1st Advantage MortgageLogan County households have a median income of $83,899 and median rent of $891 a month (ACS 2020 to 2024). A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Oklahoma license first.
On this page
- Logan County at a glance
- What Logan County households earn
- Housing costs in Logan County
- Work, industries and travel time in Logan County
- The counties around Logan County
- Logan County towns compared
- Who lives in Logan County, in numbers
- What the numbers mean for Logan County borrowers
- Room for a loan payment in Logan County
- Four steps for Logan County borrowers
- Who licenses lenders for Logan County residents
- Nearby and statewide guides
- Frequently asked questions
Logan County at a glance
The latest five-year Census estimate puts Logan County's population at 51,938; only 14 of Oklahoma's 77 county-level areas are larger. Packed into 744 square miles, that is close to 70 residents for every square mile of land. It is one of the counties that make up the Oklahoma City, OK metropolitan statistical area (OMB, 2023). The Census Bureau counts 15 places in the county (11 incorporated, 4 census-designated); the largest is Guthrie, with about 11,243 residents, or 22% of the county.
What Logan County households earn
The median household income in Logan County is $83,899; statewide it is $65,039, so Logan County runs 29% above Oklahoma as a whole. Only 2 Oklahoma counties post a higher median.
| Yearly household income | Logan County | Gap to Oklahoma |
|---|---|---|
| Under $35,000 | 19.9% | -6.4 pts |
| $35,000 to $99,999 | 40.8% | -2.4 pts |
| $100,000 to $199,999 | 26.0% | +2.7 pts |
| $200,000 or more | 13.3% | +6.1 pts |
About 20% of households earn under $35,000, while 39% clear $100,000. 11.6% of residents fall below the federal poverty line (statewide: 15.3%). If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Logan County median.
Housing costs in Logan County
A typical Logan County rental runs $891 a month including utilities, which is 12% below Oklahoma. By the Census definition, 53% of Logan County renters are cost-burdened. The median owner-occupied home is valued at $246,700, about 2.9 times the median household income. Owners occupy 85% of homes.
| Logan County | Oklahoma | U.S. county median | |
|---|---|---|---|
| Median gross rent | $891/mo | $1,014/mo | $877/mo |
| Median home value | $246,700 | $199,800 | $185,300 |
| Owners | 85% | 66% | 75% |
| Rent-burdened renters | 53% | 46% | 45% |
| Burdened owners | 24% | 24% | n/a |
| Mobile homes | 15.3% | 8.2% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare). Rent pressure is real here, so run any payment through the debt-to-income calculator before you apply.
Work, industries and travel time in Logan County
Education and health care employs 25% of working residents, the largest share; retail trade is next with 11%. The sharpest difference from the state is in education and health care, at 25% locally and 23% for Oklahoma. ACS puts five-year average unemployment at 3.6% in Logan County. Long commutes are common here: 20% of workers spend 45 minutes or longer getting to work.
| Where residents work | Logan County | Difference from Oklahoma |
|---|---|---|
| Education and health care | 25.5% | +2.2 pts |
| Retail trade | 10.8% | -0.9 pts |
| Professional and administrative services | 10.7% | +1.4 pts |
| Construction | 9.2% | +1.9 pts |
| Arts, lodging and food service | 7.7% | -1.3 pts |
| Public administration | 6.5% | +0.3 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
The counties around Logan County
Nearest neighbors first, measured between county centers (25 to 37 miles). Income ranges from $49,809 in Payne County to $71,975 in Kingfisher County; none of these neighbors top Logan County's median.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Logan County | - | $83,899 | $891/mo | 85% |
| Oklahoma County, OK | 25 mi | $66,679 | $1,116/mo | 58% |
| Kingfisher County, OK | 27 mi | $71,975 | $891/mo | 75% |
| Payne County, OK | 29 mi | $49,809 | $917/mo | 51% |
| Noble County, OK | 35 mi | $66,365 | $826/mo | 78% |
| Lincoln County, OK | 35 mi | $62,216 | $794/mo | 80% |
| Garfield County, OK | 37 mi | $66,182 | $919/mo | 66% |
Logan County towns compared
The table lists the 14 largest of 15 Census places in Logan County, by population. Together all 15 hold about 17,751 people, so roughly 66% of residents live outside any named place. Among places of 500 or more people, median income runs from $53,457 in Guthrie to $96,970 in Cashion. Rent is cheapest in Langston ($465) and steepest in Cashion ($1,330). Live in one of these Logan County communities, or between them? This is your local guide.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Guthrie | city | 11,243 | $53,457 | $870 | 4 mi |
| Langston | town | 1,692 | n/a | $465 | 10 mi |
| Crescent | city | 1,527 | $62,813 | $918 | 8 mi |
| Cashion | town | 1,148 | $96,970 | $1,330 | 15 mi |
| Coyle | town | 522 | $83,331 | $775 | 12 mi |
| Cedar Valley | city | 450 | $126,786 | n/a | 4 mi |
| Mulhall | town | 257 | $76,250 | n/a | 15 mi |
| Marshall | town | 256 | $60,466 | n/a | 19 mi |
| Crescent Springs | CDP | 204 | n/a | n/a | 9 mi |
| Cimarron City | town | 150 | $104,250 | n/a | 9 mi |
| Twin Lakes | CDP | 127 | n/a | n/a | 12 mi |
| Orlando | town | 106 | $46,250 | n/a | 17 mi |
| Lovell | CDP | 51 | n/a | n/a | 14 mi |
| Meridian | town | 18 | n/a | n/a | 12 mi |
Who lives in Logan County, in numbers
College graduates make up 31% of the adult population. About 12% go without health insurance.
| Indicator | Logan County | All of Oklahoma | U.S. county median |
|---|---|---|---|
| Median age | 40.6 | 37.0 | 41.5 |
| Bachelor's or higher | 31.4% | 28.3% | 22.2% |
| No high school diploma | 8.5% | 10.6% | n/a |
| No health insurance | 11.5% | 12.9% | 7.8% |
| No vehicle | 3.4% | 5.6% | 5.4% |
| Work from home | 10.5% | 9.4% | 8.7% |
| Poverty rate | 11.6% | 15.3% | 13.2% |
| Unemployment (ACS) | 3.6% | 5.0% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 21.3% |
| 15 to 29 min | 29.6% |
| 30 to 44 min | 29.2% |
| 45 to 59 min | 13.2% |
| 60+ min | 6.7% |
What the numbers mean for Logan County borrowers
A few patterns in the Logan County data, and the practical point behind each:
- Medical bills. 12% of Logan County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
- Commuter costs. 20% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
- Manufactured homes. 15% of Logan County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Tight rental budgets. With 53% of Logan County renters cost-burdened, test a new payment against a lean month.
Room for a loan payment in Logan County
How much room does a median Logan County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- Monthly gross at the median, Logan County: $6,992
- Less median rent of $891, which is 13% of it
- With a 35% ceiling, about $1,556 remains for car, card, student and any new loan payments
- At 45%, room after rent is $2,255 a month
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Logan County's.
Four steps for Logan County borrowers
Four checks before you sign anything:
- Write down what the expense costs; a smaller loan costs less.
- Compare the total repaid on every offer, not just the payment.
- Look the lender up with the state regulator first.
- Lock paid-off cards after consolidating so balances stay at zero.
Who licenses lenders for Logan County residents
No county office licenses personal lenders. For Logan County, check the Oklahoma State Banking Department. The Oklahoma Department of Consumer Credit handles consumer-credit questions as well. Problems with a lender can also go to the CFPB. The Oklahoma guide covers state rules in more detail.
Nearby and statewide guides
The Oklahoma guide covers the whole state.
Frequently asked questions
How much do households in Logan County earn?
The median is $83,899; 39% earn $100,000 or more and 20% under $35,000. A lender uses your own documented income, not this figure.
How much is rent in Logan County?
Median gross rent, utilities included, is $891 a month; 53% of renters spend 30% or more of income on it.
I own my home in Logan County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 85% of homes owner-occupied here, many readers can compare both in writing.
Does this page cover Guthrie?
Yes, along with the other 14 Census places in Logan County, such as Langston, Crescent, Cashion.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Logan County or elsewhere in Oklahoma, the same rules apply.