above Kansas, $74,275).
| Band | Logan County | Compared with Kansas |
|---|---|---|
| Under $35,000 | 24.7% | +3.0 pts |
| $35,000 to $99,999 | 44.9% | +2.6 pts |
| $100,000 to $199,999 | 20.6% | -5.8 pts |
| $200,000 or more | 9.8% | +0.2 pts |
On the low end, 25% of Logan County households report under $35,000; at the top, 30% report $100,000-plus. Census counts 15.0% of Logan County residents in poverty, against 11.3% across Kansas. Gini index for Logan County: 0.449. A household earning below the $75,662 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
Employment and commuting in Logan County
Education and health care (20%), agriculture, forestry and mining (17%) and transportation, warehousing and utilities (11%) lead Logan County's job mix. Compared with Kansas, the county leans toward agriculture, forestry and mining (17% against 3%). Unemployment in Logan County, ACS five-year: 1.8%; Kansas: 3.9%. About 81% drive to work alone and 9% have trips of 45 minutes or more. Only 4.7% of homes here go without a vehicle.
| Industry (employed residents 16+) | Logan County | Gap to Kansas |
|---|---|---|
| Education and health care | 20.4% | -4.5 pts |
| Agriculture, forestry and mining | 16.6% | +13.5 pts |
| Transportation, warehousing and utilities | 11.4% | +5.8 pts |
| Retail trade | 11.4% | +0.9 pts |
| Arts, lodging and food service | 9.2% | +1.8 pts |
| Finance, insurance and real estate | 5.9% | -0.6 pts |
Self-employed in Logan County? Two years of tax returns usually stand in for pay stubs.
Renting and owning in Logan County
Renters in Logan County pay a median of $840 a month, 21% below the Kansas figure of $1,060. Rent takes 30% or more of income for 42% of renter households here. Home values center on $117,900, or 1.6 years of median income. 65% of Logan County households own their home and 35% rent. Half the housing stock was built before 1959. Against the median U.S. county, Logan County rent is 4% below.
| Housing | Logan County | Kansas statewide | Logan County vs state |
|---|---|---|---|
| Burdened owners | 12% | 22% | -10.5 pts |
| Median home value | $117,900 | $217,200 | 46% lower |
| Owners | 65% | 67% | -2.3 pts |
| Median gross rent | $840/mo | $1,060/mo | 21% lower |
| Rent-burdened renters | 42% | 43% | -1.8 pts |
| Mobile homes | 3.7% | 4.0% | -0.4 pts |
| Vacant units | 9% | 9% | +0.1 pts |
Where Logan County differs from the rest of Kansas
Out of every Kansas county, Logan County is most unusual on these measures.
- Homeownership: 65% in Logan County. Only 10 of 105 Kansas counties are lower. In a renter-heavy county, unsecured loans and cards are the main options.
- On the poverty rate, Logan County sits near the top of Kansas at 15.0%, 15th highest of 105. Free help, such as utility and rent assistance, should come before any loan.
- Few Kansas counties match Logan County on median household income: $75,662 here, $74,275 for the state, ranking 16th highest of 105. A high county median can hide a wide spread, so budget from your own pay.
- On population, Logan County sits near the bottom of Kansas at 2,707, 19th lowest of 105. In a small county, the nearest lender may not be the best; compare online offers too.
Logan County towns compared
Here are the 3 most populous of the county's 3 Census places, with income and rent from the same 2020 to 2024 survey. About 13% of Logan County residents live in one of the 3. This guide covers each of the 3 places and the rural areas around them.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Winona | city | 221 | $58,500 | $973 | 11 mi |
| Monument | CDP | 99 | n/a | n/a | 15 mi |
| Russell Springs | city | 26 | n/a | n/a | 1 mi |
Nearby counties: income, rent, ownership
Distances run center to center, from Thomas County at 31 miles out to Sherman County at 43. 1 of the six report a higher median household income than Logan County; Wichita County is highest at $79,063 and Sherman County lowest at $61,750.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Logan County | - | $75,662 | $840/mo | 65% |
| Thomas County, KS | 31 mi | $71,325 | $752/mo | 75% |
| Wichita County, KS | 32 mi | $79,063 | $942/mo | 78% |
| Scott County, KS | 33 mi | $68,839 | $685/mo | 67% |
| Wallace County, KS | 33 mi | $63,207 | $601/mo | 75% |
| Gove County, KS | 36 mi | $66,029 | $705/mo | 79% |
| Sherman County, KS | 43 mi | $61,750 | $913/mo | 66% |
$6,305 a month: the Logan County median budget
Here is the Logan County median household run through a simple DTI check. Your numbers will differ.
- $75,662 a year is $6,305 of gross monthly income
- Housing at the median rent of $840 uses 13%
- At 40%, room after rent is $1,682 a month
Homeowners in Logan County should swap in their mortgage, taxes and insurance for rent.
People and households in Logan County
Bachelor's degree or higher: 26% of Logan County adults. 9.3% of residents have no health coverage.
| Residents | Logan County | Difference from Kansas | Difference from middle U.S. county |
|---|---|---|---|
| Median age | 41.9 | +4.5 yrs | +0.4 yrs |
| Bachelor's or higher | 25.7% | -9.9 pts | +3.5 pts |
| No high school diploma | 6.3% | -1.7 pts | n/a |
| No health insurance | 9.3% | +0.5 pts | +1.4 pts |
| No vehicle | 4.7% | -0.4 pts | -0.8 pts |
| Work from home | 10.1% | -1.7 pts | +1.4 pts |
| Poverty rate | 15.0% | +3.7 pts | +1.9 pts |
| Unemployment (ACS) | 1.8% | -2.1 pts | -2.6 pts |
| One-way commute | Share of Logan County workers |
|---|---|
| Under 15 min | 57.9% |
| 15 to 29 min | 15.2% |
| 30 to 44 min | 17.5% |
| 45 to 59 min | 5.8% |
| 60+ min | 3.7% |
Before borrowing in Logan County
What the Logan County figures suggest, and what to check first:
- Combining balances. It helps when total cost falls and the cards stay paid down (consolidation).
- Paperwork. ID, proof of income and a bank account are the basics (requirements).
- Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).
Four steps for Logan County borrowers
Four checks before you sign anything:
- Get a written quote for whatever you are paying for in Logan County.
- Prequalify with soft pulls where offered, then compare in writing.
- Verify the Kansas license before giving out your Social Security number.
- Pick the shortest term whose payment still fits.
Verifying a lender from Logan County
The Kansas Office of the State Bank Commissioner is the place to verify any lender's Kansas license. Nationally, Logan County residents can file with the CFPB. State-level detail for Logan County borrowers is in the Kansas guide.
Other Kansas guides
For statewide rules and data, see the Kansas guide.
Frequently asked questions
Where does Logan County rank on income in Kansas?
16th of 105, with a median of $75,662. The state median is $74,275.
How does Logan County rent compare with Kansas?
$840 locally versus $1,060 for the state, 21% below.
Which towns does the Logan County guide cover?
Every community in the county, unincorporated areas included. The largest of its 3 Census places: Winona, Monument, Russell Springs.
Does living in Logan County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Logan County resident as anyone. Lenders decide under fair-lending law.
Is there a Logan County office that licenses lenders?
No, licensing is statewide. In Kansas it is the Kansas Office of the State Bank Commissioner.