1st Advantage MortgageIn Logan County, Nebraska, the typical household earns $74,271 a year and the typical rent is $761. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Nebraska before sharing details.
On this page
- Who lives in Logan County
- What it costs to live in Logan County
- Income in Logan County compared with Nebraska
- How Logan County residents earn a living
- Places inside Logan County
- Neighboring counties at a glance
- Room for a loan payment in Logan County
- Logan County households compared
- Before borrowing in Logan County
- Checklist for Logan County applicants
- Lender oversight for Logan County
- Nearby and statewide guides
- Frequently asked questions
Who lives in Logan County
With an estimated 773 residents (ACS 2020 to 2024), Logan County ranks 85th of 93 in Nebraska for population. Spread over 571 square miles, that works out to roughly 1.4 residents per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. The Census Bureau counts 2 places in the county (2 incorporated, 0 census-designated); the largest is Stapleton, with about 343 residents, or 44% of the county. With so few households sampled, Logan County estimates can move a lot between releases.
What it costs to live in Logan County
Median gross rent, utilities included, comes to $761 in Logan County versus $1,072 statewide. 43% of renting households spend 30% or more of income on rent, and 28% spend half or more. With a median value of $175,000, a typical Logan County house costs 2.4 times what the median household earns in a year. Owners occupy 79% of homes. Half the housing stock was built before 1956.
| Housing | Logan County | Nebraska statewide | Typical U.S. county |
|---|---|---|---|
| Median gross rent | $761/mo | $1,072/mo | $877/mo |
| Median home value | $175,000 | $238,600 | $185,300 |
| Owners | 79% | 67% | 75% |
| Rent-burdened renters | 43% | 45% | 45% |
| Burdened owners | 30% | 22% | n/a |
| Mobile homes | 5.8% | 2.9% | n/a |
Because most Logan County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Income in Logan County compared with Nebraska
At $74,271, the typical Logan County household income is 13% above the median U.S. county ($65,681). In the state ranking that is 25th of 93.
| Yearly household income | Logan County | Gap to Nebraska |
|---|---|---|
| Under $35,000 | 21.7% | +1.0 pts |
| $35,000 to $99,999 | 49.2% | +7.2 pts |
| $100,000 to $199,999 | 25.8% | -2.2 pts |
| $200,000 or more | 3.3% | -6.1 pts |
The spread is wide: 29% of Logan County households make $100,000 or more, and 22% make less than $35,000. The poverty rate is 5.6%, 5 points lower than the state's 10.6%. Income inequality, measured by the Gini index, comes to 0.489 here. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Logan County median.
How Logan County residents earn a living
By the Census industry count, 29% of employed Logan County residents work in agriculture, forestry and mining and 19% in education and health care. Compared with Nebraska, the county leans toward agriculture, forestry and mining (29% against 4%). The survey's unemployment rate for Logan County averages 0.2% over 2020 to 2024 (state: 3.0%). 15% of commuters travel 45 minutes or more each way, and 12% work from home.
| Sector | Logan County | Compared with Nebraska |
|---|---|---|
| Agriculture, forestry and mining | 29.1% | +24.8 pts |
| Education and health care | 19.0% | -5.5 pts |
| Transportation, warehousing and utilities | 17.0% | +11.0 pts |
| Retail trade | 7.1% | -3.4 pts |
| Finance, insurance and real estate | 6.9% | -0.9 pts |
| Other services | 4.2% | -0.5 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Logan County should have bank statements and tax returns ready.
Places inside Logan County
Here are the 2 most populous of the county's 2 Census places, with income and rent from the same 2020 to 2024 survey. About 50% of Logan County residents live in one of the 2. No Logan County place has a separate guide yet; this county page serves all 2.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Stapleton | village | 343 | $70,250 | $713 | 6 mi |
| Gandy | village | 42 | $178,056 | n/a | 5 mi |
Neighboring counties at a glance
Distances run center to center, from Thomas County at 22 miles out to Hooker County at 43. None of the six report a higher median household income than Logan County; Blaine County is highest at $69,583 and Hooker County lowest at $49,464.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Logan County | - | $74,271 | $761/mo | 79% |
| Thomas County, NE | 22 mi | $65,000 | $638/mo | 68% |
| Blaine County, NE | 35 mi | $69,583 | $873/mo | 74% |
| McPherson County, NE | 36 mi | $58,684 | $588/mo | 65% |
| Lincoln County, NE | 37 mi | $65,148 | $900/mo | 66% |
| Custer County, NE | 38 mi | $67,906 | $853/mo | 69% |
| Hooker County, NE | 43 mi | $49,464 | $592/mo | 55% |
Room for a loan payment in Logan County
Here is the Logan County median household run through a simple DTI check. Your numbers will differ.
- $74,271 a year is $6,189 of gross monthly income
- Housing at the median rent of $761 uses 12%
- Under a 36% cap, $2,228 total minus rent leaves $1,467
If your rent is above $761, the room shrinks dollar for dollar.
Logan County households compared
24% of Logan County adults 25 and older hold a bachelor's degree or more. The uninsured rate is 7.1%, against 7.2% for Nebraska.
| Logan County | Nebraska | U.S. county median | |
|---|---|---|---|
| Median age | 45.5 | 37.2 | 41.5 |
| Bachelor's or higher | 24.1% | 34.6% | 22.2% |
| No high school diploma | 2.2% | 7.8% | n/a |
| No health insurance | 7.1% | 7.2% | 7.8% |
| Work from home | 12.3% | 11.0% | 8.7% |
| Poverty rate | 5.6% | 10.6% | 13.2% |
| Unemployment (ACS) | 0.2% | 3.0% | 4.4% |
Before borrowing in Logan County
A few patterns in the Logan County data, and the practical point behind each:
- Retirees. At a median age of 45.5, many borrowers here rely on award letters as proof of income; favor no prepayment penalty.
- Getting ready. Gather pay stubs or benefit letters before you apply (checklist).
- Advance-fee offers. No legitimate lender asks a Logan County borrower to pay first (scam signs).
Checklist for Logan County applicants
Four checks before you sign anything:
- Know the exact dollar figure you need before talking to a lender.
- Compare the total repaid on every offer, not just the payment.
- Look the lender up with the state regulator first.
- Keep a small cushion so one surprise bill does not mean another loan.
Lender oversight for Logan County
Before sharing details with a lender, a Logan County resident can confirm its license with the Nebraska Department of Banking and Finance. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. Statewide data and rules: Nebraska guide.
Nearby and statewide guides
For statewide rules and data, see the Nebraska guide.
Frequently asked questions
What does a typical Logan County household make?
About $74,271 a year at the median (ACS 2020-24), 3% below the Nebraska median.
How does Logan County rent compare with Nebraska?
$761 locally versus $1,072 for the state, 29% below.
I own my home in Logan County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 79% of homes owner-occupied here, many readers can compare both in writing.
I live in a small Logan County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Stapleton, Gandy.
Are Logan County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.