1st Advantage MortgageThe median Love County household earns $66,580, and 15% of residents live below the poverty line. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Oklahoma before sharing details.
On this page
- Love County, OK: the basics
- The Love County job picture
- What Love County households earn
- Love County housing compared with Oklahoma
- Counties near Love County
- Love County towns compared
- Love County residents: age, schooling, coverage
- Reading the Love County data as a borrower
- Budget math at the Love County median
- Steps before you apply in Love County
- Licensing and complaints for Love County
- Related local guides
- Frequently asked questions
Love County, OK: the basics
Love County is home to about 10,261 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 57th most populous of 77 county-level areas in Oklahoma. It covers 514 square miles of land, or about 20 people per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. The Census Bureau counts 5 places in the county (3 incorporated, 2 census-designated); the largest is Marietta, with about 2,865 residents, or 28% of the county.
The Love County job picture
The biggest employer of Love County residents, by industry, is arts, lodging and food service at 21% of workers, followed by education and health care (18%). Arts, lodging and food service stands out: 21% of workers here, versus 9% statewide. Averaged over the five survey years, 5.2% of the labor force was out of work and looking. About 79% drive to work alone and 13% have trips of 45 minutes or more. Only 3.2% of homes here go without a vehicle.
| Sector | Love County | Compared with Oklahoma |
|---|---|---|
| Arts, lodging and food service | 21.1% | +12.1 pts |
| Education and health care | 18.2% | -5.1 pts |
| Retail trade | 9.3% | -2.5 pts |
| Manufacturing | 8.5% | -0.7 pts |
| Construction | 8.3% | +0.9 pts |
| Transportation, warehousing and utilities | 7.2% | +1.2 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Love County should have bank statements and tax returns ready.
What Love County households earn
Love County households have a median income of $66,580 (ACS 2020 to 2024), which ranks 12th of 77 in Oklahoma.
| Households earning | Love County | +/- vs Oklahoma |
|---|---|---|
| Under $35,000 | 23.7% | -2.6 pts |
| $35,000 to $99,999 | 47.7% | +4.5 pts |
| $100,000 to $199,999 | 22.5% | -0.8 pts |
| $200,000 or more | 6.1% | -1.1 pts |
Some 24% of households here live on less than $35,000 a year; 29% have six-figure incomes. Census counts 15.0% of Love County residents in poverty, against 15.3% across Oklahoma. Income inequality, measured by the Gini index, comes to 0.439 here. A household earning below the $66,580 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
Love County housing compared with Oklahoma
Median gross rent, utilities included, comes to $939 in Love County versus $1,014 statewide. Rent takes 30% or more of income for 30% of renter households here. The median owner-occupied home is valued at $171,000, about 2.6 times the median household income. Owners occupy 73% of homes. Median construction year: 1984.
| Love County | Oklahoma | U.S. county median | |
|---|---|---|---|
| Median gross rent | $939/mo | $1,014/mo | $877/mo |
| Median home value | $171,000 | $199,800 | $185,300 |
| Owners | 73% | 66% | 75% |
| Rent-burdened renters | 30% | 46% | 45% |
| Burdened owners | 27% | 24% | n/a |
| Mobile homes | 19.4% | 8.2% | n/a |
| Vacant units | 18% | 12% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
Counties near Love County
Carter County is closest, 20 miles from center to center; the sixth, Murray County, is 38 miles off. Income ranges from $48,668 in Jefferson County to $73,932 in Cooke County; 1 of these neighbors top Love County's median. Some neighbors are in Texas. Lender licensing is state by state, so a loan for a Love County resident follows Oklahoma rules.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Love County | - | $66,580 | $939/mo | 73% |
| Carter County, OK | 20 mi | $60,723 | $980/mo | 67% |
| Cooke County, TX | 22 mi | $73,932 | $1,047/mo | 72% |
| Marshall County, OK | 28 mi | $57,245 | $824/mo | 78% |
| Montague County, TX | 34 mi | $64,545 | $1,008/mo | 80% |
| Jefferson County, OK | 35 mi | $48,668 | $647/mo | 71% |
| Murray County, OK | 38 mi | $66,322 | $881/mo | 72% |
Love County towns compared
The table lists the 5 largest of 5 Census places in Love County, by population. Together all 5 hold about 4,482 people, so roughly 56% of residents live outside any named place. No Love County place has a separate guide yet; this county page serves all 5.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Marietta | city | 2,865 | $51,838 | $827 | 7 mi |
| Burneyville | CDP | 935 | $73,558 | $1,095 | 5 mi |
| Thackerville | town | 461 | $58,500 | $846 | 13 mi |
| Greenville | CDP | 155 | $69,688 | n/a | 8 mi |
| Leon | town | 66 | $41,250 | n/a | 12 mi |
Love County residents: age, schooling, coverage
College graduates make up 17% of the adult population. About 13% go without health insurance.
| Love County | Oklahoma | U.S. county median | |
|---|---|---|---|
| Median age | 39.1 | 37.0 | 41.5 |
| Bachelor's or higher | 16.6% | 28.3% | 22.2% |
| No high school diploma | 13.5% | 10.6% | n/a |
| No health insurance | 13.2% | 12.9% | 7.8% |
| No vehicle | 3.2% | 5.6% | 5.4% |
| Work from home | 4.5% | 9.4% | 8.7% |
| Poverty rate | 15.0% | 15.3% | 13.2% |
| Unemployment (ACS) | 5.2% | 5.0% | 4.4% |
| Trip time | Share |
|---|---|
| Under 15 min | 33.4% |
| 15 to 29 min | 33.7% |
| 30 to 44 min | 20.0% |
| 45 to 59 min | 6.7% |
| 60+ min | 6.2% |
Reading the Love County data as a borrower
The county's numbers point to a few situations that come up often for Love County borrowers.
- Uninsured care. 13% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- Manufactured homes. 19% of Love County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Know your credit. Review all three bureau reports for free (AnnualCreditReport.com).
Budget math at the Love County median
Love County at the medians, through a lender's eyes (what DTI means):
- Start: $5,548 gross per month ($66,580 / 12)
- Median rent: $939, or 17 cents of every gross dollar
- At 36%, room after rent is $1,058 a month
- 43% debt-to-income limit: $1,447 left for all other debt payments
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Steps before you apply in Love County
Quick steps for Love County:
- Borrow the amount the job needs; extra cash adds interest.
- Collect three written offers and compare APR and total repaid.
- Confirm the lender is licensed in Oklahoma.
- Never pay a fee up front to get a loan.
Licensing and complaints for Love County
Love County borrowers fall under statewide rules, enforced by the Oklahoma State Banking Department. The Oklahoma Department of Consumer Credit handles consumer-credit questions as well. Federal complaints: consumerfinance.gov. See the Oklahoma state guide for the statewide picture.
Related local guides
For statewide rules and data, see the Oklahoma guide.
Frequently asked questions
Is Love County a high-income county?
Its $66,580 median ranks 12th of 77 Oklahoma counties and compares with $65,681 for the median U.S. county.
What do renters pay in Love County?
$939 a month at the median, about 17% of median household income.
Should Love County homeowners use home equity instead?
Maybe, but weigh the risk: 73% of Love County homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.
I live in a small Love County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Marietta, Burneyville, Thackerville, Greenville, Leon.
Does living in Love County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Love County resident as anyone. Lenders decide under fair-lending law.