1st Advantage MortgageIn Logan County, Kentucky, the typical household earns $60,382 a year and the typical rent is $751. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Kentucky license first.
On this page
- Logan County by the numbers
- What it costs to live in Logan County
- How much Logan County households make
- Work, industries and travel time in Logan County
- Logan County towns compared
- Counties near Logan County
- What a median Logan County budget can carry
- People and households in Logan County
- Reading the Logan County data as a borrower
- Four steps for Logan County borrowers
- Kentucky rules that apply in Logan County
- Nearby and statewide guides
- Frequently asked questions
Logan County by the numbers
Roughly 27,986 residents live in Logan County, Kentucky, 38th by population among the state's 120 counties and county equivalents. It covers 552 square miles of land, or about 51 people per square mile. No metropolitan area includes Logan County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. The Census Bureau counts 4 places in the county (4 incorporated, 0 census-designated); the largest is Russellville, with about 7,316 residents, or 26% of the county.
What it costs to live in Logan County
A typical Logan County rental runs $751 a month including utilities, which is 22% below Kentucky. 38% of renting households spend 30% or more of income on rent, and 20% spend half or more. Home values center on $164,900, or 2.7 years of median income. Owners occupy 74% of homes. Median construction year: 1978.
| Home costs | Logan County | Kentucky | U.S. middle county |
|---|---|---|---|
| Median gross rent | $751/mo | $967/mo | $877/mo |
| Median home value | $164,900 | $205,600 | $185,300 |
| Owners | 74% | 68% | 75% |
| Rent-burdened renters | 38% | 45% | 45% |
| Burdened owners | 26% | 23% | n/a |
| Mobile homes | 11.1% | 10.7% | n/a |
| Vacant units | 12% | 10% | n/a |
Because most Logan County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
How much Logan County households make
The median household income in Logan County is $60,382; statewide it is $63,726, so Logan County runs 5% below Kentucky as a whole. Only 48 Kentucky counties post a higher median.
| Band | Logan County | Compared with Kentucky |
|---|---|---|
| Under $35,000 | 30.1% | +2.2 pts |
| $35,000 to $99,999 | 45.6% | +3.6 pts |
| $100,000 to $199,999 | 20.3% | -2.6 pts |
| $200,000 or more | 4.0% | -3.2 pts |
Some 30% of households here live on less than $35,000 a year; 24% have six-figure incomes. 16.8% of residents fall below the federal poverty line (statewide: 16.1%). The Gini index of income inequality is 0.430 (0 is perfect equality). A household earning below the $60,382 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
Work, industries and travel time in Logan County
By the Census industry count, 26% of employed Logan County residents work in manufacturing and 18% in education and health care. The sharpest difference from the state is in manufacturing, at 26% locally and 14% for Kentucky. ACS puts five-year average unemployment at 5.7% in Logan County. 18% of commuters travel 45 minutes or more each way, and 4% work from home. Households without a car make up 6.2% of the total (6.8% statewide).
| Top industries | Logan County share | +/- vs Kentucky |
|---|---|---|
| Manufacturing | 25.8% | +11.5 pts |
| Education and health care | 18.3% | -6.0 pts |
| Retail trade | 12.0% | +0.5 pts |
| Construction | 7.9% | +1.6 pts |
| Professional and administrative services | 6.4% | -2.6 pts |
| Arts, lodging and food service | 5.8% | -2.1 pts |
Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.
Logan County towns compared
The table lists the 4 largest of 4 Census places in Logan County, by population. Together all 4 hold about 10,866 people, so roughly 61% of residents live outside any named place. Auburn has the highest median household income on the list ($53,897) and Lewisburg the lowest ($38,988), counting places with at least 500 residents. Median rent ranges from $457 in Lewisburg to $776 in Auburn. Live in one of these Logan County communities, or between them? This is your local guide.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Russellville | city | 7,316 | $45,484 | $738 | 2 mi |
| Auburn | city | 1,794 | $53,897 | $776 | 9 mi |
| Lewisburg | city | 1,043 | $38,988 | $457 | 10 mi |
| Adairville | city | 713 | $40,962 | $504 | 13 mi |
Counties near Logan County
Six nearby counties, 17 to 28 miles away by the straight-line distance between their centers. 3 of the six report a higher median household income than Logan County; Robertson County is highest at $83,047 and Muhlenberg County lowest at $51,927. Some neighbors are in Tennessee. Lender licensing is state by state, so a loan for a Logan County resident follows Kentucky rules.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Logan County | - | $60,382 | $751/mo | 74% |
| Todd County, KY | 17 mi | $61,103 | $851/mo | 76% |
| Simpson County, KY | 18 mi | $59,858 | $1,012/mo | 67% |
| Robertson County, TN | 23 mi | $83,047 | $1,199/mo | 78% |
| Butler County, KY | 26 mi | $56,092 | $679/mo | 74% |
| Warren County, KY | 27 mi | $65,794 | $1,002/mo | 56% |
| Muhlenberg County, KY | 28 mi | $51,927 | $718/mo | 79% |
What a median Logan County budget can carry
Here is the Logan County median household run through a simple DTI check. Your numbers will differ.
- $60,382 a year is $5,032 of gross monthly income
- Less median rent of $751, which is 15% of it
- $1,060: what a 36% ratio leaves once rent is paid
- $1,413: what a 43% ratio leaves once rent is paid
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
People and households in Logan County
College graduates make up 16% of the adult population. 8.2% of residents have no health coverage.
| Residents | Logan County | Kentucky | Middle U.S. county |
|---|---|---|---|
| Median age | 40.3 | 39.1 | 41.5 |
| Bachelor's or higher | 16.1% | 27.6% | 22.2% |
| No high school diploma | 13.3% | 11.1% | n/a |
| No health insurance | 8.2% | 6.0% | 7.8% |
| No vehicle | 6.2% | 6.8% | 5.4% |
| Work from home | 3.9% | 10.2% | 8.7% |
| Poverty rate | 16.8% | 16.1% | 13.2% |
| Unemployment (ACS) | 5.7% | 4.9% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 29.5% |
| 15 to 29 min | 27.9% |
| 30 to 44 min | 24.4% |
| 45 to 59 min | 7.6% |
| 60+ min | 10.7% |
Reading the Logan County data as a borrower
Where the Logan County numbers stand out, and why it matters for a loan:
- Keeping the car running. At 18% with long commutes, repairs are a frequent Logan County emergency; first decide if the car is worth fixing.
- Requirements. Lenders weigh credit history, documented income and existing debt (what to gather).
- Advance-fee offers. No legitimate lender asks a Logan County borrower to pay first (scam signs).
Four steps for Logan County borrowers
Before you apply, wherever you live in Logan County:
- Know the exact dollar figure you need before talking to a lender.
- Line up offers side by side: APR, fees in dollars, total cost.
- Look the lender up with the state regulator first.
- Read the final agreement; it must match the offer.
Kentucky rules that apply in Logan County
Before sharing details with a lender, a Logan County resident can confirm its license with the Kentucky Department of Financial Institutions. Problems with a lender can also go to the CFPB. The Kentucky guide covers state rules in more detail.
Nearby and statewide guides
The Kentucky guide covers the whole state.
Frequently asked questions
What does a typical Logan County household make?
About $60,382 a year at the median (ACS 2020-24), 5% below the Kentucky median.
How does Logan County rent compare with Kentucky?
$751 locally versus $967 for the state, 22% below.
Does this page cover Russellville?
Yes, along with the other 3 Census places in Logan County, such as Auburn, Lewisburg, Adairville.
Is the fit check different in Logan County?
No. It is identical everywhere, and it never looks at your neighborhood.
Where can someone in Logan County check a lender's license?
With the Kentucky Department of Financial Institutions. If a lender is unlicensed or asks for a fee before funding, walk away.