1st Advantage MortgagePerquimans County households have a median income of $67,917 and median rent of $1,008 a month (ACS 2020 to 2024). Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in North Carolina before sharing details.
On this page
- Getting oriented in Perquimans County
- How Perquimans County residents earn a living
- Income in Perquimans County compared with North Carolina
- Perquimans County housing compared with North Carolina
- The communities that make up Perquimans County
- Counties near Perquimans County
- Debt-to-income at Perquimans County's medians
- Local borrowing considerations for Perquimans County
- Who lives in Perquimans County, in numbers
- Licensing and complaints for Perquimans County
- Steps before you apply in Perquimans County
- Nearby and statewide guides
- Frequently asked questions
Getting oriented in Perquimans County
Perquimans County is home to about 13,244 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 90th most populous of 100 county-level areas in North Carolina. Land area is 247 square miles (2024 Gazetteer), so density runs near 54 per square mile. Under the July 2023 OMB definitions, Perquimans County is not part of any metropolitan area. Of the 2 Census places inside Perquimans County, Hertford leads by population with about 1,618; 2 of the 2 are incorporated.
How Perquimans County residents earn a living
Education and health care employs 23% of working residents, the largest share; arts, lodging and food service is next with 12%. The sharpest difference from the state is in public administration, at 10% locally and 4% for North Carolina. ACS puts five-year average unemployment at 3.6% in Perquimans County. 29% of commuters travel 45 minutes or more each way, and 7% work from home. Households without a car make up 5.8% of the total (5.3% statewide).
| Top industries | Perquimans County share | +/- vs North Carolina |
|---|---|---|
| Education and health care | 23.3% | +0.8 pts |
| Arts, lodging and food service | 12.2% | +3.8 pts |
| Public administration | 10.0% | +5.9 pts |
| Retail trade | 9.4% | -1.8 pts |
| Manufacturing | 8.9% | -2.7 pts |
| Construction | 8.2% | +0.9 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Income in Perquimans County compared with North Carolina
At $67,917, the typical Perquimans County household income is 3% above the median U.S. county ($65,681). Only 26 North Carolina counties post a higher median.
| Income band | Share in Perquimans County | Difference from North Carolina |
|---|---|---|
| Under $35,000 | 24.0% | +0.8 pts |
| $35,000 to $99,999 | 42.4% | +0.9 pts |
| $100,000 to $199,999 | 29.6% | +4.6 pts |
| $200,000 or more | 4.0% | -6.4 pts |
The spread is wide: 34% of Perquimans County households make $100,000 or more, and 24% make less than $35,000. Census counts 9.8% of Perquimans County residents in poverty, against 13.0% across North Carolina. The Gini index of income inequality is 0.398 (0 is perfect equality). For a borrower in Perquimans County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Perquimans County housing compared with North Carolina
Renters in Perquimans County pay a median of $1,008 a month, 18% below the North Carolina figure of $1,228. Rent takes 30% or more of income for 46% of renter households here. Home values center on $231,700, or 3.4 years of median income. 77% of Perquimans County households own their home and 23% rent. The median year built is 1991.
| Housing | Perquimans County | North Carolina statewide | Typical U.S. county |
|---|---|---|---|
| Median gross rent | $1,008/mo | $1,228/mo | $877/mo |
| Median home value | $231,700 | $288,900 | $185,300 |
| Owners | 77% | 67% | 75% |
| Rent-burdened renters | 46% | 49% | 45% |
| Burdened owners | 28% | 25% | n/a |
| Mobile homes | 22.9% | 11.0% | n/a |
In an owner-heavy county like Perquimans County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
The communities that make up Perquimans County
The table lists the 2 largest of 2 Census places in Perquimans County, by population. Together all 2 hold about 2,315 people, so roughly 83% of residents live outside any named place. Live in one of these Perquimans County communities, or between them? This is your local guide.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Hertford | town | 1,618 | $40,250 | $613 | 4 mi |
| Winfall | town | 697 | $77,083 | $1,157 | 4 mi |
Counties near Perquimans County
Nearest neighbors first, measured between county centers (10 to 25 miles). 1 of the six report a higher median household income than Perquimans County; Camden County is highest at $91,078 and Tyrrell County lowest at $41,685.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Perquimans County | - | $67,917 | $1,008/mo | 77% |
| Pasquotank County, NC | 10 mi | $66,589 | $1,170/mo | 67% |
| Chowan County, NC | 12 mi | $53,864 | $681/mo | 71% |
| Camden County, NC | 17 mi | $91,078 | $1,232/mo | 82% |
| Gates County, NC | 25 mi | $66,333 | $1,143/mo | 81% |
| Washington County, NC | 25 mi | $41,813 | $743/mo | 68% |
| Tyrrell County, NC | 25 mi | $41,685 | $644/mo | 78% |
Debt-to-income at Perquimans County's medians
Perquimans County at the medians, through a lender's eyes (what DTI means):
- $67,917 a year is $5,660 of gross monthly income
- Less median rent of $1,008, which is 18% of it
- 40% debt-to-income limit: $1,256 left for all other debt payments
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Perquimans County's.
Local borrowing considerations for Perquimans County
What the Perquimans County figures suggest, and what to check first:
- Vehicle repairs. 29% of Perquimans County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
- Repairs on manufactured housing. With 23% of homes here, compare a personal loan with any dealer or park repair program.
- Fixed incomes. Perquimans County's median age is 50.7. Social Security and pensions count as income when documented.
- Tight rental budgets. With 46% of Perquimans County renters cost-burdened, test a new payment against a lean month.
Who lives in Perquimans County, in numbers
College graduates make up 22% of the adult population. 9.7% of residents have no health coverage.
| Perquimans County | North Carolina | U.S. county median | |
|---|---|---|---|
| Median age | 50.7 | 39.1 | 41.5 |
| Bachelor's or higher | 21.7% | 35.7% | 22.2% |
| No high school diploma | 11.8% | 9.9% | n/a |
| No health insurance | 9.7% | 9.9% | 7.8% |
| No vehicle | 5.8% | 5.3% | 5.4% |
| Work from home | 7.2% | 16.3% | 8.7% |
| Poverty rate | 9.8% | 13.0% | 13.2% |
| Unemployment (ACS) | 3.6% | 4.7% | 4.4% |
| Minutes to work | Perquimans County workers |
|---|---|
| Under 15 min | 21.2% |
| 15 to 29 min | 32.2% |
| 30 to 44 min | 17.3% |
| 45 to 59 min | 10.1% |
| 60+ min | 19.1% |
Licensing and complaints for Perquimans County
Before sharing details with a lender, a Perquimans County resident can confirm its license with the North Carolina Office of the Commissioner of Banks. A CFPB complaint gets forwarded to the company for a response. More on North Carolina: North Carolina personal loans.
Steps before you apply in Perquimans County
Before you apply, wherever you live in Perquimans County:
- Borrow the amount the job needs; extra cash adds interest.
- Ask each lender for the APR and all fees in writing.
- Check the license, then the reviews, then the offer.
- Lock paid-off cards after consolidating so balances stay at zero.
Nearby and statewide guides
For statewide rules and data, see the North Carolina guide.
Frequently asked questions
What does a typical Perquimans County household make?
About $67,917 a year at the median (ACS 2020-24), 6% below the North Carolina median.
How much is rent in Perquimans County?
Median gross rent, utilities included, is $1,008 a month; 46% of renters spend 30% or more of income on it.
I live in a small Perquimans County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Hertford, Winfall.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Perquimans County or elsewhere in North Carolina, the same rules apply.
Is there a Perquimans County office that licenses lenders?
No, licensing is statewide. In North Carolina it is the North Carolina Office of the Commissioner of Banks.