1st Advantage MortgageIn Nottoway County, Virginia, the typical household earns $63,261 a year and the typical rent is $972. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- A quick profile of Nottoway County
- Household income in Nottoway County
- Employment and commuting in Nottoway County
- Rent, home values and ownership in Nottoway County
- Nottoway County and the counties next door
- Towns and communities in Nottoway County
- Room for a loan payment in Nottoway County
- Nottoway County residents: age, schooling, coverage
- Reading the Nottoway County data as a borrower
- Before you sign
- Checking a lender's license in Virginia
- Related local guides
- Frequently asked questions
A quick profile of Nottoway County
With an estimated 15,597 residents (ACS 2020 to 2024), Nottoway County ranks 95th of 133 in Virginia for population. Spread over 314 square miles, that works out to roughly 49.6 residents per square mile. No metropolitan area includes Nottoway County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Blackstone is the biggest of its 4 Census places, at roughly 3,341 people (21% of the county total).
Household income in Nottoway County
Nottoway County households have a median income of $63,261 (ACS 2020 to 2024), which ranks 83rd of 133 in Virginia.
| Band | Nottoway County | Compared with Virginia |
|---|---|---|
| Under $35,000 | 31.8% | +13.9 pts |
| $35,000 to $99,999 | 41.0% | +5.8 pts |
| $100,000 to $199,999 | 24.3% | -4.9 pts |
| $200,000 or more | 2.9% | -14.8 pts |
The spread is wide: 27% of Nottoway County households make $100,000 or more, and 32% make less than $35,000. 18.5% of residents fall below the federal poverty line (statewide: 9.9%). Income inequality, measured by the Gini index, comes to 0.418 here. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Employment and commuting in Nottoway County
Education and health care employs 28% of working residents, the largest share; arts, lodging and food service is next with 11%. Compared with Virginia, the county leans toward education and health care (28% against 22%). The survey's unemployment rate for Nottoway County averages 2.8% over 2020 to 2024 (state: 4.3%). 28% of commuters travel 45 minutes or more each way, and 9% work from home.
| Top industries | Nottoway County share | +/- vs Virginia |
|---|---|---|
| Education and health care | 28.1% | +5.8 pts |
| Arts, lodging and food service | 10.9% | +3.0 pts |
| Professional and administrative services | 10.8% | -6.0 pts |
| Retail trade | 10.5% | +0.7 pts |
| Public administration | 9.7% | +0.8 pts |
| Construction | 6.3% | -0.2 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Rent, home values and ownership in Nottoway County
Renters in Nottoway County pay a median of $972 a month, 38% below the Virginia figure of $1,579. Rent takes 30% or more of income for 47% of renter households here. The median owner-occupied home is valued at $167,500, about 2.6 times the median household income. 67% of Nottoway County households own their home and 33% rent. Half the housing stock was built before 1973.
| Cost | Nottoway County | Virginia figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $972/mo | $1,579/mo | $877/mo |
| Median home value | $167,500 | $383,700 | $185,300 |
| Owners | 67% | 67% | 75% |
| Rent-burdened renters | 47% | 49% | 45% |
| Burdened owners | 29% | 25% | n/a |
Nottoway County and the counties next door
Distances run center to center, from Amelia County at 14 miles out to Cumberland County at 28. Dinwiddie County leads the group on income ($83,704), Brunswick County trails ($53,084), and Nottoway County out-earns 4 of the six.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Nottoway County | - | $63,261 | $972/mo | 67% |
| Amelia County, VA | 14 mi | $76,717 | $1,164/mo | 82% |
| Lunenburg County, VA | 17 mi | $54,842 | $742/mo | 71% |
| Prince Edward County, VA | 22 mi | $56,315 | $931/mo | 58% |
| Dinwiddie County, VA | 24 mi | $83,704 | $1,224/mo | 80% |
| Brunswick County, VA | 28 mi | $53,084 | $834/mo | 74% |
| Cumberland County, VA | 28 mi | $55,325 | $877/mo | 76% |
Towns and communities in Nottoway County
Here are the 4 most populous of the county's 4 Census places, with income and rent from the same 2020 to 2024 survey. About 44% of Nottoway County residents live in one of the 4. Live in one of these Nottoway County communities, or between them? This is your local guide.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Blackstone | town | 3,341 | $54,570 | $1,123 | 5 mi |
| Crewe | town | 2,906 | $70,625 | $942 | 5 mi |
| Burkeville | town | 488 | n/a | $1,150 | 8 mi |
| Nottoway Court House | CDP | 69 | $83,194 | n/a | 1 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
Room for a loan payment in Nottoway County
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Nottoway County household at the medians it works out like this; treat it as an illustration only.
- $63,261 a year is $5,272 of gross monthly income
- Median rent: $972, or 18 cents of every gross dollar
- $926: what a 36% ratio leaves once rent is paid
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Nottoway County residents: age, schooling, coverage
College graduates make up 14% of the adult population. About 10% go without health insurance.
| People and households | Nottoway County | Virginia | Median county |
|---|---|---|---|
| Median age | 41.5 | 39.0 | 41.5 |
| Bachelor's or higher | 14.1% | 42.2% | 22.2% |
| No high school diploma | 14.4% | 8.4% | n/a |
| No health insurance | 10.3% | 6.9% | 7.8% |
| No vehicle | 7.9% | 6.1% | 5.4% |
| Work from home | 8.7% | 18.3% | 8.7% |
| Poverty rate | 18.5% | 9.9% | 13.2% |
| Unemployment (ACS) | 2.8% | 4.3% | 4.4% |
| One-way commute | Share of Nottoway County workers |
|---|---|
| Under 15 min | 33.3% |
| 15 to 29 min | 24.3% |
| 30 to 44 min | 14.5% |
| 45 to 59 min | 13.0% |
| 60+ min | 14.9% |
Reading the Nottoway County data as a borrower
The county's numbers point to a few situations that come up often for Nottoway County borrowers.
- Hospital bills in Nottoway County. For the 10% of residents without coverage, the provider's charity-care program comes before any loan (details).
- Commuter costs. 28% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
- Lower-cost alternatives. In a county with 18% in poverty, nonprofit credit counseling may beat a loan (options).
- Renters under pressure. When 47% pay 30% or more for rent, the smallest loan that solves the problem is the right size.
Before you sign
Steps that save money for Nottoway County residents:
- Get a written quote for whatever you are paying for in Nottoway County.
- Collect three written offers and compare APR and total repaid.
- Verify the Virginia license before giving out your Social Security number.
- Ask a Nottoway County credit union about member loans.
Checking a lender's license in Virginia
Nottoway County borrowers fall under statewide rules, enforced by the Virginia Bureau of Financial Institutions. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. The Virginia guide covers state rules in more detail.
Related local guides
The Virginia guide covers the whole state.
Frequently asked questions
Is Nottoway County a high-income county?
Its $63,261 median ranks 83rd of 133 Virginia counties and compares with $65,681 for the median U.S. county.
Is Nottoway County expensive for renters?
Median rent is $972 against $1,579 statewide, and 47% of renter households are cost-burdened.
Does this page cover Blackstone?
Yes, along with the other 3 Census places in Nottoway County, such as Crewe, Burkeville, Nottoway Court House.
Does living in Nottoway County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Nottoway County resident as anyone. Lenders decide under fair-lending law.
Who regulates personal lenders for Nottoway County residents?
The Virginia Bureau of Financial Institutions licenses consumer lenders in Virginia; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.